MELS CONSULTING
ActiveMELS CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.48M and a net result of €323k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 5.93 against 6.68 in 2024), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
17.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-09-2025, 149 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
149 d early
2024
50 d early
2023
48 d early
2022
54 d early
2021
54 d early
2020
45 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.48M▲ 12.4%
2024 · €1.32M
2019: €865k
2020: €1.10M
2021: €1.11M
2022: €1.11M
2023: €1.24M
2024: €1.32M
2019 → 2025
Total assets
€1.84M▲ 12.2%
2024 · €1.64M
2019: €1.38M
2020: €1.56M
2021: €1.52M
2022: €1.53M
2023: €1.70M
2024: €1.64M
2019 → 2025
Net result
€323k▲ 14.6%
2024 · €282k
2019: €294k
2020: €243k
2021: €271k
2022: €259k
2023: €231k
2024: €282k
2019 → 2025
Working capital
€1.25M▲ 15.3%
2024 · €1.09M
2019: €681k
2020: €886k
2021: €928k
2022: €885k
2023: €971k
2024: €1.09M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.11M-€1.11M▼ 0.1%€1.24M▲ 11.9%€1.32M▲ 6.6%€1.48M▲ 12.4%
Operating result€369k-€356k▼ 3.6%€313k▼ 12.0%€356k▲ 13.6%€427k▲ 20.1%
Net result€271k-€259k▼ 4.3%€231k▼ 10.7%€282k▲ 21.9%€323k▲ 14.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.84M
Fixed assets
€335k▼ 7.8%
Current assets
€1.51M▲ 17.9%
Equity and liabilities €1.84M
Equity
€1.48M▲ 12.4%
Debt
€363k▲ 11.5%
The debt ratio falls from 19.8% to 19.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€482k▲
2024 · €422k
Cash flow
€378k▲
2024 · €348k
Solvency
80.3%▲
2024 · 80.2%
Current ratio
5.93▼
2024 · 6.68
Quick ratio
5.93▼
2024 · 6.68
Debt / equity
0.24▼
2024 · 0.25
ROE
21.8%▲
2024 · 21.4%
ROA
17.5%▲
2024 · 17.2%
Interest coverage
60.87▲
2024 · 59.44
Debt
€363k▲
2024 · €325k
Debt ≤ 1 year
€254k▲
2024 · €191k
Debt > 1 year
€108k▼
2024 · €134k
Income taxes
€113k▲
2024 · €93k
Staff costs
€81k▼
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€1.84M▲
Fixed assets21/28€364k€335k▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€362k€334k▼
Land and buildings22€334k€314k▼
Plant, machinery and equipment23€10k€2k▼
Furniture and vehicles24€18k€18k▲
Financial fixed assets28€10€10=
Current assets29/58€1.28M€1.51M▲
Amounts receivable after more than one year29€200k€369k▲
Other amounts receivable291€200k€369k▲
Amounts receivable within one year40/41€87k€98k▲
Trade receivables40€85k€97k▲
Other amounts receivable41€2k€290▼
Current investments50/53€612k€375k▼
Cash at bank and in hand54/58€259k€518k▲
Deferred charges and accrued income490/1€121k€149k▲
Equity and liabilities
Total equity and liabilities10/49€1.64M€1.84M▲
Equity10/15€1.32M€1.48M▲
Contributions10/11€50k€50k=
Reserves13€1.26M€1.43M▲
Tax-exempt reserves132€144k€38k▼
Distributable reserves133€1.12M€1.39M▲
Profit (loss) carried forward14€4k€4k▼
Amounts payable17/49€325k€363k▲
Amounts payable after more than one year17€134k€108k▼
Financial debts170/4€134k€108k▼
Amounts payable within one year42/48€191k€254k▲
Current portion of amounts payable after more than one year42€25k€88k▲
Trade debts44€67k€77k▲
Suppliers440/4€67k€77k▲
Taxes, remuneration and social security45€68k€54k▼
Taxes450/3€57k€44k▼
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€31k€35k▲
Income statement
Code20242025
Non-recurring operating income76A€52€1k▲
Remuneration, social security and pensions62€111k€81k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€55k▼
Other operating charges640/8€8k€5k▼
Non-recurring operating charges66A-€211
Gross operating margin9900€541k€568k▲
Operating profit (loss)9901€356k€427k▲
Financial income75/76B€26k€17k▼
Recurring financial income75€26k€17k▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€375k€437k▲
Income taxes67/77€93k€113k▲
Profit (loss) for the period9904€282k€323k▲
Transfer from tax-exempt reserves789-€107k
Profit (loss) for the period to be appropriated9905€282k€430k▲
Appropriation of the result
Profit (loss) to be appropriated9906€284k€434k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Transfer from equity791/2-€160k
Transfer to equity691/2€80k€430k▲
To other reserves6921€80k€430k▲
Profit to be distributed694/7€200k€160k▼
Return on contributions (dividend)694€200k€160k▼
Social balance
Average headcount (FTE)90872.72.3▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
15-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
09-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
06-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
17-02
State Gazette act
General meeting · Merger
Dissolution · Share cancellation
17-02
State Gazette act
General meeting · Merger
Dissolution · Share cancellation
2025
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €323k ▲14.6%
Operating result €427k, net result €323k, both a record.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Weakest financial yearnet €231k ▼10.7%
Net result drops to €231k, the lowest in the series; recovery starts the following year.
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.10M ▲26.6%
2 profitable years in a row build equity to €1.10M.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2015
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-01-2015
Resigned as Manager
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voorhout(STE) 599190 StekeneGround area
627 m²
Building footprint
150 m²
Volume, LiDAR
1,115 m³
Parcel 46011A1541/00M000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Voorhout(STE) 59, 9190 Stekene
since 20132.218.949.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A1541/00M000 | Flanders | 627 m² | 1 · 150 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 11,881 EUR awarded · 11,881 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
| 2024 | 1 | 699 EUR | 699 EUR |
| 2023 | 2 | 3,403 EUR | 3,403 EUR |
| 2022 | 2 | 7,554 EUR | 7,554 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 3,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1998
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.