Financials
- Fiscal year
- 2025
- Total assets
- €19,181
- Loss
- -€1,196
- Solvency
- 29.7%
Turnover▼ 59.0%
Net result
20182020
TWO IN ONE
ActiveSummary
TWO IN ONE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,696 and a net result of -€1,196. Equity is shrinking by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 2037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Advertising agencies
NACE 73110NACE 74401
1 site
Size
€19,181total assets 2025
- Equity
- €5,696
- Loss
- -€1,196
Turnover not published (abridged schema)
Structure
Accounts 21 d early0 of 2 deeds read
Why 91- Loss of €1,196 (FY 2025)+ Liquidity: current ratio 1.42, cash €18,968+ Size: total assets €19,181+ Founded in 2006Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
55-4
equity 29.7% of total assets
Liquidity
62-3
short-term debt 70.3% · cash 98.9%
Profitability
22-17
return on assets -6.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -1.4% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%▲ +4.2% vs 02-2025
04-2025: 0.2%▲ +4.7% vs 03-2025
05-2025: 0.2%▲ +2.5% vs 04-2025
06-2025: 0.2%▲ +1.2% vs 05-2025
07-2025: 0.2%▲ +15.3% vs 06-2025highest value
08-2025: 0.1%▼ -64.4% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.5% vs 12-2025lowest value
02-2026: 0.1%▲ +1.5% vs 01-2026
03-2026: 0.1%▲ +4.5% vs 02-2026
04-2026: 0.1%▲ +8.6% vs 03-2026
05-2026: 0.1%▲ +1.3% vs 04-2026
06-2026: 0.1%▲ +1.3% vs 05-2026
07-2026: 0.1%▲ +10.3% vs 06-2026
08-2026: 0.1%▲ +24.4% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 1.42, cash €18,968 lowers the probability
- Size: total assets €19,181 lowers the probability for this profile
- Founded in 2006 lowers the probability for this profile
- Loss of €1,196 (FY 2025) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.52 in 2024; short-term debt: 70.3% and cash: 98.9% of total assets), and 70.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 33%, liquidity 55%, profitability 20%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
21 d early
2023
5 d late
2022
2 d early
2021
33 d early
2020
26 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €160
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-07-2026Annual accounts filed
- 10-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Advertising agenciesNACE 73110
- Founded
- 25-10-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.