Turnover
≈ €91,000 estimated
The micro format states no turnover.
TWOLVE
Lifetime
6 annual accounts with figures on one time axispeak €19,810 (2025)
€19,810▲ 708%
lowest -€8,533 (2022)
€4,771▲ 15×
peak €20,862 (2025)
€20,862▲ 29.7%
€49,744▼ 16.7%
Board2 names since 2019
2 directorsKERKHOF Dirk Juliaan and 1 other
Documentsfilings and deeds
31-01-2026on the last day
2025micro format
Gross margin from €2,451 to €19,810Result from €320 to €4,771Registered office moved from Izegem to Wortegem-Petegem 20-03Equity from €16,090 to €20,862Debts from €59,688 to €49,744Cash from €8,233 to €4,507
Key points
from the 2025 annual accountsChecked score
80
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.3 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.4%▼ -0.2 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.6%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
2 establishment units
Liquidity: current ratio 0.29, cash €4,507
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 30% of them on solvency, 16% on liquidity, 43% on profitability and 72% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as TWOLVE has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TWOLVE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for TWOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.32 in 2024), below 1. Short-term debt is 46.4% and cash 6.4% of total assets. 70.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
3 days late
2023
2 days late
2022
15 days late
2021
28 days late
2020
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 12 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 3 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Board and ownership
- KERKHOF Dirk Juliaan founderdeed of 16-08-2019
- VERLINDE Nathalie Simonne founderdeed of 16-08-2019
Recent changes
New establishment in Boutersem
BePresense, Honsemsestraat 46
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0732582305
Registered office moved from Izegem to Wortegem-Petegem
New registered office: Spitaalbosstraat 2, 9790 Wortegem-Petegem · Previous registered office: Molenweg 19 bus 2, 8870 Izegem · General meeting of 12-08-2024 · Gazette deed
Incorporation
Founding capital of €1,000 · Founders: KERKHOF Dirk Juliaan and VERLINDE Nathalie Simonne · Appointments: KERKHOF Dirk Juliaan (director) and VERLINDE Nathalie Simonne (director) · published on 16-08-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TWOLVE Wortegem-Petegem | €70,606 | €19,810 | 29.5% | - |
| Dion BEL Ghent | €72,220 | €22,165 | 32.8% | - |
| OLIVIER MOUTON CONSULT Lochristi | €64,486 | €20,537 | 52.1% | - |
| ROLUVIC Zwalm | €76,745 | €21,071 | 83.0% | - |
| Deloti Consult Haaltert | €55,147 | €21,123 | 70.2% | - |
| VANHOUTTE TECHNICAL SERVICES Ypres | €69,244 | €20,179 | 87.2% | - |
| Sylvie Bracqué Lier | €74,452 | €19,001 | 44.8% | - |
These companies have the same main activity as TWOLVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €55,100 and €76,700, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 13-08-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment units
- 2.296.928.2279790 Wortegem-Petegem, since 13-08-2019
- 2.393.407.3953370 Boutersem, since 19-08-2026
- Financial year end
- 30 June
- Peppol
- Reachable since 29-11-2025
Annual accounts to 30-06-2025
- €70,606▼ 6.8%
- Filing
- Filed on 31-01-2026, on the last day of the filing period
Insights on TWOLVE
TWOLVE files the micro format. That format states no turnover. The gross margin rose from €11,853 in 2020 to €19,810 in 2025.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TWOLVE
- What is the company number of TWOLVE?
- The company number of TWOLVE is 0732.582.305. The VAT number is the same number with BE in front: BE 0732.582.305.
- Where is TWOLVE based?
- The registered office is at Spitaalbosstraat (W.) 2, 9790 Wortegem-Petegem.Company details
- What does TWOLVE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TWOLVE?
- TWOLVE is a private limited company (BV).
- When was TWOLVE founded?
- TWOLVE was founded on 13-08-2019.
- Is TWOLVE still active?
- Yes, TWOLVE is an active enterprise in the KBO register.
- What is the turnover of TWOLVE?
- The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €19,810 and 206 comparable companies (NACE 70200). It probably lies between €43,000 and €180,000. It is a rough estimate.Financials
- Is TWOLVE profitable?
- In financial year 2025, TWOLVE made a profit of €4,771.
- Where can I find the annual accounts of TWOLVE?
- TWOLVE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TWOLVE due?
- TWOLVE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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