Equity
-€168,244
Debts exceed assets in financial year 2025.
AD HOC CONSTRUCT
Lifetime
5 annual accounts with figures on one time axispeak €64,357 (2022)
-€186,041▼ €197,244
lowest -€191,087 (2025)
-€191,087▼ €183,571
peak €90,928 (2022)
-€168,244▼ €191,087
€287,523▼ 60.1%
Board4 names since 2020
1 directorEGGERICKX Benoit
Documentsfilings and deeds
28-10-202689 days late
2025abbreviated format
Gross margin from €11,202 to -€186,041Loss of €191,087Equity from €22,843 to -€168,244Debts from €720,003 to €287,523Cash from €33,077 to €67
Key points
from the 2025 annual accountsLosses
-€259,173 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€287,523 241% of the balance sheet
After one year 0%Within one year 100%
Of this, €286,207 falls due within a year.
Liquidity
0.39 was 1.02 in 2024
Short-term debts fell from €719,131 to €286,207.
Filings
5 annual accounts 89 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-141.1%
Lower solvency than 95% of companies in specialised construction. Sector median 44.0% · 9,973 companies.
Turnover not published (abbreviated or micro format)Net result -2,442%: other schema
Checked score
30
Weak
Financially stronger than 2% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
8.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.6%
01-2025: 4.6%● unchanged vs 12-2024
02-2025: 4.6%● unchanged vs 01-2025
03-2025: 4.7%▲ +0.1 percentage points vs 02-2025
04-2025: 4.6%▼ -0.1 percentage points vs 03-2025
05-2025: 4.4%▼ -0.2 percentage points vs 04-2025
06-2025: 4.7%▲ +0.3 percentage points vs 05-2025
07-2025: 4.6%▼ -0.1 percentage points vs 06-2025
08-2025: 5.0%▲ +0.4 percentage points vs 07-2025
09-2025: 5.2%▲ +0.2 percentage points vs 08-2025
10-2025: 6.4%▲ +1.2 percentage points vs 09-2025
11-2025: 2.2%▼ -4.2 percentage points vs 10-2025
12-2025: 2.2%● unchanged vs 11-2025
01-2026: 2.2%● unchanged vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026lowest value
04-2026: 2.2%● unchanged vs 03-2026
05-2026: 2.4%▲ +0.2 percentage points vs 04-2026
06-2026: 2.6%▲ +0.2 percentage points vs 05-2026
07-2026: 2.6%● unchanged vs 06-2026
08-2026: 3.0%▲ +0.4 percentage points vs 07-2026
09-2026: 2.9%▼ -0.1 percentage points vs 08-2026
10-2026: 4.2%▲ +1.3 percentage points vs 09-2026
11-2026: 8.1%▲ +3.9 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 89 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.39, cash €67, halved
Loss of €191,087, the second in a row (financial year 2025)
lowers risk
Size: total assets €119,278
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 1% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as AD HOC CONSTRUCT has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AD HOC CONSTRUCT itself: 8.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for AD HOC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.39 (1.02 in 2024), below 1. Short-term debt is 239.9% and cash 0.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€168,244
raises risk · 2025 accounts filed 89 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-10-2026, 89 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
89 days late
2024
74 days late
2023
69 days late
2022
74 days late
2021
79 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 77 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BE
Benoît EGGERICKХ
Director
- EGGERICKX Benoit Frédéric Mathieu 500 sharesdeed of 18-06-2020
- DEPELCHIN Mathieu John 500 sharesdeed of 18-06-2020
Recent changes
Resignation: Matthieu DEPELCHIN (director)
Board meeting of 09-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748611653
Algemene Vergadering
Director in office: Eggerickx Benoît · Director in office: Depelchin Mathieu · General meeting of 21-12-2020 · Gazette deed
First establishment
Alsembergsesteenweg 51, Linkebeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AD HOC CONSTRUCT Linkebeek | €119,278 | -€186,041 | -141.1% | - |
| FUTURENOVIA Kraainem | €136,520 | -€2,392 | 28.1% | - |
| UKA CONSTRUCT Berchem-Sainte-Agathe | €111,854 | -€22,598 | 39.3% | - |
| MILLIAU CONSTRUCT Sint-Niklaas | €134,080 | -€2,356 | 9.3% | - |
| MOON IMMO Schaerbeek | €123,394 | -€599,324 | -446.3% | - |
| CEDAK Antwerp | €107,095 | -€3,049 | 4.7% | - |
| ZANDECO CONSTRUCT Molenbeek-Saint-Jean | €132,734 | -€44,224 | 71.4% | - |
These companies have the same main activity as AD HOC CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €107,000 and €137,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 16-06-2020Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 5 others
- Establishment unit
- 2.307.490.6361630 Linkebeek, since 01-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on AD HOC CONSTRUCT
AD HOC CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin fell from €56,635 in 2021 to -€186,041 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AD HOC CONSTRUCT
- What is the company number of AD HOC CONSTRUCT?
- The company number of AD HOC CONSTRUCT is 0748.611.653. The VAT number is the same number with BE in front: BE 0748.611.653.
- Where is AD HOC CONSTRUCT based?
- The registered office is at Alsembergsesteenweg 51, 1630 Linkebeek.Company details
- What does AD HOC CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of AD HOC CONSTRUCT?
- AD HOC CONSTRUCT is a private limited company (BV).
- When was AD HOC CONSTRUCT founded?
- AD HOC CONSTRUCT was founded on 16-06-2020.
- Is AD HOC CONSTRUCT still active?
- Yes, AD HOC CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of AD HOC CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is AD HOC CONSTRUCT profitable?
- In financial year 2025, AD HOC CONSTRUCT made a loss of €191,087.
- Where can I find the annual accounts of AD HOC CONSTRUCT?
- AD HOC CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AD HOC CONSTRUCT due?
- AD HOC CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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