TUYMANS
ActiveTUYMANS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.54M and a net result of €343k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 2917 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth69▼-1
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 5.68 in 2023), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.4%
Return on assets
17.9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
31 d late
2022
44 d late
2021
52 d late
2020
65 d late
2019
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€1.16M▲ 4.4%
2023 · €1.11M
2018: €825k
2019: €909k
2020: €947k
2021: €1.01M
2022: €1.04M
2023: €1.11M
2018 → 2024
EBIT margin
40.9%▲ 4.3pp
2023 · 36.5%
2018: 28.1%
2019: 24.3%
2020: 32.1%
2021: 32.0%
2022: 37.7%
2023: 36.5%
2018 → 2024
Net result
€343k▲ 29.9%
2023 · €264k
2018: €144k
2019: €104k
2020: €207k
2021: €206k
2022: €271k
2023: €264k
2018 → 2024
Working capital
€1.53M▲ 18.0%
2023 · €1.30M
2018: €1.07M
2019: €1.09M
2020: €1.20M
2021: €1.11M
2022: €1.18M
2023: €1.30M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€947k-€1.01M▲ 7.1%€1.04M▲ 2.7%€1.11M▲ 6.6%€1.16M▲ 4.4%
Equity€1.21M-€1.11M▼ 7.8%€1.18M▲ 6.4%€1.30M▲ 10.1%€1.54M▲ 18.3%
Operating result€304k-€325k▲ 6.8%€392k▲ 20.8%€406k▲ 3.4%€474k▲ 16.8%
Net result€207k-€206k▼ 0.5%€271k▲ 31.6%€264k▼ 2.7%€343k▲ 29.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 17% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.92M
Fixed assets
€7k▲ 143%
Current assets
€1.91M▲ 21.1%
Equity and liabilities €1.92M
Equity
€1.54M▲ 18.3%
Debt
€376k▲ 35.3%
The debt ratio rises from 17.6% to 19.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€476k▲
2023 · €407k
Cash flow
€345k▲
2023 · €265k
Solvency
80.4%▼
2023 · 82.4%
Current ratio
5.08▼
2023 · 5.68
Quick ratio
5.08▼
2023 · 5.68
Debt / equity
0.24▲
2023 · 0.21
ROE
22.3%▲
2023 · 20.3%
ROA
17.9%▲
2023 · 16.7%
Interest coverage
150.24▼
2023 · 150.87
Debt
€376k▲
2023 · €278k
Debt ≤ 1 year
€376k▲
2023 · €278k
Income taxes
€136k▼
2023 · €145k
Staff costs
€97k▼
2023 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.58M€1.92M▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Furniture and vehicles24€3k€7k▲
Current assets29/58€1.58M€1.91M▲
Amounts receivable within one year40/41€384k€495k▲
Trade receivables40€379k€482k▲
Other amounts receivable41€5k€13k▲
Current investments50/53€681k€676k▼
Cash at bank and in hand54/58€513k€739k▲
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.92M▲
Equity10/15€1.30M€1.54M▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€1.24M€1.48M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€168k
Distributable reserves133€1.24M€1.31M▲
Profit (loss) carried forward14€46k€46k=
Amounts payable17/49€278k€376k▲
Amounts payable within one year42/48€278k€376k▲
Trade debts44€56k€135k▲
Suppliers440/4€56k€135k▲
Taxes, remuneration and social security45€82k€93k▲
Taxes450/3€65k€76k▲
Remuneration and social security454/9€17k€17k▲
Other amounts payable47/48€140k€148k▲
Income statement
Code20232024
Turnover70€1.11M€1.16M▲
Goods, raw materials, services and sundry goods60/61€581k€566k▼
Remuneration, social security and pensions62€109k€97k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€17k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€531k€596k▲
Operating profit (loss)9901€406k€474k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€409k€479k▲
Income taxes67/77€145k€136k▼
Profit (loss) for the period9904€264k€343k▲
Transfer to tax-exempt reserves689-€168k
Profit (loss) for the period to be appropriated9905€264k€175k▼
Appropriation of the result
Profit (loss) to be appropriated9906€310k€221k▼
Profit (loss) brought forward from the previous period14P€46k€46k=
Transfer from equity791/2€144k€104k▼
Transfer to equity691/2€264k€175k▼
To other reserves6921€264k€175k▼
Profit to be distributed694/7€144k€104k▼
Return on contributions (dividend)694€144k€104k▼
Social balance
Average headcount (FTE)90872.11.9▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-09
State Gazette act
Name change · Power of attorney
06-08
State Gazette act
General meeting · Name change
Purpose change · Statutes amendment · Olivier Bremans
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 47 days late
2024
31-12
Financial
Highest result since 2018net €343k ▲29.9%
Operating result €474k, net result €343k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 44 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 52 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 65 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 47 days late
2019
31-12
Financial
Weakest financial yearnet €104k ▼27.7%
Net result drops to €104k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraatsebaan 1922390 MalleGround area
7,335 m²
Building footprint
1,915 m²
Volume, LiDAR
11,133 m³
Parcel 11032B0020/00W000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogstraatsebaan 192, 2390 Malle
since 19982.204.553.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032B0020/00W000 | Flanders | 7,335 m² | 1 · 1,915 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 59 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 59 EUR | 59 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8755005IPNCZD4YTPD41
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 3,573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-04-1998
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.