EKMG
ActiveEKMG is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €372k and a net result of €-49k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 5491 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
61 d late
2023
29 d late
2022
6 d early
2021
34 d early
2020
10 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€372k▼ 14.6%
2024 · €436k
2019: €151k
2020: €205k
2021: €265k
2022: €318k
2023: €375k
2024: €436k
2019 → 2025
Net result
€-49k
2024 · €61k
2019: €50k
2020: €55k
2021: €59k
2022: €53k
2023: €57k
2024: €61k
2019 → 2025
Total assets
€926k▼ 0.3%
2024 · €929k
2019: €507k
2020: €936k
2021: €935k
2022: €937k
2023: €935k
2024: €929k
2019 → 2025
Solvency
40.2%▼ 6.8pp
2024 · 46.9%
2019: 29.7%
2020: 21.9%
2021: 28.3%
2022: 33.9%
2023: 40.1%
2024: 46.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€265k-€318k▲ 20.2%€375k▲ 17.8%€436k▲ 16.3%€372k▼ 14.6%
Operating result€85k-€78k▼ 8.1%€81k▲ 4.2%€34k▼ 58.7%€-42k
Net result€59k-€53k▼ 10.2%€57k▲ 6.2%€61k▲ 7.9%€-49k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €34k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €926k
Fixed assets
€925k=
Current assets
€1k▼ 65.4%
Equity and liabilities €926k
Equity
€372k▼ 14.6%
Debt
€554k▲ 12.4%
The debt ratio rises from 53.1% to 59.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
40.2%▼
2024 · 46.9%
ROE
-13.3%▼
2024 · 14.0%
ROA
-5.3%▼
2024 · 6.6%
Debt
€554k▲
2024 · €493k
Debt ≤ 1 year
€309k▼
2024 · €368k
Debt > 1 year
€245k▲
2024 · €125k
Income taxes
€517▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€929k€926k▼
Fixed assets21/28€925k€925k=
Financial fixed assets28€925k€925k=
Current assets29/58€4k€1k▼
Amounts receivable within one year40/41€3k€1k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€1k€160▼
Equity and liabilities
Total equity and liabilities10/49€929k€926k▼
Equity10/15€436k€372k▼
Contributions10/11€101k€101k=
Reserves13€335k€271k▼
Distributable reserves133€335k€271k▼
Amounts payable17/49€493k€554k▲
Amounts payable after more than one year17€125k€245k▲
Financial debts170/4€125k€245k▲
Amounts payable within one year42/48€368k€309k▼
Current portion of amounts payable after more than one year42€66k€63k▼
Trade debts44€20k€70k▲
Suppliers440/4€20k€70k▲
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€15k€7k▼
Other amounts payable47/48€267k€170k▼
Income statement
Code20242025
Other operating charges640/8€350€2k▲
Gross operating margin9900€34k€-40k▼
Operating profit (loss)9901€34k€-42k▼
Financial income75/76B€40k€105▼
Recurring financial income75€40k€105▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€69k€-49k▼
Income taxes67/77€8k€517▼
Profit (loss) for the period9904€61k€-49k▼
Profit (loss) for the period to be appropriated9905€61k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€-49k▼
Transfer from equity791/2-€64k
Transfer to equity691/2€61k-
To other reserves6921€61k-
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-06
Financial
Weakest financial yearnet €-49k ▼181%
Net result drops to €-49k, the lowest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-06
Financial
Highest result since 2019net €61k ▲7.9%
Net result €61k, the highest in the series.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-06
Financial
Equity above €200kEq €205k ▲36.3%
2 profitable years in a row build equity to €205k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meir 212430 LaakdalGround area
1,925 m²
Building footprint
1,409 m²
Volume, LiDAR
6,382 m³
Parcel 13007B0164/00Z002, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EKMG
since 20182.273.373.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13007B0164/00Z002 | Flanders | 1,925 m² | 1 · 1,408 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FINO
BE 0758.913.548
Wuustwezel · Eq €372k
Copharelle
BE 0655.667.441
Gent · Eq €372k
B GLOBAL
BE 0534.795.741
Lubbeek · Eq €372k
UDILA
BE 0633.970.224
Zedelgem · Eq €372k
SMART 2 Consult
BE 0898.204.954
Sint-Niklaas · Eq €372k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2017
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.