TwooB
TwooB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €352k and a net result of €75k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 7837 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €352k |
| Net result | €75k |
| Better than sector | 44% |
| Active | 13 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.6% | 51.3% | |
| Net result | €75k | €33k | |
| Equity | €352k | €132k | |
| Gross operating margin | €189k | €63k | |
| Total assets | €806k | €337k |
Figures by fiscal year and ratios
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ | 2021 Δ |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | +130.0% | - | - | - | - |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | - | - | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | +3.0% | -4.1% | -10.9% | -5.3% | - |
| Equity | +27.1% | +13.4% | -8.2% | +10.8% | - |
| Debt | -10.2% | -11.5% | -12.0% | -10.6% | - |
| of which ≤ 1y | +29.8% | +6.5% | -2.9% | -3.2% | - |
| of which > 1y | -19.0% | -14.7% | -13.4% | -11.7% | - |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 43.6% | 35.3% | 29.9% | 29.0% | 24.8% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 9.3% | 4.2% | -2.7% | 2.8% | -2.5% |
| ROE | 21.3% | 11.8% | -8.9% | 9.8% | -10.0% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €806k | €783k | €816k | €916k | €967k |
| Fixed assets | 21/28 | €668k | €727k | €788k | €849k | €889k |
| Tangible fixed assets | 22/27 | €668k | €727k | €788k | €849k | €889k |
| Current assets | 29/58 | €138k | €56k | €29k | €67k | €79k |
| Amounts receivable within one year | 40/41 | €116k | €6k | €2k | €6k | €25k |
| Cash & bank | 54/58 | €22k | €50k | €26k | €54k | €54k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €806k | €783k | €816k | €916k | €967k |
| Equity | 10/15 | €352k | €277k | €244k | €266k | €240k |
| Contributions / capital | 10/11 | €19k | €19k | €20k | €19k | €19k |
| Reserves | 13 | €255k | €255k | €253k | €255k | €255k |
| Accumulated profits (losses) | 14 | €78k | €3k | €-29k | €-8k | €-34k |
| Amounts payable | 17/49 | €455k | €506k | €572k | €650k | €728k |
| Amounts payable after one year | 17 | €337k | €415k | €487k | €562k | €637k |
| Amounts payable within one year | 42/48 | €118k | €91k | €86k | €88k | €91k |
| Trade debts payable within one year | 44 | €6k | €8k | €5k | €5k | €5k |
| Income statement | ||||||
| Gross operating margin | 9900 | €189k | €120k | €67k | €116k | €64k |
| Operating result | 9901 | €112k | €41k | €-12k | €37k | €-11k |
| Financial income | 75 | - | - | - | €1 | - |
| Financial charges | 65 | €17k | €9k | €10k | €11k | €13k |
| Result before taxes | 9903 | €95k | €33k | €-22k | €26k | €-24k |
| Income taxes | 67/77 | €20k | - | - | €-308 | - |
| Net result for the period | 9904 | €75k | €33k | €-22k | €26k | €-24k |
| Result to be appropriated | 9905 | €75k | €33k | €-22k | €26k | €-24k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-01-2013 |
| Status | Active |
| Postal code | 2550 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0081/00D002 | Flanders | 5,481 m² | 1 · 1,718 m² | 7.1 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameNL | TwooB |