XANTHIPPE
ActiveXANTHIPPE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 2021 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency31▼-29
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.68 in 2024), but 95.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
7.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2021 sector peers (2025).
NBB · sector comparisonPosition among 2021 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
164 d early
2023
160 d early
2022
32 d late
2021
206 d early
2020
26 d late
2019
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k
2024 · €-14k
2019: €8k
2020: €-62k
2021: €27k
2022: €-103k
2023: €-68k
2024: €-14k
2019 → 2025
Total assets
€553k▼ 2.4%
2024 · €567k
2019: €427k
2020: €333k
2021: €507k
2022: €563k
2023: €548k
2024: €567k
2019 → 2025
Net result
€41k▼ 23.5%
2024 · €54k
2019: €-46k
2020: €-71k
2021: €100k
2022: €-130k
2023: €35k
2024: €54k
2019 → 2025
Working capital
€164k▲ 20.3%
2024 · €136k
2019: €-106k
2020: €-81k
2021: €64k
2022: €37k
2023: €130k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€-103k€-68k▲ 33.6%€-14k▲ 79.1%€27k
Operating result€101k-€-123k€43k€70k▲ 62.4%€67k▼ 4.2%
Net result€100k-€-130k€35k€54k▲ 56.5%€41k▼ 23.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553k
Fixed assets
€171k▼ 25.8%
Current assets
€382k▲ 13.6%
Equity and liabilities €553k
Equity
€27k
Debt
€526k
Debt finances 95.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€152k▲
2024 · €139k
Cash flow
€126k▲
2024 · €123k
Solvency
4.9%▲
2024 · -2.5%
Current ratio
1.75▲
2024 · 1.68
Quick ratio
1.75▲
2024 · 1.68
Debt / equity
19.48▲
2024 · -40.64
ROE
152.9%▲
2024 · -377.7%
ROA
7.5%▼
2024 · 9.5%
Interest coverage
15.20▲
2024 · 11.96
Debt
€526k▼
2024 · €581k
Debt ≤ 1 year
€218k▲
2024 · €200k
Debt > 1 year
€306k▼
2024 · €381k
Income taxes
€16k▲
2024 · €4k
Staff costs
€254k▼
2024 · €275k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€567k€553k▼
Fixed assets21/28€230k€171k▼
Intangible fixed assets21€87k€65k▼
Tangible fixed assets22/27€144k€106k▼
Plant, machinery and equipment23€471€4k▲
Furniture and vehicles24€15k€8k▼
Other tangible fixed assets26€93k€68k▼
Assets under construction and advance payments27€35k€26k▼
Financial fixed assets28€200€200=
Current assets29/58€336k€382k▲
Amounts receivable within one year40/41€316k€370k▲
Trade receivables40€30k€35k▲
Other amounts receivable41€286k€336k▲
Cash at bank and in hand54/58€10k€892▼
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€567k€553k▼
Equity10/15€-14k€27k▲
Contributions10/11€22k€22k=
Reserves13€2k€5k▲
Distributable reserves133€2k€5k▲
Profit (loss) carried forward14€-38k€0▲
Amounts payable17/49€581k€526k▼
Amounts payable after more than one year17€381k€306k▼
Financial debts170/4€381k€306k▼
Amounts payable within one year42/48€200k€218k▲
Current portion of amounts payable after more than one year42€43k€45k▲
Financial debts43€34k€37k▲
Credit institutions430/8€34k€37k▲
Other loans439€0-
Trade debts44€13k€13k▲
Suppliers440/4€13k€13k▲
Taxes, remuneration and social security45€75k€72k▼
Taxes450/3€39k€47k▲
Remuneration and social security454/9€35k€25k▼
Other amounts payable47/48€36k€51k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€275k€254k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€85k▲
Other operating charges640/8€829€652▼
Gross operating margin9900€415k€406k▼
Operating profit (loss)9901€70k€67k▼
Financial income75/76B€244€132▼
Recurring financial income75€244€132▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€58k€57k▼
Income taxes67/77€4k€16k▲
Profit (loss) for the period9904€54k€41k▼
Profit (loss) for the period to be appropriated9905€54k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€3k▲
Profit (loss) brought forward from the previous period14P€-92k€-38k▲
Transfer from equity791/2-€2k
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-130k ▼231%
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €100k
Net result €100k after 2 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 1.32
Current ratio from 0.56 to 1.32.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 456 days late
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp-West 1389080 LochristiGround area
2,486 m²
Building footprint
379 m²
Volume, LiDAR
2,734 m³
Parcel 44034A1243/00E004, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorp-West 138, 9080 Lochristi
since 20012.100.060.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034A1243/00E004 | Flanders | 2,486 m² | 1 · 379 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 17,759 EUR awarded · 17,693 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,766 EUR | 2,700 EUR |
| 2024 | 1 | 6,150 EUR | 6,150 EUR |
| 2023 | 1 | 6,143 EUR | 7,943 EUR |
| 2022 | 1 | 2,700 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,643 companies in sector 85599 we hold annual accounts for 1,319. 953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2001
Fiscal year end31-12
Activities, NACEBEL
80424
85599Other education
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.