UMANI AGENCY
The computed 12-month bankruptcy probability of UMANI AGENCY is 0.4% (very low). The 2024 annual accounts show equity of €45k and a net result of €-6k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 91 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €45k |
| Net result | €-6k |
| Staff (FTE) | 3.5 |
| Better than sector | 32% |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.4% | 41.0% | |
| Net result | €-6k | €12k | |
| Equity | €45k | €155k | |
| Gross operating margin | €264k | €135k | |
| Staff costs | €233k | €483k |
Show 10 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €30k |
| Net profit | €-6k |
| Cash flow | €27k |
| Staff costs | €233k |
| Income taxes | €223 |
| Dividends | - |
| Total assets | €335k |
| Equity | €45k |
| Debt | €290k |
| of which ≤ 1y | €290k |
| of which > 1y | - |
| Working capital | €-34k |
| Employees (FTE) | 3.5 |
| 2024 | |
|---|---|
| Current ratio | 0.88 |
| Quick ratio | 0.88 |
| Working capital ratio | -10.1% |
| Solvency | 13.4% |
| Debt / equity | 6.46 |
| Long-term debt ratio | - |
| Interest coverage | 9.63 |
| Gross margin | - |
| Net margin | - |
| ROA | -1.9% |
| ROE | -13.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €335k |
| Fixed assets | 21/28 | €79k |
| Intangible fixed assets | 21 | €79k |
| Current assets | 29/58 | €257k |
| Amounts receivable within one year | 40/41 | €256k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €335k |
| Equity | 10/15 | €45k |
| Contributions / capital | 10/11 | €100k |
| Accumulated profits (losses) | 14 | €-55k |
| Amounts payable | 17/49 | €290k |
| Amounts payable within one year | 42/48 | €290k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €264k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-6k |
| Income taxes | 67/77 | €223 |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
| NACE primary | Overige vormen van onderwijs(85599) |
| Legal form | Private limited company(610) |
| Incorporation | 01-06-2021 |
| Status | Active |
| Postal code | 3500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0375/00R000 | Flanders | 2.3 ha | 1 · 3,194 m² | 24.0 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
28-07-2026 General meeting · Auditor appointment · Permanent representative
- Publication: 28/07/2026 · UMANI AGENCY
- Filing: 17/07/2026 · UMANI AGENCY
- General meeting: 30/06/2026 · UMANI AGENCY
- Auditor appointment: role: commissaris, term: 3 jaar (boekjaar per 31 december 2026, 2027, en 2028), hetzij tot op de gewone algemene vergadering gehouden in 2029, start_date: 30/06/2026 · Moore Audit BV
- Permanent representative · Jimmy Depré
Technical details
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}31-05-2024 Jimmy Depré appointed as statutory auditor
- Jimmy Depré, Commissaris
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}| Legal nameNL | UMANI AGENCY |