UDILA
ActiveUDILA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €372k and a net result of €15k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 7971 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
23 d early
2022
17 d early
2021
2 d early
2020
2 d early
2019
23 d early
2018
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€372k▲ 4.2%
2024 · €357k
2018: €147k
2019: €168k
2020: €206k
2021: €255k
2022: €288k
2024: €357k
2018 → 2025
Net result
€15k▼ 89.8%
2024 · €147k
2018: €84k
2019: €21k
2020: €38k
2021: €49k
2022: €47k
2024: €147k
2018 → 2025
Total assets
€582k▼ 7.2%
2024 · €627k
2018: €232k
2019: €530k
2020: €558k
2021: €555k
2022: €568k
2024: €627k
2018 → 2025
Solvency
64.0%▲ 7.0pp
2024 · 57.0%
2018: 63.1%
2019: 31.7%
2020: 36.9%
2021: 45.9%
2022: 50.7%
2024: 57.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€206k-€255k▲ 23.6%€288k▲ 13.0%€357k▲ 24.1%€372k▲ 4.2%
Operating result€59k-€73k▲ 23.9%€69k▼ 5.8%€216k▲ 214%€27k▼ 87.5%
Net result€38k-€49k▲ 26.6%€47k▼ 4.1%€147k▲ 214%€15k▼ 89.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €582k
Fixed assets
€493k▲ 11.0%
Current assets
€89k▼ 51.4%
Equity and liabilities €582k
Equity
€372k▲ 4.2%
Debt
€210k▼ 22.3%
The debt ratio falls from 43.0% to 36.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
64.0%▲
2024 · 57.0%
ROE
4.0%▼
2024 · 41.0%
ROA
2.6%▼
2024 · 23.4%
Debt
€210k▼
2024 · €270k
Debt ≤ 1 year
€36k▼
2024 · €80k
Debt > 1 year
€173k▼
2024 · €190k
Income taxes
€7k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€627k€582k▼
Fixed assets21/28€444k€493k▲
Tangible fixed assets22/27€417k€395k▼
Land and buildings22€328k€317k▼
Plant, machinery and equipment23€81k€71k▼
Furniture and vehicles24€9k€7k▼
Financial fixed assets28€27k€98k▲
Current assets29/58€183k€89k▼
Amounts receivable within one year40/41€9k€9k▼
Trade receivables40€9k€0▼
Other amounts receivable41-€9k
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€123k€29k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€627k€582k▼
Equity10/15€357k€372k▲
Contributions10/11€6k€6k=
Reserves13€351k€366k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€351k€366k▲
Profit (loss) carried forward14€167€167=
Amounts payable17/49€270k€210k▼
Amounts payable after more than one year17€190k€173k▼
Financial debts170/4€190k€173k▼
Amounts payable within one year42/48€80k€36k▼
Current portion of amounts payable after more than one year42€20k€19k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€9€734▲
Suppliers440/4€9€734▲
Taxes, remuneration and social security45€22k€8k▼
Taxes450/3€19k€5k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€34k€9k▼
Accrued charges and deferred income492/3-€232
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€22k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€250k€52k▼
Operating profit (loss)9901€216k€27k▼
Financial income75/76B€272€2k▲
Recurring financial income75€272€2k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€210k€22k▼
Income taxes67/77€63k€7k▼
Profit (loss) for the period9904€147k€15k▼
Profit (loss) for the period to be appropriated9905€147k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€15k▼
Profit (loss) brought forward from the previous period14P€163€167▲
Transfer from equity791/2€77k€0▼
Transfer to equity691/2€147k€15k▼
To other reserves6921€147k€15k▼
Profit to be distributed694/7€77k€0▼
Return on contributions (dividend)694€77k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €15k ▼89.8%
Net result drops to €15k, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €147k ▲214%
Operating result €216k, net result €147k, both a record.
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €206k ▲22.9%
3 profitable years in a row build equity to €206k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150kEq €168k ▲14.3%
2 profitable years in a row build equity to €168k.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenhagestraat 588210 ZedelgemGround area
1,017 m²
Building footprint
145 m²
Volume, LiDAR
821 m³
Parcel 31040C0468/00B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UDILA
since 20152.246.926.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040C0468/00B000 | Flanders | 1,017 m² | 1 · 145 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2015
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.