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TUYMANS

Active Private limited company (pre-2019)founded 1998active for 28 yearsHoogstraatsebaan 192, 2390 MalleKBO/BCE: BE 0463.197.665 #10 company by equity in Malle, Professional and technical services sector

Lifetime

20 annual accounts with figures on one time axis, 28 filings since 1998
peak €661,963 (2025)
€661,963▲ 11.0%
peak €376,348 (2025)
€376,348▲ 9.7%
peak €1.9m (2025)
€1.9m▲ 24.4%
€447,235▲ 19.0%
peak 3.2 FTE (2019)
2 FTE▲ 5.3%
Board1 name since 2021
1 directorTuymans Jan
Documentsfilings and deeds
30-09-202661 days late
2025financial year
Incorporation · Amendment of the articles 30-12Incorporation · Other provision 30-12Incorporation · Name clause 29-12Incorporation · Founding capital 23-12Equity from €1.5m to €1.9mDebts from €375,936 to €447,235

Key points

from the 2025 annual accounts

Equity

€1.9m ▲ 24.4%

TUYMANS has made a profit in every financial year since 2006.

Growth

18 years
20182019202020212022202320242025

18 years of growth in a row. Turnover 2025: €1.2m.

Staff

2 employees on 31-12-2025
222021322022122023332024112025

In 2025, 1 person joined and 1 left.

Payment terms

69 days to suppliers
Suppliers
87 to 69
Customers
152 to 169

TUYMANS pays its suppliers 18 days earlier than in 2024. Customers pay 17 days later.

Filings

28 annual accounts 61 days
AprilJune31 JulyOctober200020102020

Latest accounts filed late: after the legal deadline.

Position in the sector

€1.9m

More equity than 87% of companies in legal and accounting. Sector median €249,461 · 1,057 companies.

Checked score

97
Excellent
Financially stronger than 73% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 81.1% of total assets
94+2short-term debt 18.9% · cash 46.2%
92-2return on assets 15.9%

Score breakdown

raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 5.28, cash €1.1m
Sector: Legal and accounting activities (NACE 69)
Equity €1.9m (81.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 88% on liquidity, 54% on profitability and 62% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as TUYMANS has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of TUYMANS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for TUYMANS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.28 (5.08 in 2024), above the usual 1.5. Short-term debt is 18.9% and cash 46.2% of total assets. 18.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 5.28, cash €1.1m
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Equity €1.9m (81.1% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
47 days late
2023
31 days late
2022
44 days late
2021
52 days late
2020
65 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TJ
Tuymans Jan
Director
Board & ownership

Recent changes

Duration · Capital Gazette deed
Incorporation · Founder Gazette deed
Incorporation · Founder Gazette deed
Incorporation · Founder Gazette deed
All 172 events

Comparable companies

same main activity, similar in size and age
Company
TUYMANS Malle €2.4m €0.7m 81.1% 2
V.G. BUSINESS CONSULTING Antwerp €2.1m €0.6m 48.6% 2.2
MELS CONSULTING Stekene €1.8m €0.6m 80.3% 2.3
PARTNERS FIDUCIAIRE Walcourt €1.7m €0.5m 81.1% 2
ACCOUNTANTSKANTOOR DEFACTO Brasschaat €1.3m €0.7m 72.8% 2.1
VHIC Westerlo €1.9m €1.1m 94.4% 1.5
EILERS BOEKHOUDKANTOOR Antwerp €2.0m €0.4m 91.4% 3.2

These companies have the same main activity as TUYMANS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.3m and €2.1m, founded between 1995 and 2001.

Official details

Source: KBO
Status
Active since 23-04-1998Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Joint committee
336Liberal professions · annual accounts 2025
Establishment unit
2.204.553.1472390 Malle, since 21-04-1998
Financial year end
31 December
Peppol
Reachable since 25-09-2025
Company details

Annual accounts 2025

€2.4m▲ 23.4%
Employeeson 31-12-2025
2=
Filing
Filed on 30-09-2026
Financials

Insights on TUYMANS

TUYMANS has existed since 1998. The gross margin grew from €146,242 in 2006 to €661,963 in 2025.

The gross margin has grown every year since 2018.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TUYMANS

What is the company number of TUYMANS?
The company number of TUYMANS is 0463.197.665. The VAT number is the same number with BE in front: BE 0463.197.665.
Where is TUYMANS based?
The registered office is at Hoogstraatsebaan 192, 2390 Malle.Company details
What does TUYMANS do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of TUYMANS?
TUYMANS is a private limited company (pre-2019) (BVBA).
When was TUYMANS founded?
TUYMANS was founded on 23-04-1998.
Is TUYMANS still active?
Yes, TUYMANS is an active enterprise in the KBO register.
How many employees does TUYMANS have?
TUYMANS had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TUYMANS fall under?
In its 2025 annual accounts, TUYMANS states joint committee 336 (Liberal professions).
What is the turnover of TUYMANS?
The turnover of TUYMANS was €1.2m in financial year 2025, according to the filed annual accounts.
Is TUYMANS profitable?
In financial year 2025, TUYMANS made a profit of €376,348.
Where can I find the annual accounts of TUYMANS?
TUYMANS filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TUYMANS due?
TUYMANS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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