Financials
- Fiscal year
- 2024
- Turnover
- €23.6m
- Loss
- -€352,339
- Solvency
- 53.9%
Turnover▲ 95.3%
Net result
20182024
TWINKLEDIAM
ActiveSummary
TWINKLEDIAM has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20.0m and a net result of -€352,339. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 63% of 6126 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Wholesale of diamonds and other precious stones
NACE 46861NACE 46761NACE 51561
1 site
Size
€23.6mturnover 2024
- Staff
- 1.3 FTE
- Equity
- €20.0m
- Loss
- -€352,339
Structure
Accounts 65 d overdue0 of 10 deeds read
Why 55Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 29-12-2025)- Liquidity: current ratio 1.89, cash €902,290+ Founded in 1986+ Size: turnover €23.6m, 1.3 FTE, total assets €37.0mShow the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency
79-11
equity 53.9% of total assets
Liquidity
31-10
short-term debt 45.4% · cash 2.4%
Profitability
17-38
return on assets -1.0%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 1.2%▲ +26.3% vs 11-2024
01-2025: 2.4%▲ +112% vs 12-2024
02-2025: 2.4%● 0.0% vs 01-2025
03-2025: 2.4%● 0.0% vs 02-2025
04-2025: 2.2%▼ -11.3% vs 03-2025
05-2025: 2.2%● 0.0% vs 04-2025
06-2025: 2.2%● 0.0% vs 05-2025
07-2025: 2.2%● 0.0% vs 06-2025
08-2025: 3.2%▲ +45.8% vs 07-2025highest value
09-2025: 3.2%● 0.0% vs 08-2025highest value
10-2025: 3.2%● 0.0% vs 09-2025highest value
11-2025: 3.2%● 0.0% vs 10-2025highest value
12-2025: 3.2%● 0.0% vs 11-2025highest value
01-2026: 0.3%▼ -89.6% vs 12-2025
02-2026: 0.3%▼ -3.9% vs 01-2026
03-2026: 0.3%▼ -0.9% vs 02-2026lowest value
04-2026: 0.3%● 0.0% vs 03-2026lowest value
05-2026: 0.3%▲ +2.2% vs 04-2026
06-2026: 0.3%▲ +0.6% vs 05-2026
07-2026: 0.3%▼ -2.5% vs 06-2026
08-2026: 0.5%▲ +58.1% vs 07-2026
09-2026: 0.6%▲ +14.1% vs 08-2026
10-2026: 0.8%▲ +47.7% vs 09-2026
- Figures for FY 2024 (filed 29-12-2025) raises the probability
- Founded in 1986 lowers the probability for this profile
- Size: turnover €23.6m, 1.3 FTE, total assets €37.0m lowers the probability for this profile
- Liquidity: current ratio 1.89, cash €902,290 raises the probability
Credit up to €1,050,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.89 against 2.42 in 2023; short-term debt: 45.4% and cash: 2.4% of total assets), and 46.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 61%, liquidity 28%, profitability 21%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-12-2025, 151 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
151 d late
2023
516 d late
2022
375 d late
2021
243 d late
2020
139 d late
2019
139 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 261 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Weakest financial yearnet -€352,339
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- 29-12-2025Annual accounts filed
- 29-12-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale of diamonds and other precious stonesNACE 46861
- Founded
- 25-11-1986
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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