Summary
Conclusion
the dossier summarised in one paragraphTVIN INVESTERING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €105k. The computed 12-month bankruptcy probability is 1.3% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.3%
Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered
+Higher-failure-rate region
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 2 acts readfiscal year 2026 expected by 31-07-2027
2026
21-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
29-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
18-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
18-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
18-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
08-06-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
17-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
21-09-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
22-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financials
TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€105k-49.0%
Working capital€96k
Figures by fiscal year
Source: NBB · 2025Annual accounts filed on 21-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
€-14k
+46.0%
24-25
€105k
-49.0%
24-25
€105k
-49.0%
24-25
€1.53M
+17.5%
24-25
€498k
+26.7%
24-25
€96k
-
24-25
€11k
-49.0%
24-25
€1.03M
+13.5%
24-25
€1.03M
+13.5%
24-25
1.09
+10.4%
24-25
1.09
+10.4%
24-25
32.6%
+7.8%
24-25
2.07
-10.4%
24-25
21.1%
-59.8%
24-25
6.9%
-56.6%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €-14k |
| Net profit | €105k |
| Cash flow | €105k |
| Staff costs | - |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €1.53M |
| Equity | €498k |
| Debt | €1.03M |
| of which ≤ 1y | €1.03M |
| of which > 1y | - |
| Working capital | €96k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.09 |
| Quick ratio | 1.09 |
| Working capital ratio | 6.2% |
| Solvency | 32.6% |
| Debt / equity | 2.07 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 6.9% |
| ROE | 21.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.53M |
| Fixed assets | 21/28 | €402k |
| Tangible fixed assets | 22/27 | €178 |
| Financial fixed assets | 28 | €402k |
| Current assets | 29/58 | €1.13M |
| Amounts receivable within one year | 40/41 | €112k |
| Investments | 50/53 | €862k |
| Cash & bank | 54/58 | €45k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.53M |
| Equity | 10/15 | €498k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €479k |
| Amounts payable | 17/49 | €1.03M |
| Amounts payable within one year | 42/48 | €1.03M |
| Trade debts payable within one year | 44 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €-13k |
| Operating result | 9901 | €-14k |
| Financial income | 75 | €129k |
| Result before taxes | 9903 | €116k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €105k |
| Result to be appropriated | 9905 | €105k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 21-08-2026 | 21 d late | 2026-00419602 |
| 31-12-2024 | 31-07-2025 | 18-08-2025 | 18 d late | 2025-00401077 |
| 31-12-2023 | 31-07-2024 | 29-08-2024 | 29 d late | 2024-00420237 |
| 31-12-2022 | 31-07-2023 | 18-07-2023 | 13 d early | 2023-00251416 |
| 31-12-2021 | 31-07-2022 | 18-08-2022 | 18 d late | 2022-20308808 |
| 31-12-2020 | 31-07-2021 | 18-08-2021 | 18 d late | 2021-50100472 |
| 31-12-2019 | 31-07-2020 | 08-06-2020 | 53 d early | 2020-16300319 |
| 31-12-2018 | 31-07-2019 | 17-06-2019 | 44 d early | 2019-19300074 |
| 31-12-2017 | 31-07-2018 | 21-09-2018 | 52 d late | 2018-64000427 |
| 31-12-2016 | 31-07-2017 | 22-08-2017 | 22 d late | 2017-46600082 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationChaussée du Pont Royal(TOU) 50, 7500 Tournai
since 20132.231.719.085
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,334 m²
Buildings1
Building footprint55 m²
Volume (LiDAR)330 m³
Tallest building8.5 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0049/00Z005 | Wallonia | 2,334 m² | 1 · 55 m² | 8.5 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Belgian State Gazette · acts
0 of 2 acts readWe know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | TVIN INVESTERING |
Registered office
Chaussée du Pont Royal(TOU) 50
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.