Equity
€61,052 from €377,445 in 2018
Equity fell by 84% in 7 years.
@TUNE
Lifetime
18 annual accounts with figures on one time axispeak €167,701 (2023)
€144,169▲ 0.5%
lowest -€116,553 (2019)
-€30,156▲ €44,916
peak €377,445 (2018)
€61,052▼ 33.1%
€83,966▼ 1.2%
peak 1 FTE (2017)
-not published
Board2 names since 2021
1 directorIngeborg Stevens
Documentsfilings and deeds
05-05-202687 days before the deadline
2025micro format
Loss of €30,156Equity from €91,208 to €61,052Cash from €130,951 to €34,738
Key points
from the 2025 annual accountsLosses
-€105,228 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €210,000 estimated
The micro format states no turnover.
Filings
18 annual accounts since 2008
Six of the last ten came late. The 2021 accounts came latest: 67 days after the end of the period.
Board
1 joined
New director. Latest change 01-01-2026 · 1 in office.
Position in the sector
-€30,156
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
90
Excellent
Financially stronger than 23% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €30,156, the second in a row (financial year 2025)
lowers risk
Size: total assets €145,018
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.67, cash €34,738, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 37% of them on solvency, 30% on liquidity, 5% on profitability and 19% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as @TUNE has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of @TUNE itself is lower: 0.1% within 12 months. It rests on far more data about @TUNE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for @TUNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (2.08 in 2024), above the usual 1.5. Short-term debt is 57.9% and cash 24% of total assets. However, 57.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€30,156
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 days early
2024
97 days early
2023
16 days early
2022
6 days early
2021
67 days late
2020
26 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 82 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PAQUAY,Philippe Odilon Marie Madeleine Marc all the sharesdeed of 23-06-2023
Recent changes
Appointment: Ingeborg Stevens (director)
General meeting of 06-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0887344419
Resignation: PAQUAY, Philippe Odilon Marie Madeleine Marc (director)
Reappointment: PAQUAY, Philippe Odilon Marie Madeleine Marc (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · PAQUAY, Philippe Odilon Marie Madeleine Marc holds all the shares · Gazette deed
Incorporation
published on 27-02-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| @TUNE Steenokkerzeel | €145,018 | €144,169 | 42.1% | - |
| DOUBLE-U Ternat | €153,999 | €116,419 | 35.2% | - |
| figure8 Ghent | €154,027 | €155,278 | 58.3% | - |
| KMOSITES Ghent | €160,575 | €158,103 | 44.7% | - |
| SAINT ROCH TREE TECHNOLOGIES Blegny | €143,021 | €147,800 | 46.5% | 1 |
| TRIPLE S Brussels | €144,343 | €120,939 | 84.7% | 2.1 |
| BURO DESIGN Halle | €141,202 | €111,561 | 69.3% | - |
These companies have the same main activity as @TUNE: computer programming (NACE 62100). They are comparable in size and age: total assets between €141,000 and €161,000, founded between 2002 and 2007.
Official details
Source: KBO- Status
- Active since 19-02-2007Normal situation
- Activity
- Computer programmingNACE 62100and 5 others
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.160.017.6751820 Steenokkerzeel, since 19-02-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 06-02-2025
Annual accounts 2025
- €145,018▼ 17.7%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 05-05-2026, 87 days before the end of the filing period
Insights on @TUNE
@TUNE files the micro format. That format states no turnover. The gross margin rose from €124,282 in 2008 to €144,169 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about @TUNE
- What is the company number of @TUNE?
- The company number of @TUNE is 0887.344.419. The VAT number is the same number with BE in front: BE 0887.344.419.
- Where is @TUNE based?
- The registered office is at Vinkenbaan 22, 1820 Steenokkerzeel.Company details
- What does @TUNE do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of @TUNE?
- @TUNE is a private limited company (BV).
- When was @TUNE founded?
- @TUNE was founded on 19-02-2007.
- Is @TUNE still active?
- Yes, @TUNE is an active enterprise in the KBO register.
- How many employees does @TUNE have?
- @TUNE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does @TUNE fall under?
- In its 2025 annual accounts, @TUNE states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of @TUNE?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €144,169 and 32 comparable companies (NACE 62100). It probably lies between €180,000 and €300,000.
- Is @TUNE profitable?
- In financial year 2025, @TUNE made a loss of €30,156.
- Where can I find the annual accounts of @TUNE?
- @TUNE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of @TUNE due?
- @TUNE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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