TVV Consultancy
ActiveTVV Consultancy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €61k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency80▲+19
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 1.56 in 2024), but 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
12.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
15 d early
2023
28 d early
2022
19 d early
2021
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▲ 49.7%
2024 · €122k
2021: €22k
2022: €59k
2023: €102k
2024: €122k
2021 → 2025
Total assets
€495k▲ 26.5%
2024 · €392k
2021: €66k
2022: €99k
2023: €133k
2024: €392k
2021 → 2025
Net result
€61k▲ 200%
2024 · €20k
2021: €20k
2022: €37k
2023: €42k
2024: €20k
2021 → 2025
Working capital
€75k▲ 260%
2024 · €21k
2021: €11k
2022: €37k
2023: €72k
2024: €21k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€59k▲ 165%€102k▲ 71.5%€122k▲ 19.9%€183k▲ 49.7%
Operating result€27k-€48k▲ 78.9%€54k▲ 12.8%€32k▼ 41.2%€94k▲ 196%
Net result€20k-€37k▲ 81.1%€42k▲ 14.9%€20k▼ 52.4%€61k▲ 200%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 196% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495k
Fixed assets
€380k▲ 13.7%
Current assets
€116k▲ 100.0%
Equity and liabilities €495k
Equity
€183k▲ 49.7%
Debt
€312k▲ 15.9%
The debt ratio falls from 68.8% to 63.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€113k▲
2024 · €48k
Cash flow
€79k▲
2024 · €37k
Solvency
36.9%▲
2024 · 31.2%
Current ratio
2.85▲
2024 · 1.56
Quick ratio
2.85▲
2024 · 1.56
Debt / equity
1.71▼
2024 · 2.21
ROE
33.2%▲
2024 · 16.6%
ROA
12.3%▲
2024 · 5.2%
Interest coverage
10.03▲
2024 · 7.70
Debt
€312k▲
2024 · €270k
Debt ≤ 1 year
€41k▲
2024 · €37k
Debt > 1 year
€272k▲
2024 · €233k
Income taxes
€23k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€392k€495k▲
Fixed assets21/28€334k€380k▲
Tangible fixed assets22/27€334k€380k▲
Land and buildings22€312k€362k▲
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25€3k€0▼
Other tangible fixed assets26€17k€15k▼
Current assets29/58€58k€116k▲
Amounts receivable within one year40/41€10k€28k▲
Trade receivables40€4k€15k▲
Other amounts receivable41€6k€14k▲
Cash at bank and in hand54/58€48k€87k▲
Deferred charges and accrued income490/1€699€742▲
Equity and liabilities
Total equity and liabilities10/49€392k€495k▲
Equity10/15€122k€183k▲
Contributions10/11€2k€2k=
Reserves13€120k€181k▲
Tax-exempt reserves132-€21k
Distributable reserves133€120k€160k▲
Amounts payable17/49€270k€312k▲
Amounts payable after more than one year17€233k€272k▲
Financial debts170/4€233k€272k▲
Amounts payable within one year42/48€37k€41k▲
Current portion of amounts payable after more than one year42€13k€11k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€20k€21k▲
Taxes450/3€20k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€37k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€85k€115k▲
Operating profit (loss)9901€32k€94k▲
Financial income75/76B€927€708▼
Recurring financial income75€927€708▼
Financial charges65/66B€6k€11k▲
Recurring financial charges65€6k€11k▲
Profit (loss) for the period before taxes9903€27k€84k▲
Income taxes67/77€6k€23k▲
Profit (loss) for the period9904€20k€61k▲
Transfer to tax-exempt reserves689-€21k
Profit (loss) for the period to be appropriated9905€20k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€40k▲
Transfer to equity691/2€20k€40k▲
To other reserves6921€20k€40k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €61k ▲200%
Operating result €94k, net result €61k, both a record.
31-12
Financial
Equity above €150kEq €183k ▲49.7%
5 profitable years in a row build equity to €183k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20k ▼52.4%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲71.5%
3 profitable years in a row build equity to €102k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterbaan 989470 DenderleeuwGround area
767 m²
Building footprint
171 m²
Volume, LiDAR
863 m³
Parcel 41402B0800/00M002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TVV Consulting BV
since 20212.314.235.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41402B0800/00M002 | Flanders | 767 m² | 1 · 171 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69202Legal and accounting activities
69209Other tax advisory services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.