DOWINA
ActiveDOWINA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 12989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
21
/ 100
Critical▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency37▲+2
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 0.55 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 12989 sector peers (2025).
NBB · sector comparisonPosition among 12989 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
6 d early
2021
2 d early
2020
6 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▲ 80.7%
2024 · €-27k
2018: €46k
2019: €25k
2020: €-15k
2021: €-8k
2022: €-3k
2023: €-36k
2024: €-27k
2018 → 2025
Total assets
€542k▼ 0.5%
2024 · €545k
2018: €156k
2019: €797k
2020: €680k
2021: €623k
2022: €602k
2023: €562k
2024: €545k
2018 → 2025
Net result
€22k▲ 125%
2024 · €10k
2018: €18k
2019: €-21k
2020: €-40k
2021: €7k
2022: €6k
2023: €-34k
2024: €10k
2018 → 2025
Working capital
€-65k▲ 25.6%
2024 · €-87k
2018: €39k
2019: €-83k
2020: €-87k
2021: €-82k
2022: €-61k
2023: €-89k
2024: €-87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-3k▲ 67.4%€-36k▼ 1,235%€-27k▲ 26.4%€-5k▲ 80.7%
Operating result€20k-€16k▼ 18.1%€-23k€19k€31k▲ 57.3%
Net result€7k-€6k▼ 16.8%€-34k€10k€22k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 57% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€406k▼ 7.1%
Current assets
€136k▲ 26.0%
Key figures and ratios
EBITDA
€74k▲
2024 · €62k
Cash flow
€65k▲
2024 · €52k
Solvency
-1.0%▲
2024 · -4.9%
Current ratio
0.68▲
2024 · 0.55
Quick ratio
0.64▲
2024 · 0.51
Debt / equity
-106.10▼
2024 · -21.41
ROE
-417.6%▼
2024 · -35.8%
ROA
4.0%▲
2024 · 1.8%
Interest coverage
9.80▲
2024 · 7.70
Debt
€547k▼
2024 · €571k
Debt ≤ 1 year
€201k▲
2024 · €195k
Debt > 1 year
€346k▼
2024 · €377k
Income taxes
€241▲
2024 · €225
Staff costs
€160k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€545k€542k▼
Fixed assets21/28€437k€406k▼
Tangible fixed assets22/27€437k€406k▼
Land and buildings22€410k€386k▼
Plant, machinery and equipment23€25k€18k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€108k€136k▲
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€13k€19k▲
Trade receivables40€13k€19k▲
Other amounts receivable41€441€33▼
Cash at bank and in hand54/58€87k€108k▲
Deferred charges and accrued income490/1-€597
Equity and liabilities
Total equity and liabilities10/49€545k€542k▼
Equity10/15€-27k€-5k▲
Contributions10/11€6k€6k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-58k€-37k▲
Amounts payable17/49€571k€547k▼
Amounts payable after more than one year17€377k€346k▼
Financial debts170/4€377k€346k▼
Amounts payable within one year42/48€195k€201k▲
Current portion of amounts payable after more than one year42€30k€30k▲
Trade debts44€28k€46k▲
Suppliers440/4€28k€46k▲
Taxes, remuneration and social security45€23k€26k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€17k€16k▼
Other amounts payable47/48€114k€99k▼
Income statement
Code20242025
Remuneration, social security and pensions62€157k€160k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€225k€240k▲
Operating profit (loss)9901€19k€31k▲
Financial income75/76B€356€529▲
Recurring financial income75€356€529▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€8k€8k▼
Non-recurring financial charges66B€2k€2k▼
Profit (loss) for the period before taxes9903€10k€22k▲
Income taxes67/77€225€241▲
Profit (loss) for the period9904€10k€22k▲
Profit (loss) for the period to be appropriated9905€10k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-37k▲
Profit (loss) brought forward from the previous period14P€-68k€-58k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €22k ▲125%
Operating result €31k, net result €22k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
24-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
17-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2001
Ground area
1,105 m²
Building footprint
291 m²
Volume, LiDAR
1,173 m³
Parcel 44036A0981/00A002, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHAPLIN
since 20012.100.382.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A0981/00A002 | Flanders | 1,105 m² | 1 · 291 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BELFASSI & PARTNERS
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Of 20,235 companies in sector 56111 we hold annual accounts for 11,309. 9,092 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2001
Fiscal year end30-09
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.