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Generated 23-08-2026
Active BE 0846.618.968Coöperatieve vennootschap met beperkte aansprakelijkheidOpen bankruptcy

UBEON BELGIUM

Roosbloemstraat 1 ·9860 Oosterzele, Belgium· 14 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van public relations en communicatie (73300)
Conclusion Checked

A bankruptcy procedure is open for UBEON BELGIUM according to publications in the Belgian State Gazette. The 2021 annual accounts show negative equity (€-274k) and a net result of €-241k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-274k
Net result €-241k
Staff (FTE) 1.9
Better than sector 8%
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency35Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 35
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 16-07-2022 with the NBB · fiscal year 2021 · verkort
€-300k€-200k€-100k€0Operating result 2018: €39k€39kNet result 2018: €-49k€-49kOperating result 2019: €-12k€-12kNet result 2019: €-66k€-66kOperating result 2020: €17k€17kNet result 2020: €-54k€-54kOperating result 2021: €-146k€-146kNet result 2021: €-241k€-241k2018201920202021
Operating resultNet result
Sector comparison
Fiscal year 2021 · NACE 73, Advertising & market research · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -124.1% 37.9%
better than 8% of 128 sector peers
Net result €-241k €25k
better than 5% of 128 sector peers
Equity €-274k €136k
better than 8% of 128 sector peers
Gross operating margin €-39k €88k
better than 5% of 126 sector peers
Staff costs €65k €152k
higher than 33% of 53 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-106k
- 18-21
Net profit
€-241k
-344.7% 18-21
Cash flow
€-200k
-824.9% 18-21
Total assets
€221k
-52.4% 18-21
Equity
€-274k
-726.5% 18-21
Working capital
€-99k
- 18-21
Employees (FTE)
2
+46.2% 18-21
Staff costs
€65k
- 18-21
Show 10 other metrics
Debt
€495k
-0.5% 18-21
Debt ≤ 1y
€242k
+31.5% 18-21
Debt > 1y
€253k
-19.3% 18-21
Current ratio
0.59
-69.6% 18-21
Quick ratio
0.59
-69.6% 18-21
Solvency
-124.1%
-1637.6% 18-21
Debt / equity
-1.81
+80.9% 18-21
ROE
87.9%
-46.2% 18-21
ROA
-109.1%
-834.9% 18-21
Interest coverage
-14.54
- 18-21
Figures by fiscal year
Fiscal year2021
Depositverkort
Revenue-
EBITDA€-106k
Net profit€-241k
Cash flow€-200k
Staff costs€65k
Income taxes-
Dividends-
Total assets€221k
Equity€-274k
Debt€495k
of which ≤ 1y€242k
of which > 1y€253k
Working capital€-99k
Employees (FTE)1.9
Ratios (computed)
2021
Current ratio0.59
Quick ratio0.59
Working capital ratio-44.8%
Solvency-124.1%
Debt / equity-1.81
Long-term debt ratio-0.92
Interest coverage-14.54
Gross margin-
Net margin-
ROA-109.1%
ROE87.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€221k
Fixed assets 21/28€78k
Intangible fixed assets 21€6k
Tangible fixed assets 22/27€71k
Financial fixed assets 28€1k
Current assets 29/58€143k
Amounts receivable within one year 40/41€120k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€221k
Equity 10/15€-274k
Contributions / capital 10/11€21k
Accumulated profits (losses) 14€-295k
Amounts payable 17/49€495k
Amounts payable after one year 17€253k
Amounts payable within one year 42/48€242k
Trade debts payable within one year 44€84k
Income statement
Gross operating margin 9900€-39k
Operating result 9901€-146k
Financial income 75€870
Financial charges 65€7k
Result before taxes 9903€-241k
Net result for the period 9904€-241k
Result to be appropriated 9905€-241k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • Steff Vanhaverbeke
    Chair
    State Gazette act 23020406 (10-02-2023)
    Former
    - → 23-02-2023
    2 events
    • 23-02-2023 Resigned· Chair
    • 23-02-2023 Resigned· Director
  • Erik Lauwers
    Director
    State Gazette act 23044420 (30-03-2023)
    Former
    - → 21-02-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator MIEKE VERPLANCKE
ZUIDSTATIONSTRAAT 34-36, 9000 GENT
 04-04-2023 → present Belgian State Gazette
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300)
Legal form Coöperatieve vennootschap met beperkte aansprakelijkheid(008)
Incorporation15-06-2012
StatusActive
Postal code9860
First BS signal 11-04-2023
Latest BS signal 11-04-2023
Establishment units 1 location
Ubeon Belgium
Roosbloemstraat 1, 9860 OosterzeleOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20122.232.004.345
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44052A0664/00C000 Flanders 402 m² 1 · 169 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
11-04-2023
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Gent · UBEON BELGIUM CVBA ROOS- BLOEMSTRAAT 1/1, 9860 OOSTERZELE · event 04-04-2023
30-03-2023
State Gazette act Director changes
10-02-2023
State Gazette act Director changes
2022
16-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
20-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
14-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
11-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
11-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
29-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
29-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Lifecycle & Insolvency Signals1 events
11-04-2023
Bankruptcy Opening
Date: 04-04-2023 · Ondernemingsrechtbank Gent, afdeling Gent · UBEON BELGIUM CVBA ROOS- BLOEMSTRAAT 1/1, 9860 OOSTERZELE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-04-11 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 years ago
2023
30-03-2023 Erik Lauwers resigns as director Director changes
  • Erik Lauwers, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Lauwers",
        "address": null,
        "birth_date": null,
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-21",
      "evidence_quote": "De heer Erik Lauwers heeft beslist om ontslag te nemen als bestuurder van ubeon Belgium CVBA.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-30",
    "filing_date": "2023-03-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2023-03-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0846.618.968",
    "name_full": "Ubeon Belgium",
    "legal_form": "CVBA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Stefaan Vandooren",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
10-02-2023 2 resigning Director changes
  • Steff Vanhaverbeke, Voorzitter
  • Steff Vanhaverbeke, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "voorzitter",
      "person": {
        "rrn": null,
        "name": "Steff Vanhaverbeke",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-23",
      "evidence_quote": "Mevrouw Steff Vanhaverbeke neemt ontslag als voorzitster van de raad van bestuur en als bestuurder van de vennootschap UBEON BELGIUM.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-02-23"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Steff Vanhaverbeke",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-23",
      "evidence_quote": "Mevrouw Steff Vanhaverbeke neemt ontslag als voorzitster van de raad van bestuur en als bestuurder van de vennootschap UBEON BELGIUM.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-02-23"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-02-10",
    "filing_date": "2023-02-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2023-02-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0846.618.968",
    "name_full": "UBEON BELGIUM",
    "legal_form": "CVBA"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL UBEON BELGIUM
Registered office
Roosbloemstraat 1 bus 1
9860 Oosterzele, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative