TUTTI FRUTTI
ActiveTUTTI FRUTTI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €11k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+9
Solvency79▼-13
Growth33=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.69 in 2024), and 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
on the day
2023
14 d late
2022
23 d late
2021
23 d late
2020
20 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€48k=
2018 · €48k
2018: €48k
2018 → 2019
EBIT margin
29.1%▼ 10.5pp
2018 · 39.6%
2018: 39.6%
2018 → 2019
Net result
€11k▼ 19.9%
2024 · €14k
2018: €15k
2019: €14k
2020: €13k
2021: €7k
2022: €12k
2023: €6k
2024: €14k
2018 → 2025
Working capital
€17k▼ 46.9%
2024 · €33k
2018: €99k
2019: €119k
2020: €121k
2021: €106k
2022: €70k
2023: €67k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€87k▼ 2.0%€94k▲ 7.4%€77k▼ 18.3%€56k▼ 27.4%
Operating result€4k-€13k▲ 213%€6k▼ 54.3%€16k▲ 179%€15k▼ 11.3%
Net result€7k-€12k▲ 68.0%€6k▼ 45.3%€14k▲ 111%€11k▼ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€40k▼ 10.1%
Current assets
€72k▼ 9.6%
Equity and liabilities €112k
Equity
€56k▼ 27.4%
Debt
€56k▲ 18.7%
The debt ratio rises from 38.3% to 50.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€19k▼
2024 · €19k
Cash flow
€15k▼
2024 · €16k
Solvency
49.6%▼
2024 · 61.7%
Current ratio
1.31▼
2024 · 1.69
Quick ratio
1.31▼
2024 · 1.69
Debt / equity
1.01▲
2024 · 0.62
ROE
19.7%▲
2024 · 17.8%
ROA
9.8%▼
2024 · 11.0%
Interest coverage
11.59▼
2024 · 176.07
Debt
€56k▲
2024 · €48k
Debt ≤ 1 year
€55k▲
2024 · €48k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€112k▼
Fixed assets21/28€44k€40k▼
Tangible fixed assets22/27€44k€40k▼
Land and buildings22€44k€40k▼
Furniture and vehicles24€173€9▼
Current assets29/58€80k€72k▼
Amounts receivable after more than one year29€65k€65k=
Other amounts receivable291€65k€65k=
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40-€6k
Other amounts receivable41€3k-
Cash at bank and in hand54/58€8k€1k▼
Deferred charges and accrued income490/1€5k€333▼
Equity and liabilities
Total equity and liabilities10/49€124k€112k▼
Equity10/15€77k€56k▼
Contributions10/11€19k€19k=
Reserves13€58k€37k▼
Tax-exempt reserves132€12k€12k=
Distributable reserves133€46k€25k▼
Amounts payable17/49€48k€56k▲
Amounts payable within one year42/48€48k€55k▲
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€29k€44k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Gross operating margin9900€19k€19k▼
Operating profit (loss)9901€16k€15k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€109€2k▲
Recurring financial charges65€109€2k▲
Profit (loss) for the period before taxes9903€20k€16k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€14k€11k▼
Profit (loss) for the period to be appropriated9905€14k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€11k▲
Profit (loss) brought forward from the previous period14P€-15k-
Transfer from equity791/2€39k€32k▼
Transfer to equity691/2€7k€11k▲
To other reserves6921€7k€11k▲
Profit to be distributed694/7€31k€32k▲
Return on contributions (dividend)694€31k€32k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼45.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 14.92
Current ratio from 5.14 to 14.92; short-term debt falls from €17k to €5k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 17.60
Current ratio from 5.16 to 17.60; short-term debt falls from €29k to €7k.
31-12
Financial
Equity above €100kEq €106k ▲14.1%
3 profitable years in a row build equity to €106k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Leernes 626111 Montigny-le-TilleulGround area
1,488 m²
Building footprint
204 m²
Volume, LiDAR
1,710 m³
2 parcels, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Paul Pastur 100, 6032 Charleroi
since 19962.076.719.025
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52037B0168/00T002 | Wallonia | 1,302 m² | 1 · 96 m² | 9.1 m · 3 fl. |
| 52050A0544/00N006 | Wallonia | 187 m² | 1 · 108 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M.A. PRIMEURS
BE 0707.539.675
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L & B
BE 1008.641.830
Ath · Eq €55k
DEBOLLE ANN
BE 0465.412.928
Denderleeuw · Eq €56k
Of 3,832 companies in sector 47210 we hold annual accounts for 966. 792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-1996
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.