TWINS
ActiveTWINS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €561k and a net result of €88k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 17.23 against 11.27 in 2024; short-term debt: 5.7% and cash: 41.6% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
44 d early
2023
37 d early
2022
21 d late
2021
33 d early
2020
1 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€561k▲ 18.5%
2024 · €473k
2018: €176k
2019: €203k
2020: €243k
2021: €302k
2022: €363k
2023: €446k
2024: €473k
2018 → 2025
Total assets
€597k▲ 14.1%
2024 · €523k
2018: €230k
2019: €255k
2020: €271k
2021: €351k
2022: €425k
2023: €492k
2024: €523k
2018 → 2025
Net result
€88k▲ 77.3%
2024 · €49k
2018: €22k
2019: €27k
2020: €40k
2021: €59k
2022: €61k
2023: €83k
2024: €49k
2018 → 2025
Working capital
€551k▲ 19.9%
2024 · €459k
2018: €154k
2019: €185k
2020: €222k
2021: €280k
2022: €347k
2023: €433k
2024: €459k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€302k-€363k▲ 20.3%€446k▲ 22.9%€473k▲ 6.1%€561k▲ 18.5%
Operating result€71k-€83k▲ 17.6%€116k▲ 39.7%€64k▼ 45.2%€122k▲ 91.6%
Net result€59k-€61k▲ 4.8%€83k▲ 35.3%€49k▼ 40.5%€88k▲ 77.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €597k
Fixed assets
€13k▼ 34.8%
Current assets
€585k▲ 16.0%
Equity and liabilities €597k
Equity
€561k▲ 18.5%
Debt
€37k▼ 27.3%
The debt ratio falls from 9.6% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €72k
Cash flow
€96k▲
2024 · €58k
Solvency
93.9%▲
2024 · 90.4%
Current ratio
17.23▲
2024 · 11.27
Quick ratio
16.88▲
2024 · 10.97
Debt / equity
0.07▼
2024 · 0.11
ROE
15.6%▲
2024 · 10.4%
ROA
14.7%▲
2024 · 9.4%
Interest coverage
98.00▼
2024 · 1187.33
Debt
€37k▼
2024 · €50k
Debt ≤ 1 year
€34k▼
2024 · €45k
Debt > 1 year
€3k▼
2024 · €6k
Income taxes
€35k▲
2024 · €19k
Staff costs
€118k▲
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€523k€597k▲
Fixed assets21/28€20k€13k▼
Tangible fixed assets22/27€20k€13k▼
Land and buildings22€1k€0▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€504k€585k▲
Amounts receivable after more than one year29€295k€295k=
Other amounts receivable291€295k€295k=
Stocks and contracts in progress3€13k€12k▼
Stocks30/36€13k€12k▼
Amounts receivable within one year40/41€30k€28k▼
Trade receivables40€7k€4k▼
Other amounts receivable41€23k€23k▲
Cash at bank and in hand54/58€157k€248k▲
Deferred charges and accrued income490/1€9k€2k▼
Equity and liabilities
Total equity and liabilities10/49€523k€597k▲
Equity10/15€473k€561k▲
Contributions10/11€6k€6k=
Reserves13€467k€554k▲
Distributable reserves133€467k€554k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€50k€37k▼
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€6k€3k▼
Amounts payable within one year42/48€45k€34k▼
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€19k€6k▼
Suppliers440/4€19k€6k▼
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€12k€12k▼
Remuneration and social security454/9€9k€12k▲
Other amounts payable47/48€844€844=
Income statement
Code20242025
Remuneration, social security and pensions62€105k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€180k€249k▲
Operating profit (loss)9901€64k€122k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€61€1k▲
Recurring financial charges65€61€1k▲
Profit (loss) for the period before taxes9903€69k€123k▲
Income taxes67/77€19k€35k▲
Profit (loss) for the period9904€49k€88k▲
Profit (loss) for the period to be appropriated9905€49k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€88k▲
Transfer from equity791/2€22k€0▼
Transfer to equity691/2€49k€88k▲
To other reserves6921€49k€88k▲
Profit to be distributed694/7€22k€0▼
Return on contributions (dividend)694€22k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €88k ▲77.3%
Operating result €122k, net result €88k, both a record.
31-12
Financial
Equity above €500kEq €561k ▲18.5%
8 profitable years in a row build equity to €561k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Equity above €200kEq €203k ▲15.2%
2 profitable years in a row build equity to €203k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestse steenweg 123200 AarschotGround area
875 m²
Building footprint
142 m²
Volume, LiDAR
342 m³
Parcel 24001B0272/00H000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Diestse steenweg 12, 3200 Aarschot
since 20032.123.234.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001B0272/00H000 | Flanders | 875 m² | 1 · 142 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteAarschot2.123.234.087
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 5,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2002
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.