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Public limited companyfounded 200224 yrs activeJeanne Moermansstraat 12, 3500 Hasselt, BelgiumKBO/BCE: BE 0477.641.658
Summary

LINJO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.6m and a net result of €146,904. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 2413 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
5 d early
2021
11 d early
2020
44 d early
2019
48 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 May 2002, LINJO was incorporated.1 Total assets went from EUR 2.2 million in 2018 to EUR 5.3 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Equity
€3.6m▲ 4.2%
2024 · €3.5m
Net result
€146,904▼ 82.3%
2024 · €829,240
Total assets
€5.3m▲ 1.5%
2024 · €5.2m
Solvency
68.2%▲ 1.7pp
2024 · 66.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€105,045▲ 22.6%€103,406▼ 1.6%€127,346▲ 23.2%€410,786▲ 223%€200,972▼ 51.1%
Net result€66,984within the sector's middle half▼ 95.9%€56,815within the sector's middle half▼ 15.2%€75,670within the sector's middle half▲ 33.2%€829,240above the sector's middle half▲ 996%€146,904within the sector's middle half▼ 82.3%
Equity€2.5mabove the sector's middle half▲ 2.7%€2.6mabove the sector's middle half▲ 2.2%€2.7mabove the sector's middle half▲ 2.9%€3.5mabove the sector's middle half▲ 31.2%€3.6mwithin the sector's middle half▲ 4.2%
Total assets€4.8mabove the sector's middle half▲ 13.7%€4.8mabove the sector's middle half▲ 0.3%€5.3mabove the sector's middle half▲ 9.4%€5.2mabove the sector's middle half▼ 0.2%€5.3mwithin the sector's middle half▲ 1.5%
Debt€2.3m▲ 29.1%€2.2m▼ 1.6%€2.6m▲ 16.8%€1.7m▼ 33.4%€1.7m▼ 3.8%
Working capital-€1.7m▼ 8.6%-€1.6m▲ 4.6%-€1.8m▼ 12.3%-€1.4m▲ 21.2%-€216,872▲ 84.9%
Solvency52.8%within the sector's middle half▼ 5.6pp53.8%within the sector's middle half▲ 1.0pp50.6%within the sector's middle half▼ 3.2pp66.5%within the sector's middle half▲ 15.9pp68.2%within the sector's middle half▲ 1.7pp
Staff (FTE)0below the sector's middle half0within the sector's middle half0within the sector's middle half0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2025 Net result -82% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€250,000€500,000€750,000Operating result 2021: €105,045€105,045Net result 2021: €66,984€66,984Operating result 2022: €103,406€103,406Net result 2022: €56,815€56,815Operating result 2023: €127,346€127,346Net result 2023: €75,670€75,670Operating result 2024: €410,786€410,786Net result 2024: €829,240€829,240Operating result 2025: €200,972€200,972Net result 2025: €146,904€146,90420212022202320242025€0€250,000€500,000€750,000Operating result 2023: €127,346€127,000Net result 2023: €75,670€75,700Operating result 2024: €410,786€411,000Net result 2024: €829,240€829,000Operating result 2025: €200,972€201,000Net result 2025: €146,904€147,000202320242025
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.3m
Fixed assets €5.0m ▼ 1.2%
Current assets €332,989 ▲ 75.4%
Equity and liabilities €5.3m
Equity €3.6m ▲ 4.2%
Provisions €27,337 ▼ 3.3%
Debt €1.7m ▼ 3.8%
Debt's share of the balance-sheet total falls from 33.0% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
4.0%▼
2024 · 23.8%
ROA
2.8%▼
2024 · 15.8%
Debt ≤ 1 year
€549,861▼
2024 · €1.6m
Debt > 1 year
€1.1m▲
2024 · €90,434
Income taxes
€53,816▼
2024 · €72,017
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.2m€5.3m▲
Fixed assets21/28€5.1m€5.0m▼
Tangible fixed assets22/27€2.3m€2.2m▼
Land and buildings22€2.2m€2.1m▼
Plant, machinery and equipment23€8,519€7,145▼
Furniture and vehicles24€95,029€73,939▼
Financial fixed assets28€2.8m€2.8m▲
Current assets29/58€189,881€332,989▲
Amounts receivable within one year40/41€129,758€221,820▲
Trade receivables40€99,220€201,230▲
Other amounts receivable41€30,538€20,591▼
Cash at bank and in hand54/58€41,835€107,126▲
Deferred charges and accrued income490/1€18,288€4,043▼
Equity and liabilities
Total equity and liabilities10/49€5.2m€5.3m▲
Equity10/15€3.5m€3.6m▲
Contributions10/11€275,000€275,000=
Capital10€275,000€275,000=
Issued capital100€275,000€275,000=
Reserves13€3.2m€3.4m▲
Non-distributable reserves130/1€27,500€27,500=
Legal reserve130€27,500€27,500=
Tax-exempt reserves132€84,851€82,011▼
Distributable reserves133€3.1m€3.3m▲
Provisions and deferred taxes16€28,284€27,337▼
Deferred taxes168€28,284€27,337▼
Amounts payable17/49€1.7m€1.7m▼
Amounts payable after more than one year17€90,434€1.1m▲
Financial debts170/4€72,849€0▼
Other amounts payable178/9€17,585€1.1m▲
Amounts payable within one year42/48€1.6m€549,861▼
Current portion of amounts payable after more than one year42€124,204€72,849▼
Financial debts43€896,445€400,000▼
Other loans439€896,445€400,000▼
Trade debts44€6,747€7,423▲
Suppliers440/4€6,747€7,423▲
Taxes, remuneration and social security45€21,559€32,041▲
Taxes450/3€21,559€32,041▲
Other amounts payable47/48€574,337€37,549▼
Accrued charges and deferred income492/3€15,000€0▼
Income statement Code20242025
Non-recurring operating income76A€242,183€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105,774€106,976▲
Other operating charges640/8€18,333€30,902▲
Gross operating margin9900€534,893€338,850▼
Operating profit (loss)9901€410,786€200,972▼
Financial income75/76B€534,105€0▼
Recurring financial income75€534,105€0▼
Financial charges65/66B€15,350€1,199▼
Recurring financial charges65€15,350€1,199▼
Profit (loss) for the period before taxes9903€929,541€199,773▼
Transfer from deferred taxes780€1,815€947▼
Transfer to deferred taxes680€30,098€0▼
Income taxes67/77€72,017€53,816▼
Profit (loss) for the period9904€829,240€146,904▼
Transfer from tax-exempt reserves789€5,444€2,840▼
Transfer to tax-exempt reserves689€90,295€0▼
Profit (loss) for the period to be appropriated9905€744,390€149,744▼
Appropriation of the result
Profit (loss) to be appropriated9906€744,390€149,744▼
Transfer to equity691/2€744,390€149,744▼
To other reserves6921€744,390€149,744▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€1,500€242,183€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87,767€97,725€102,644€105,774€106,976▲ 1.1%
Other operating charges640/8€12,145€21,278€17,030€18,333€30,902▲ 68.6%
Gross operating margin9900€204,957€222,409€247,020€534,893€338,850▼ 36.7%
Operating profit (loss)9901€105,045€103,406€127,346€410,786€200,972▼ 51.1%
Financial income75/76B-€154€0€534,105€0▼ 100%
Recurring financial income75-€154€0€534,105€0▼ 100%
Financial charges65/66B€12,963€19,591€22,474€15,350€1,199▼ 92.2%
Recurring financial charges65€12,963€10,141€22,474€15,350€1,199▼ 92.2%
Non-recurring financial charges66B-€9,450€0---
Profit (loss) for the period before taxes9903€92,082€83,968€104,872€929,541€199,773▼ 78.5%
Transfer from deferred taxes780€503€3,200€0€1,815€947▼ 47.8%
Transfer to deferred taxes680---€30,098€0▼ 100%
Income taxes67/77€25,601€30,353€29,202€72,017€53,816▼ 25.3%
Profit (loss) for the period9904€66,984€56,815€75,670€829,240€146,904▼ 82.3%
Transfer from tax-exempt reserves789€1,197€5,333€0€5,444€2,840▼ 47.8%
Transfer to tax-exempt reserves689---€90,295€0▼ 100%
Profit (loss) for the period to be appropriated9905€68,180€62,148€75,670€744,390€149,744▼ 79.9%
Line20212022202320242025Change
Assets
Total assets20/58€4.8m€4.8m€5.3m€5.2m€5.3m▲ 1.5%
Fixed assets21/28€4.5m€4.5m€5.1m€5.1m€5.0m▼ 1.2%
Tangible fixed assets22/27€2.3m€2.3m€2.3m€2.3m€2.2m▼ 3.9%
Land and buildings22€2.2m€2.3m€2.3m€2.2m€2.1m▼ 3.1%
Plant, machinery and equipment23€9,056€11,268€57,084€8,519€7,145▼ 16.1%
Furniture and vehicles24€32,663€28,938€25,213€95,029€73,939▼ 22.2%
Financial fixed assets28€2.2m€2.2m€2.8m€2.8m€2.8m▲ 1.0%
Current assets29/58€296,741€267,502€125,111€189,881€332,989▲ 75.4%
Amounts receivable after more than one year29€40,000€0----
Other amounts receivable291€40,000€0----
Amounts receivable within one year40/41€28,734€23,779€107,024€129,758€221,820▲ 70.9%
Trade receivables40€28,435€23,703€106,948€99,220€201,230▲ 103%
Other amounts receivable41€299€76€76€30,538€20,591▼ 32.6%
Cash at bank and in hand54/58€223,296€219,715€11,740€41,835€107,126▲ 156%
Deferred charges and accrued income490/1€4,711€24,008€6,347€18,288€4,043▼ 77.9%
Equity and liabilities
Total equity and liabilities10/49€4.8m€4.8m€5.3m€5.2m€5.3m▲ 1.5%
Equity10/15€2.5m€2.6m€2.7m€3.5m€3.6m▲ 4.2%
Contributions10/11€275,000€275,000€275,000€275,000€275,000=
Capital10€275,000€275,000€275,000€275,000€275,000=
Issued capital100€275,000€275,000€275,000€275,000€275,000=
Reserves13€2.3m€2.3m€2.4m€3.2m€3.4m▲ 4.6%
Non-distributable reserves130/1€27,500€27,500€27,500€27,500€27,500=
Legal reserve130€27,500€27,500€27,500€27,500€27,500=
Tax-exempt reserves132€5,333€0-€84,851€82,011▼ 3.3%
Distributable reserves133€2.2m€2.3m€2.4m€3.1m€3.3m▲ 4.8%
Provisions and deferred taxes16€3,200€0-€28,284€27,337▼ 3.3%
Deferred taxes168€3,200€0-€28,284€27,337▼ 3.3%
Amounts payable17/49€2.3m€2.2m€2.6m€1.7m€1.7m▼ 3.8%
Amounts payable after more than one year17€262,272€331,799€648,878€90,434€1.1m▲ 1,132%
Financial debts170/4€253,872€320,399€640,478€72,849€0▼ 100%
Other amounts payable178/9€8,400€11,400€8,400€17,585€1.1m▲ 6,235%
Amounts payable within one year42/48€2.0m€1.9m€1.9m€1.6m€549,861▼ 66.1%
Current portion of amounts payable after more than one year42€178,803€122,504€188,116€124,204€72,849▼ 41.3%
Financial debts43€1.2m€1.5m€896,445€896,445€400,000▼ 55.4%
Credit institutions430/8€563,000€563,000€0---
Other loans439€647,534€896,445€896,445€896,445€400,000▼ 55.4%
Trade debts44€63,443€5,298€0€6,747€7,423▲ 10.0%
Suppliers440/4€63,443€5,298€0€6,747€7,423▲ 10.0%
Taxes, remuneration and social security45€34,550€35,660€25,564€21,559€32,041▲ 48.6%
Taxes450/3€34,550€35,660€25,564€21,559€32,041▲ 48.6%
Other amounts payable47/48€506,093€263,847€833,338€574,337€37,549▼ 93.5%
Accrued charges and deferred income492/3€2,500€2,772€2,703€15,000€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€66,984€56,815€75,670€829,240€146,904▼ 82.3%
+ Depreciation and write-downs630€87,767€97,725€102,644€105,774€106,976▲ 1.1%
Operating cash flow (approximation)€154,750€154,540€178,313€935,014€253,880▼ 72.8%
Investment in fixed assets (approximation)--€143,710-€694,424-€32,210-€44,990▼ 39.7%
Change in cash--€3,581-€207,976€30,095€65,292▲ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €1.6m ▲5,004%
Net result €1.6m, the highest in the series.
31-12
Financial Equity above €2mEq €2.5m ▲198%
3 profitable years in a row build equity to €2.5m.
17-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial Weakest financial yearnet €31,996 ▼23.1%
Net result drops to €31,996, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
1,770 m²
Building footprint
934 m²
Volume, LiDAR
3,623 m³
Parcel 71022H1480/00A000, Flanders · tallest building 13.9 m, ±1 floor. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
Jeanne Moermansstraat 12, 3500 Hasselt
NACE 7414101
since 20022.101.880.825
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71022H1480/00A000 Flanders 1,770 m² 1 · 934 m² 13.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 2 holdings

Chain of control

  1. HOLDING DEJOLIN 99.82%
  2. LINJO

Highest known parent: HOLDING DEJOLIN. The sources do not say who stands above it.

Owners 1

Holdings 2

According to the 2025 annual accounts of LINJO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 9,124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded31-05-2002
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0477641658
Registered 17-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.