BRUNO JACQUES

Active

Private limited companyfounded 20169 yrs activeNijverheidslaan 17, 8890 Moorslede, BelgiumKBO/BCE: BE 0665.836.308

BRUNO JACQUES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €-792. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

53 / 100

Fair▼ -33 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-85

Solvency66▼-15

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity tight (current ratio 1.5 against 2.85 in 2024), and 65% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

57 d early

2024

50 d early

2023

43 d early

2022

41 d early

2021

23 d late

2020

18 d late

2019

21 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€141k▼ 0.6%

2024 · €142k

2018: €28k 2019: €28k 2020: €28k 2021: €25k 2022: €39k 2023: €119k 2024: €142k

2018 → 2025

Total assets

€403k▲ 7.2%

2024 · €376k

2018: €73k 2019: €298k 2020: €292k 2021: €314k 2022: €331k 2023: €378k 2024: €376k

2018 → 2025

Net result

€-792

2024 · €24k

2018: €335 2019: €545 2020: €9 2021: €-2k 2022: €3k 2023: €80k 2024: €24k

2018 → 2025

Working capital

€48k▼ 46.4%

2024 · €89k

2018: €20k 2019: €2k 2020: €6k 2021: €-4k 2022: €10k 2023: €70k 2024: €89k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€25k-€39k▲ 57.9%€119k▲ 203%€142k▲ 19.6%€141k▼ 0.6%

Operating result€3k-€8k▲ 136%€108k▲ 1,318%€43k▼ 60.2%€7k▼ 83.2%

Net result€-2k-€3k€80k▲ 2,788%€24k▼ 69.9%€-792

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 83% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €403k

64.3%

35.7%

Fixed assets €259k▲ 8.7%

Current assets €144k▲ 4.4%

Equity and liabilities €403k

35.0%

65.0%

Equity €141k▼ 0.6%

Debt €262k▲ 11.8%

The debt ratio rises from 62.3% to 65.0%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€29k▼

2024 · €67k

Cash flow

€21k▼

2024 · €48k

Solvency

35.0%▼

2024 · 37.7%

Current ratio

1.50▼

2024 · 2.85

Quick ratio

0.67▼

2024 · 1.35

Debt / equity

1.85▲

2024 · 1.65

ROE

-0.6%▼

2024 · 17.0%

ROA

-0.2%▼

2024 · 6.4%

Interest coverage

4.43▼

2024 · 5.77

Debt

€262k▲

2024 · €234k

Debt ≤ 1 year

€96k▲

2024 · €48k

Debt > 1 year

€166k▼

2024 · €186k

Income taxes

€2k▼

2024 · €7k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€376k€403k▲

Fixed assets21/28€239k€259k▲

Tangible fixed assets22/27€239k€259k▲

Land and buildings22€183k€176k▼

Plant, machinery and equipment23€9k€48k▲

Furniture and vehicles24€47k€36k▼

Current assets29/58€138k€144k▲

Stocks and contracts in progress3€72k€80k▲

Stocks30/36€22k€24k▲

Contracts in progress37€50k€55k▲

Amounts receivable within one year40/41€24k€38k▲

Trade receivables40€16k€19k▲

Other amounts receivable41€8k€20k▲

Cash at bank and in hand54/58€31k€18k▼

Deferred charges and accrued income490/1€10k€8k▼

Equity and liabilities

Total equity and liabilities10/49€376k€403k▲

Equity10/15€142k€141k▼

Contributions10/11€19k€19k=

Reserves13€11k€11k=

Distributable reserves133€11k€11k=

Profit (loss) carried forward14€113k€112k▼

Amounts payable17/49€234k€262k▲

Amounts payable after more than one year17€186k€166k▼

Financial debts170/4€186k€166k▼

Amounts payable within one year42/48€48k€96k▲

Current portion of amounts payable after more than one year42€23k€20k▼

Trade debts44€21k€33k▲

Suppliers440/4€21k€33k▲

Other amounts payable47/48€4k€43k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€21k▼

Other operating charges640/8€2k€4k▲

Non-recurring operating charges66A-€8k

Gross operating margin9900€69k€40k▼

Operating profit (loss)9901€43k€7k▼

Financial income75/76B€69€107▲

Recurring financial income75€69€107▲

Financial charges65/66B€12k€6k▼

Recurring financial charges65€12k€6k▼

Profit (loss) for the period before taxes9903€31k€872▼

Income taxes67/77€7k€2k▼

Profit (loss) for the period9904€24k€-792▼

Profit (loss) for the period to be appropriated9905€24k€-792▼

Appropriation of the result

Profit (loss) to be appropriated9906€113k€112k▼

Profit (loss) brought forward from the previous period14P€89k€113k▲

Profit to be distributed694/7€859-

Directors or managers695€859-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 5Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

04-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

11-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

18-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2018net €80k ▲2788%

Operating result €108k, net result €80k, both a record.

31-12

Financial Liquidity doublescurrent ratio 2.39

Current ratio from 1.12 to 2.39; short-term debt falls from €89k to €50k.

31-12

Financial Equity above €100kEq €119k ▲203%

2 profitable years in a row build equity to €119k.

20-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

23-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 23 days late

2021

31-12

Financial Weakest financial yearnet €-2k ▼21611%

Net result drops to €-2k, the lowest in the series; recovery starts the following year.

18-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 18 days late

2020

21-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 21 days late

2019

28-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 28 days late

2018

17-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Moorslede · 1 establishment unit since 2016

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidslaan 178890 Moorslede

Ground area

1,198 m²

Building footprint

249 m²

Volume, LiDAR

1,095 m³

Parcel 36003A0520/00N000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

BRUNO JACQUES

Nijverheidslaan 17, 8890 MoorsledeManufacture of metal structures and parts of structures

since 20162.258.440.409

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36003A0520/00N000	Flanders	1,198 m²	1 · 249 m²	6.5 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 214 EUR awarded · 214 EUR paid

Year	Entries	awarded	paid
2023	1	214 EUR	214 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 214 EUR · 214 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

ALTWOOD

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Oudsbergen · Eq €141k

KRIPAJO

BE 0478.338.870

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MENUISERIE LAMBRECHTS

BE 0468.553.055

Nivelles · Eq €141k

Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,622 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-11-2016

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.