Equity
€599,156 ▲ 51.0%
Equity rose in 2026 from €396,686 to €599,156.
U CONSULT
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 2000peak €539,210 (2012)
€315,151▼ 6.9%
lowest -€30,893 (2017)
€202,471▼ 1.8%
peak €600,551 (2016)
€599,156▲ 51.0%
€125,685▼ 29.1%
peak 0.9 FTE (2017)
-not published
Board2 names since 2022
2 directorsD'Hondt John and 1 other
Documentsfilings and deeds
29-09-202632 days before the deadline
2026micro format
Registered office moved from Puurs-Sint-Amands to Zaventem 28-07Appointment: Jean-Jacques WALRAVENS (director) 20-07Equity from €396,686 to €599,156Debts from €177,258 to €125,685Cash from €258,680 to €436,332
Key points
from the 2026 annual accountsTurnover
≈ €470,000 estimated
The accounts state no turnover.
Investments
€22,955 1.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
5.75 was 3.15 in 2025
Short-term debts fell from €174,258 to €122,685.
Filings
27 annual accounts since 2000
The last five annual accounts were filed 32 to 36 days before the end of the period.
Position in the sector
€202,471
Higher net result than 95% of companies in education. Sector median €7,166 · 59 companies.
Checked score
98
Excellent
Financially stronger than 88% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 5.75, cash €436,332
Equity €599,156 (82.7% of total assets)
Sector: Education (NACE 85)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 88% of them on solvency, 89% on liquidity, 90% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as U CONSULT has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of U CONSULT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for U CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.75 (3.15 in 2025), above the usual 1.5. Short-term debt is 16.9% and cash 60.2% of total assets. 17.3% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
32 days early
2025
36 days early
2024
35 days early
2023
35 days early
2022
32 days early
2021
32 days early
2020
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered office moved from Puurs-Sint-Amands to Zaventem
New registered office: Excelsiorlaan 17 1930 Zaventem · Previous registered office: Eikerlandstraat 106 2870 Puurs-Sint-Amands · General meeting of 23-07-2026 · Gazette deed
Appointment: Jean-Jacques WALRAVENS (director)
General meeting of 16-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464938123
First establishment
Eikerlandstraat 106, Puurs-Sint-Amands
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| U CONSULT Zaventem | €724,842 | €315,151 | 82.7% | - |
| V.E.T.O. Sint-Lievens-Houtem | €821,938 | €344,156 | 58.0% | - |
| PROTECTION UNIT ACADEMY Wavre | €809,311 | €329,369 | 17.2% | 3 |
| XANTHIPPE Lochristi | €553,064 | €406,124 | 4.9% | - |
| ATMETIS Antwerp | €887,871 | €449,805 | 80.1% | 3 |
| PARAMEDICAL ASSISTANCE Roeselare | €803,556 | €221,672 | 49.8% | - |
| KASTEELHOEVE de KERCKHEM Nieuwerkerken (Limb.) | €685,294 | €184,230 | 18.6% | - |
These companies have the same main activity as U CONSULT: other education (NACE 85599). They are comparable in size and age: total assets between €553,000 and €888,000, founded between 1997 and 2003.
Official details
Source: KBO- Status
- Active since 21-12-1998Normal situation
- Activity
- Other educationNACE 85599and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2025
- Establishment unit
- 2.090.656.5392870 Puurs-Sint-Amands, since 02-04-1999
- Financial year end
- 31 March
- Peppol
- Reachable since 23-10-2025
Annual accounts to 31-03-2026
- €724,842▲ 26.3%
- Employeeson 31-03-2026
- 1=
- Filing
- Filed on 29-09-2026, 32 days before the end of the filing period
Insights on U CONSULT
U CONSULT files the micro format. That format states no turnover. The gross margin rose from €184,923 in 2007 to €315,151 in 2026.
The balance sheet grew most from 2008 to 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about U CONSULT
- What is the company number of U CONSULT?
- The company number of U CONSULT is 0464.938.123. The VAT number is the same number with BE in front: BE 0464.938.123.
- Where is U CONSULT based?
- The registered office is at Excelsiorlaan 17, 1930 Zaventem.Company details
- What does U CONSULT do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of U CONSULT?
- U CONSULT is a private limited company (BV).
- When was U CONSULT founded?
- U CONSULT was founded on 21-12-1998.
- Is U CONSULT still active?
- Yes, U CONSULT is an active enterprise in the KBO register.
- How many employees does U CONSULT have?
- U CONSULT had an average of 0.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does U CONSULT fall under?
- In its 31-03-2025 annual accounts, U CONSULT states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of U CONSULT?
- The turnover in financial year 2026 is ≈ €470,000. This figure is estimated from the gross margin of €315,151 and 37 comparable companies (NACE 85). It probably lies between €340,000 and €750,000.
- Is U CONSULT profitable?
- In financial year 2026, U CONSULT made a profit of €202,471.
- Where can I find the annual accounts of U CONSULT?
- U CONSULT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of U CONSULT due?
- U CONSULT must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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