Financials
- Financial year
- 2024
- Total assets
- €200,051
- Profit
- €25,267
- Solvency
- 27.6%
L & B
ActiveSummary
The computed 12-month bankruptcy probability of L & B is 4.1% (elevated). The 2024 annual accounts show equity of €55,267 and a net result of €25,267. Its solvency ranks better than 46% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of fruit and vegetables
NACE 47210
1 site
Size
€200,051total assets 2024
- Staff
- 0.3 FTE
- Equity
- €55,267
- Profit
- €25,267
Turnover not published (micro format)
Structure
- BELEYN Lutgarde Germania MariaDirector
- DELFOSSE Bart MauriceDirector
2024 accounts filed 50 days late
Why 50raises riskFigures for financial year 2024 (filed 20-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 50 days late; 1 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 0.91, cash €42,642Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 64% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency
53
equity 27.6% of total assets
Liquidity
64
short-term debt 30.0% · cash 21.3%
Profitability
85
return on assets 12.6%
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.8%
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 2.2%▲ +0.3 percentage points vs 07-2025
09-2025: 2.3%▲ +0.1 percentage points vs 08-2025
10-2025: 1.5%▼ -0.8 percentage points vs 09-2025lowest value
11-2025: 1.5%● unchanged vs 10-2025lowest value
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.6%▲ +0.1 percentage points vs 12-2025
02-2026: 1.5%▼ -0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.6%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.7%▲ +0.1 percentage points vs 06-2026
08-2026: 2.4%▲ +0.7 percentage points vs 07-2026
09-2026: 2.8%▲ +0.4 percentage points vs 08-2026
10-2026: 4.1%▲ +1.3 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.91, below 1; short-term debt: 30% and cash: 21.3% of total assets), and 72.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 43% on solvency, 71% on liquidity and 79% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises risk
raises risk · 2024 accounts filed 50 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
50 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 50 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointments: DELFOSSE Bart Maurice (director)…
Key points
By topic
Board & ownership
- Board
- 2 members
- BELEYN Lutgarde Germania MariaDirector
- DELFOSSE Bart MauriceDirector
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of fruit and vegetablesNACE 47210
- Founded
- 22-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Annual meeting
- Second Friday of June at 18:00
- Purpose
- “Commerce de détail alimentaire sur éventaires et marchés; La vente au comptoir ou par…” (deed in French)
- Statutory auditor
- No statutory auditor
Key facts about L & B
- What is the company number of L & B?
- 1008.641.830. In Belgium the VAT number is the company number with BE in front: BE 1008.641.830.
- Where is L & B based?
- The registered office is at Chemin Magegnies(Ost) 69, 7804 Ath.Company details
- What does L & B do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of L & B?
- Private limited company (BV).
- When was L & B founded?
- On 22-04-2024.
- Is L & B still active?
- Yes, L & B is an active enterprise in the KBO register.
- How many employees does L & B have?
- On average 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of L & B?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is L & B profitable?
- In financial year 2024, L & B made a profit of €25,267.
- Where can I find the annual accounts of L & B?
- L & B filed 1 annual account with the National Bank of Belgium, for financial year 2024.
Companies related to L & B
Comparable companies
- M.A. PRIMEURSSint-Agatha-Berchem
- Willem FruitStaden
- TUTTI FRUTTIMontigny-le-Tilleul
- CONDROBELHamois
- DEBOLLE ANNDenderleeuw
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.