TYPICA
ActiveSummary
TYPICA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,058 and a net result of €11,156. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 92% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-5
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 12.51 against 6.75 in 2024; short-term debt: 6.7% and cash: 51.4% of total assets), and 6.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
19.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
23 d early
2023
26 d early
2022
28 d early
2021
30 d early
2020
29 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€54,058▲ 26.0%
2024 · €42,903
Total assets
€57,968▲ 17.3%
2024 · €49,432
Net result
€11,156▼ 4.6%
2024 · €11,695
Working capital
€44,978▲ 19.8%
2024 · €37,550
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€522€4,033€7,847▲ 94.5%€16,767▲ 114%€17,051▲ 1.7%
Net result-€748below the sector's middle half€2,954within the sector's middle half€5,795within the sector's middle half▲ 96.2%€11,695within the sector's middle half▲ 102%€11,156within the sector's middle half▼ 4.6%
Equity€22,458within the sector's middle half▼ 3.2%€25,412within the sector's middle half▲ 13.2%€31,207within the sector's middle half▲ 22.8%€42,903within the sector's middle half▲ 37.5%€54,058within the sector's middle half▲ 26.0%
Total assets€28,580below the sector's middle half▼ 4.3%€30,261below the sector's middle half▲ 5.9%€34,664below the sector's middle half▲ 14.6%€49,432below the sector's middle half▲ 42.6%€57,968within the sector's middle half▲ 17.3%
Debt€6,122▼ 8.0%€4,849▼ 20.8%€3,457▼ 28.7%€6,529▲ 88.9%€3,909▼ 40.1%
Working capital€10,996▼ 21.4%€14,828▲ 34.8%€22,948▲ 54.8%€37,550▲ 63.6%€44,978▲ 19.8%
Solvency78.6%above the sector's middle half▲ 0.9pp84.0%above the sector's middle half▲ 5.4pp90.0%above the sector's middle half▲ 6.0pp86.8%above the sector's middle half▼ 3.2pp93.3%above the sector's middle half▲ 6.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,968
Fixed assets
€9,080 ▲ 69.6%
Current assets
€48,888 ▲ 10.9%
Equity and liabilities €57,968
Equity
€54,058 ▲ 26.0%
Debt
€3,909 ▼ 40.1%
Debt's share of the balance-sheet total falls from 13.2% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,316▼
2024 · €20,481
Cash flow
€13,421▼
2024 · €15,410
Current ratio
12.51▲
2024 · 6.75
Debt to equity
0.07▼
2024 · 0.15
ROE
20.6%▼
2024 · 27.3%
ROA
19.2%▼
2024 · 23.7%
Interest coverage
170.53▼
2024 · 179.17
Debt ≤ 1 year
€3,909▼
2024 · €6,529
Income taxes
€5,782▲
2024 · €4,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,988 | €3,749 | €3,768 | €3,714 | €2,265 | ▼ 39.0% |
| Other operating charges640/8 | €402 | €617 | €763 | €1,008 | €635 | ▼ 37.0% |
| Gross operating margin9900 | €2,869 | €8,399 | €12,378 | €21,490 | €19,952 | ▼ 7.2% |
| Operating profit (loss)9901 | -€522 | €4,033 | €7,847 | €16,767 | €17,051 | ▲ 1.7% |
| Financial income75/76B | €8 | - | - | - | - | - |
| Recurring financial income75 | €8 | - | - | - | - | - |
| Financial charges65/66B | €53 | €57 | €48 | €114 | €113 | ▼ 0.9% |
| Recurring financial charges65 | €53 | €57 | €48 | €114 | €113 | ▼ 0.9% |
| Profit (loss) for the period before taxes9903 | -€567 | €3,977 | €7,799 | €16,653 | €16,937 | ▲ 1.7% |
| Income taxes67/77 | €181 | €1,023 | €2,004 | €4,957 | €5,782 | ▲ 16.6% |
| Profit (loss) for the period9904 | -€748 | €2,954 | €5,795 | €11,695 | €11,156 | ▼ 4.6% |
| Profit (loss) for the period to be appropriated9905 | -€748 | €2,954 | €5,795 | €11,695 | €11,156 | ▼ 4.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,580 | €30,261 | €34,664 | €49,432 | €57,968 | ▲ 17.3% |
| Fixed assets21/28 | €11,462 | €10,585 | €8,260 | €5,353 | €9,080 | ▲ 69.6% |
| Tangible fixed assets22/27 | €11,462 | €10,585 | €8,260 | €5,353 | €9,080 | ▲ 69.6% |
| Land and buildings22 | €4,140 | €3,701 | €3,263 | €2,824 | €2,386 | ▼ 15.5% |
| Plant, machinery and equipment23 | €7,322 | €6,883 | €4,385 | €2,068 | €5,185 | ▲ 151% |
| Furniture and vehicles24 | - | - | €612 | €461 | €1,509 | ▲ 228% |
| Current assets29/58 | €17,118 | €19,676 | €26,405 | €44,079 | €48,888 | ▲ 10.9% |
| Amounts receivable within one year40/41 | €7,205 | €3,853 | €4,033 | €18,774 | €17,551 | ▼ 6.5% |
| Trade receivables40 | €999 | €543 | €559 | €14,234 | €15,469 | ▲ 8.7% |
| Other amounts receivable41 | €6,205 | €3,310 | €3,474 | €4,540 | €2,082 | ▼ 54.1% |
| Cash at bank and in hand54/58 | €9,914 | €15,823 | €22,372 | €25,305 | €29,802 | ▲ 17.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,535 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,580 | €30,261 | €34,664 | €49,432 | €57,968 | ▲ 17.3% |
| Equity10/15 | €22,458 | €25,412 | €31,207 | €42,903 | €54,058 | ▲ 26.0% |
| Contributions10/11 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Reserves13 | €14,958 | €17,912 | €23,707 | €35,403 | €46,558 | ▲ 31.5% |
| Non-distributable reserves130/1 | €940 | €940 | - | €11,600 | €22,750 | ▲ 96.1% |
| Reserves not available under the articles1311 | €940 | €940 | - | - | - | - |
| Other1319 | - | - | - | €11,600 | €22,750 | ▲ 96.1% |
| Distributable reserves133 | €14,018 | €16,972 | €23,707 | €23,803 | €23,808 | = |
| Amounts payable17/49 | €6,122 | €4,849 | €3,457 | €6,529 | €3,909 | ▼ 40.1% |
| Amounts payable within one year42/48 | €6,122 | €4,849 | €3,457 | €6,529 | €3,909 | ▼ 40.1% |
| Trade debts44 | - | €401 | - | €264 | €236 | ▼ 10.6% |
| Suppliers440/4 | - | €401 | - | €264 | €236 | ▼ 10.6% |
| Taxes, remuneration and social security45 | €1,381 | €2,128 | €2,183 | €5,598 | €3,257 | ▼ 41.8% |
| Taxes450/3 | €1,381 | €2,128 | €2,183 | €5,598 | €3,257 | ▼ 41.8% |
| Other amounts payable47/48 | €4,740 | €2,320 | €1,274 | €667 | €416 | ▼ 37.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€748 | €2,954 | €5,795 | €11,695 | €11,156 | ▼ 4.6% |
| + Depreciation and write-downs630 | €2,988 | €3,749 | €3,768 | €3,714 | €2,265 | ▼ 39.0% |
| Operating cash flow (approximation) | €2,241 | €6,703 | €9,563 | €15,410 | €13,421 | ▼ 12.9% |
| Investment in fixed assets (approximation) | - | -€2,872 | -€1,443 | -€807 | -€5,992 | ▼ 642% |
| Change in cash | - | €5,909 | €6,549 | €2,933 | €4,497 | ▲ 53.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €11,695 ▲102%
Net result €11,695, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2,954
Net result €2,954 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€748
Net result drops to -€748, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2009
Ground area
1,180 m²
Building footprint
108 m²
Volume, LiDAR
424 m³
Parcel 46011B0072/00D000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TYPICA
since 20092.177.801.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011B0072/00D000 | Flanders | 1,180 m² | 1 · 108 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 5,512 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-04-2009
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811267121
Registered
28-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.