Equity
€43,998 from €80,375 in 2024
Equity fell by 45% in 1 year.
UKA CONSTRUCT
Lifetime
5 annual accounts with figures on one time axispeak €89,722 (2024)
-€22,598▼ €112,320
lowest -€36,377 (2025)
-€36,377▼ €99,802
peak €80,375 (2024)
€43,998▼ 45.3%
€67,856▲ 1.6%
Board5 names since 2020
1 directorGHEORGHE Mircea
Documentsfilings and deeds
10-01-2026110 days before the deadline
2025micro format
Gross margin from €89,722 to -€22,598Loss of €36,3771 director appointed, 2 resignations 29-12Equity from €80,375 to €43,998Investments €2,420Cash from €50,295 to €18,660
Key points
from the 2025 annual accountsResult
-€36,377 -€36,377
From profit to loss in 2025, after a profit of €63,425 in 2024.
Investments
€2,420 1.9 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 2 late
The 2024 accounts came latest: 201 days after the end of the period.
Board
1 joined · 3 left
Board changed. Latest change 01-04-2026 · 1 in office.
Position in the sector
-€36,377
Lower net result than 95% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Turnover not published (micro format)
Checked score
36
Weak
Financially stronger than 21% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.5%▲ +0.1 percentage points vs 12-2024
02-2025: 2.6%▲ +0.1 percentage points vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.1 percentage points vs 03-2025
05-2025: 3.3%▲ +0.6 percentage points vs 04-2025
06-2025: 3.6%▲ +0.3 percentage points vs 05-2025
07-2025: 5.0%▲ +1.4 percentage points vs 06-2025
08-2025: 5.1%▲ +0.1 percentage points vs 07-2025
09-2025: 5.8%▲ +0.7 percentage points vs 08-2025
10-2025: 7.7%▲ +1.9 percentage points vs 09-2025highest value
11-2025: 7.7%● unchanged vs 10-2025highest value
12-2025: 2.1%▼ -5.6 percentage points vs 11-2025
01-2026: 2.2%▲ +0.1 percentage points vs 12-2025
02-2026: 1.5%▼ -0.7 percentage points vs 01-2026lowest value
03-2026: 1.5%● unchanged vs 02-2026lowest value
04-2026: 1.5%● unchanged vs 03-2026lowest value
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 2.5%▲ +1.0 percentage point vs 05-2026
07-2026: 5.9%▲ +3.4 percentage points vs 06-2026
08-2026: 5.9%● unchanged vs 07-2026
09-2026: 5.9%● unchanged vs 08-2026
10-2026: 5.1%▼ -0.8 percentage points vs 09-2026
11-2026: 5.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
2 changes of registered office in 24 months
1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.66, cash €18,660, halved
Size: total assets €111,854
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 42% of them on solvency, 29% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as UKA CONSTRUCT has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of UKA CONSTRUCT itself is higher: 5.1% within 12 months. It rests on far more data about UKA CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for UKA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.66 (2.19 in 2024), above the usual 1.5. Short-term debt is 59% and cash 16.7% of total assets. However, 60.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-01-2026, 110 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
110 days early
2024
201 days late
2023
2 days early
2022
2 days early
2021
2 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 18 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 109 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved from Ixelles to Berchem-Sainte-Agathe
Transfer of shares from Naves Dé Oliveira Ardala to Gheorghe Mircea · New registered office: Rue du Petit-Berchem 38 1082 Berchem-Sainte-Agathe · Previous registered office: Avenue des Saisons 10, 1050 Ixelles · General meeting of 01-04-2026 · Gazette deed
Registered office moved from Berchem-Sainte-Agathe to Ixelles
Transfer of shares from Gheorghe Mircea to Naves De Oliveira Ardala · New registered office: Avenue des Saisons 10-1050 Ixelles · Previous registered office: Rue du Petit-Berchem 38, 1082 Berchem-Sainte-Agathe · General meeting of 31-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0749927487
1 director appointed, 2 resignations
Transfer of 90 shares from LUNGU Adrian-llie to GHEORGHE Mircea · Transfer of 5 shares from SUTU Elena to GHEORGHE Mircea · Transfer of 5 shares from GERMAN lonut-Bogdan to GHEORGHE Mircea · General meeting of 17-12-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UKA CONSTRUCT Berchem-Sainte-Agathe | €111,854 | -€22,598 | 39.3% | - |
| FBALESTE Etterbeek | €100,536 | -€1,092 | 47.0% | - |
| ATO RENOVATION Sint-Gillis (bij-Brussel) | €102,280 | -€10,356 | 39.3% | - |
| MOON IMMO Schaerbeek | €123,394 | -€599,324 | -446.3% | - |
| GRAMA GROUP Jette | €133,644 | -€566 | -8.5% | - |
| ZANDECO CONSTRUCT Molenbeek-Saint-Jean | €132,734 | -€44,224 | 71.4% | - |
| AD HOC CONSTRUCT Linkebeek | €119,278 | -€186,041 | -141.1% | - |
These companies have the same main activity as UKA CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €101,000 and €134,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 07-07-2020Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 3 others
- Establishment unit
- 2.306.501.0381082 Berchem-Sainte-Agathe, since 07-07-2020
- Financial year end
- 30 September
- Peppol
- Reachable since 30-01-2026
Annual accounts to 30-09-2025
- €111,854▼ 24.0%
- Filing
- Filed on 10-01-2026, 110 days before the end of the filing period
Insights on UKA CONSTRUCT
UKA CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €63,740 in 2021 to -€22,598 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UKA CONSTRUCT
- What is the company number of UKA CONSTRUCT?
- The company number of UKA CONSTRUCT is 0749.927.487. The VAT number is the same number with BE in front: BE 0749.927.487.
- Where is UKA CONSTRUCT based?
- The registered office is at Klein Berchemstraat 38, 1082 Berchem-Sainte-Agathe.Company details
- What does UKA CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of UKA CONSTRUCT?
- UKA CONSTRUCT is a private limited company (BV).
- When was UKA CONSTRUCT founded?
- UKA CONSTRUCT was founded on 07-07-2020.
- Is UKA CONSTRUCT still active?
- Yes, UKA CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of UKA CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2023 turnover was €459,122.Financials
- Is UKA CONSTRUCT profitable?
- In financial year 2025, UKA CONSTRUCT made a loss of €36,377.
- Where can I find the annual accounts of UKA CONSTRUCT?
- UKA CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UKA CONSTRUCT due?
- UKA CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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