Twincare Plus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €823k and a net result of €1.36M. Equity is growing by ~79.5% per year across the filed fiscal years. Its solvency ranks better than 9% of 5521 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
15 d early
2024
60 d late
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€823k
2024 · €-539k
2023: €-34k
2024: €-539k
2023 → 2025
Net result
€1.36M
2024 · €-505k
2023: €-39k
2024: €-505k
2023 → 2025
Total assets
€15.00M▼ 0.8%
2024 · €15.12M
2023: €12.13M
2024: €15.12M
2023 → 2025
Solvency
5.5%▲ 9.0pp
2024 · -3.6%
2023: -0.3%
2024: -3.6%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-34k-€-539k▼ 1,505%€823k
Operating result€33k-€464k▲ 1,315%€465k▲ 0.3%
Net result€-39k-€-505k▼ 1,210%€1.36M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.00M
Fixed assets
€15.00M=
Current assets
€2k▼ 98.6%
Equity and liabilities €15.00M
Equity
€823k
Debt
€14.18M
Debt finances 94.5% of the balance-sheet total.
Key figures and ratios
Solvency
5.5%▲
2024 · -3.6%
ROE
165.5%
ROA
9.1%▲
2024 · -3.3%
Debt
€14.18M▼
2024 · €15.66M
Debt ≤ 1 year
€1.03M▼
2024 · €2.80M
Debt > 1 year
€13.15M▲
2024 · €12.86M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15.12M€15.00M▼
Fixed assets21/28€15.00M€15.00M=
Financial fixed assets28€15.00M€15.00M=
Current assets29/58€119k€2k▼
Amounts receivable within one year40/41€2k€2k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€118k-
Equity and liabilities
Total equity and liabilities10/49€15.12M€15.00M▼
Equity10/15€-539k€823k▲
Contributions10/11€5k€5k=
Reserves13-€818k
Distributable reserves133-€818k
Profit (loss) carried forward14€-544k-
Amounts payable17/49€15.66M€14.18M▼
Amounts payable after more than one year17€12.86M€13.15M▲
Financial debts170/4€12.86M€13.15M▲
Amounts payable within one year42/48€2.80M€1.03M▼
Current portion of amounts payable after more than one year42€929k€929k=
Financial debts43-€23k
Credit institutions430/8-€23k
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€61k€70k▲
Taxes450/3€61k€70k▲
Other amounts payable47/48€1.80M€2k▼
Income statement
Code20242025
Other operating charges640/8€4k€262▼
Gross operating margin9900€468k€466k▼
Operating profit (loss)9901€464k€465k▲
Financial income75/76B€67k€1.80M▲
Recurring financial income75€67k€1.80M▲
Financial charges65/66B€1.04M€906k▼
Recurring financial charges65€1.04M€906k▼
Profit (loss) for the period before taxes9903€-505k€1.36M▲
Profit (loss) for the period9904€-505k€1.36M▲
Profit (loss) for the period to be appropriated9905€-505k€1.36M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-544k€818k▲
Profit (loss) brought forward from the previous period14P€-39k€-544k▼
Transfer to equity691/2-€818k
To other reserves6921-€818k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €1.36M
Net result €1.36M after 2 loss-making years.
31-12
Financial
Equity above €500kEq €823k
Equity rises from €-539k to €823k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-505k
Net result drops to €-505k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-09-2025
Resigned as Director
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrum-Zuid 30723530 Houthalen-HelchterenGround area
6,630 m²
Building footprint
2,453 m²
Volume, LiDAR
14,083 m³
Parcel 72015C0713/00N000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Twincare Plus
since 20232.344.627.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015C0713/00N000 | Flanders | 6,630 m² | 1 · 2,453 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,596 EUR awarded · 1,596 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,596 EUR | 1,596 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500IR635QANHRP113
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Equitym
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.