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U.R.B.

Active
Private limited companyfounded 2005active for 21 yearsRue de la Croix du Maïeur(S-B) 9, 7110 La Louvière, BelgiumKBO/BCE: BE 0873.404.925
Summary

The computed 12-month bankruptcy probability of U.R.B. is 6.8% (elevated). The 2024 annual accounts show equity of €39,870 and a net result of €3,992. Equity is growing by about 5% per year across the filed financial years. The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€305,692total assets 2024
Equity
€39,870
Profit
€3,992
Turnover not published (micro format)
Financial health
35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.8%
Structure
Accounts 71 days overdue1 of 8 deeds read
Why 35raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 25-08-2025)Liquidity: current ratio 2.27, cash €463lowers riskSize: total assets €305,692Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 38% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 38+2
equity 13.0% of total assets
Liquidity 47-1
short-term debt 15.0% · cash 0.2%
Profitability 38-2
return on assets 1.3%
Bankruptcy probability, 12 months
6.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.8% 12-2024: 3.7%▲ +0.9 percentage points vs 11-2024 01-2025: 5.8%▲ +2.1 percentage points vs 12-2024 02-2025: 5.8%● unchanged vs 01-2025 03-2025: 6.0%▲ +0.2 percentage points vs 02-2025 04-2025: 5.7%▼ -0.3 percentage points vs 03-2025 05-2025: 2.3%▼ -3.4 percentage points vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.5%▲ +0.2 percentage points vs 06-2025 08-2025: 3.4%▲ +0.9 percentage points vs 07-2025 09-2025: 0.9%▼ -2.5 percentage points vs 08-2025lowest value 10-2025: 0.9%● unchanged vs 09-2025lowest value 11-2025: 2.1%▲ +1.2 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.3%▲ +0.2 percentage points vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.2%▼ -0.1 percentage points vs 03-2026 05-2026: 2.5%▲ +0.3 percentage points vs 04-2026 06-2026: 2.9%▲ +0.4 percentage points vs 05-2026 07-2026: 3.0%▲ +0.1 percentage points vs 06-2026 08-2026: 3.9%▲ +0.9 percentage points vs 07-2026 09-2026: 4.7%▲ +0.8 percentage points vs 08-2026 10-2026: 6.8%▲ +2.1 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.27, compared with 2.22 in 2023; short-term debt: 15% and cash: 0.2% of total assets), but 87% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 24% on solvency, 29% on liquidity, 29% on profitability and 69% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 25-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €305,692
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.27, cash €463
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
25 days late
2023
260 days late
2022
31 days late
2021
82 days late
2020
31 days late
2019
89 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 86 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €3,992 7 years View
  • Total assets 20246 financial years filed €305,692 View

By topic

Financials

Financial year
2024
Total assets
€305,692
Profit
€3,992
Solvency
13.0%
Total assets▼ 2.8%
Net result
20182024
Go to Financials

Timeline

Events
23
Since
2006
  1. 08-04-2025Judicial dissolution, liquidator appointed
  2. 31-12-2024Highest result from 2018 to 2024
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
22-04-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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