SAINT ROCH TREE TECHNOLOGIES
ActiveSAINT ROCH TREE TECHNOLOGIES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €2k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-58
Solvency69▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.44 in 2023; short-term debt: 42.9% and cash: 59% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.9%
Return on assets
2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
51 d early
2022
47 d early
2021
60 d early
2020
75 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 95.2%
2023 · €38k
2018: €6k
2019: €11k
2020: €33k
2021: €19k
2022: €44k
2023: €38k
2018 → 2024
Working capital
€27k▼ 8.5%
2023 · €30k
2018: €20k
2019: €21k
2020: €9k
2021: €15k
2022: €35k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€23k▲ 11.8%€42k▲ 79.0%€42k▲ 0.1%€40k▼ 5.8%
Operating result€49k-€29k▼ 41.0%€60k▲ 106%€53k▼ 10.9%€15k▼ 72.8%
Net result€33k-€19k▼ 43.4%€44k▲ 134%€38k▼ 14.4%€2k▼ 95.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 73% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets
€24k▼ 23.4%
Current assets
€66k▼ 32.4%
Equity and liabilities €90k
Equity
€40k▼ 5.8%
Debt
€50k▼ 42.0%
The debt ratio falls from 67.4% to 56.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2023 · €60k
Cash flow
€9k▼
2023 · €44k
Solvency
43.9%▲
2023 · 32.6%
Current ratio
1.71▲
2023 · 1.44
Quick ratio
1.71▲
2023 · 1.44
Debt / equity
1.28▼
2023 · 2.07
ROE
4.6%▼
2023 · 89.5%
ROA
2.0%▼
2023 · 29.2%
Interest coverage
2.46▼
2023 · 21.70
Debt
€50k▼
2023 · €87k
Debt ≤ 1 year
€39k▼
2023 · €68k
Debt > 1 year
€12k▼
2023 · €19k
Income taxes
€4k▼
2023 · €13k
Staff costs
€53k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€129k€90k▼
Fixed assets21/28€32k€24k▼
Tangible fixed assets22/27€31k€24k▼
Furniture and vehicles24€29k€22k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€260€260=
Current assets29/58€97k€66k▼
Amounts receivable within one year40/41€38k€13k▼
Trade receivables40€38k€10k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€59k€53k▼
Equity and liabilities
Total equity and liabilities10/49€129k€90k▼
Equity10/15€42k€40k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€21k€19k▼
Amounts payable17/49€87k€50k▼
Amounts payable after more than one year17€19k€12k▼
Financial debts170/4€19k€12k▼
Amounts payable within one year42/48€68k€39k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€978€1k▲
Credit institutions430/8€978€1k▲
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€9k€10k▲
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€27k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€52k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€46k▲
Gross operating margin9900€113k€120k▲
Operating profit (loss)9901€53k€15k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€51k€6k▼
Income taxes67/77€13k€4k▼
Profit (loss) for the period9904€38k€2k▼
Profit (loss) for the period to be appropriated9905€38k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€23k▼
Profit (loss) brought forward from the previous period14P€21k€21k▲
Profit to be distributed694/7€38k€4k▼
Return on contributions (dividend)694€38k€4k▼
Social balance
Average headcount (FTE)90870.81.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼95.2%
Net result drops to €2k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €44k ▲134%
Operating result €60k, net result €44k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Institut 484670 BlégnyGround area
1,089 m²
Building footprint
201 m²
Volume, LiDAR
1,149 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Saint Roch Tree Technolo
since 20042.136.798.647
Saint Roch Tree Technologie
since 20042.138.008.870
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109A0022/00D000 | Wallonia | 594 m² | 1 · 89 m² | 7.5 m · 2 fl. |
| 62103B0535/00R002 | Wallonia | 495 m² | 1 · 111 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0842.771.335
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BE 0760.702.506
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GS CONSULT TELECOM
BE 1005.538.424
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2004
Fiscal year end31-12
Abbreviation FR
SRTT
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.