TVDB INTERIEUR
ActiveTVDB INTERIEUR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €20k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+9
Solvency45▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.26 in 2024; short-term debt: 22.1% and cash: 23.7% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
4 d late
2024
2 d early
2023
1 d early
2022
40 d early
2021
149 d early
2020
8 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€252k
2018 · €0
2018: €0
2018 → 2025
EBIT margin
12.6%
Net result
€20k▲ 47.9%
2024 · €13k
2018: €3k
2019: €3k
2020: €4k
2021: €6k
2022: €-16k
2023: €12k
2024: €13k
2018 → 2025
Working capital
€23k▲ 16.4%
2024 · €20k
2018: €20k
2019: €14k
2020: €25k
2021: €33k
2022: €21k
2023: €44k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€252k
Equity€50k-€34k▼ 31.6%€47k▲ 36.4%€60k▲ 28.4%€80k▲ 32.7%
Operating result€10k-€-15k€13k€21k▲ 62.8%€32k▲ 49.9%
Net result€6k-€-16k€12k€13k▲ 6.3%€20k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€281k▲ 3.3%
Current assets
€109k▲ 12.6%
Equity and liabilities €390k
Equity
€80k▲ 32.7%
Debt
€311k▲ 0.5%
The debt ratio falls from 83.8% to 79.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €28k
Cash flow
€28k▲
2024 · €20k
Solvency
20.4%▲
2024 · 16.2%
Current ratio
1.27▲
2024 · 1.26
Quick ratio
1.24▲
2024 · 1.22
Debt / equity
3.90▼
2024 · 5.15
ROE
24.6%▲
2024 · 22.1%
ROA
5.0%▲
2024 · 3.6%
Interest coverage
4.26▲
2024 · 4.26
Debt
€311k▲
2024 · €309k
Debt ≤ 1 year
€86k▲
2024 · €77k
Debt > 1 year
€224k▼
2024 · €228k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€390k▲
Fixed assets21/28€272k€281k▲
Tangible fixed assets22/27€272k€281k▲
Land and buildings22€257k€253k▼
Plant, machinery and equipment23€12k€27k▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€97k€109k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41-€10k
Trade receivables40-€10k
Cash at bank and in hand54/58€88k€93k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€369k€390k▲
Equity10/15€60k€80k▲
Contributions10/11€12k€12k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€13k€32k▲
Amounts payable17/49€309k€311k▲
Amounts payable after more than one year17€228k€224k▼
Financial debts170/4€228k€224k▼
Amounts payable within one year42/48€77k€86k▲
Current portion of amounts payable after more than one year42€8k€13k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Other amounts payable47/48€63k€66k▲
Accrued charges and deferred income492/3€4k€265▼
Income statement
Code20242025
Turnover70-€252k
Goods, raw materials, services and sundry goods60/61-€214k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Gross operating margin9900€28k€41k▲
Operating profit (loss)9901€21k€32k▲
Financial income75/76B-€432
Recurring financial income75-€432
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€15k€23k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€13k€20k▲
Profit (loss) for the period to be appropriated9905€13k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€32k▲
Profit (loss) brought forward from the previous period14P€-444€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-09
Financial
Highest result since 2018net €20k ▲47.9%
Operating result €32k, net result €20k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 8.44
Current ratio from 2.03 to 8.44; short-term debt falls from €20k to €6k.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-16k ▼354%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hildering 52290 VorselaarGround area
738 m²
Building footprint
347 m²
Volume, LiDAR
1,080 m³
Parcel 13044G0010/00D004, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TVDB INTERIEUR
since 20162.256.107.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13044G0010/00D004 | Flanders | 737 m² | 1 · 347 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MENUISERIE PASCAL WILKIN
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DE STOBBE
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SHJ Interieur
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Nieuwerkerken (Limb.) · Eq €80k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2016
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.