Financials
- Financial year
- 2025
- Turnover
- €1.2m
- Profit
- €4,817
- Solvency
- 42.3%
Turnover▲ 1.1%
Net result
20192025
Summary
TWINVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6.5m and a net result of €4,817. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 51% of 602 sector peers (NACE 66, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Freight transport by road NACE 49410
3rd largest company by equity in Zandhoven, Finance and insurance sector2 sites
Size
€1.2mturnover 2025
- Staff
- 3.8 FTE
- Equity
- €6.5m
- Profit
- €4,817
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Board
- 5 members
- Holdings
- 4
- BV TrendsetterManaging director · permanent representative Johan Sintobin
Accounts 31 days early2 of 14 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
29 days early
2023
39 days early
2022
39 days early
2021
43 days early
2020
10 days early
2019
20 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end19-10-2026 today30-04-2027 deadline
- Reappointments: Trendsetter BV, Pieter Sintobin and…Permanent representative: Johan Sintobin
- Annual accounts filedfinancial year 2025 · full…
- Liquidity more than doubledcurrent ratio 1.62
Key points
- Positive: 3rd largest company by equity in Zandhoven, Finance and insurance sectorin the Checked rankings No. 3 View
- New directorslatest change 19-03-2026 · 5 in office 5 joined View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Heads a groupcompanies controlled 3 View
- Positive: 5 profitable years in a rowprofit 2025: €4,817 5 years View
By topic
Board & ownership
- Board
- 5 members
- Marie-Christine VerfaillieManaging director
- BV TrendsetterManaging director
- Frederik VerfaillieDirector
- Ilse SintobinDirector
- Pieter SintobinManaging director
Network & group
- Subsidiaries
- 3
- Holdings
- 4
4 holdings
Timeline
- Events
- 43
- Since
- 2000
- Next accounts
- by 30-04-2027
- 01-04-2025Annual accounts filed
- 22-03-2024Annual accounts filed
- 18-01-2024Amendment of the articles
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Other activities auxiliary to financial services, excluding insurance…NACE 66199
- Founded
- 30-03-1998
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 6
See the provisions in the deeds
Go to Articles of associationGo further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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