Skip to content
Checked.be
Complete company report
Generated 11-08-2026
Active BE 0820.516.961Private limited company (pre-2019)

TUINTERRAS DE KOI

Rubensstraat 105 ·2300 Turnhout, Belgium· 16 yrs active
Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of TUINTERRAS DE KOI is 5.3% (elevated). The 2021 annual accounts show negative equity (€-61k) and a net result of €-4k. Equity is shrinking by ~64.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 2087 sector peers (fiscal year 2021). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-61k
Net result €-4k
Staff (FTE) 4.3
Better than sector 13%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health26Profitability30Solvency33Growth58Stability100
49 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 26
Profitability 30
Solvency 33
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
5.3% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2009, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
26 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-12-2022 with the NBB · fiscal year 2021 · micro
€-100k€-75k€-50k€-25k€0Operating result 2018: €-16k€-16kNet result 2018: €-36k€-36kOperating result 2019: €-26k€-26kNet result 2019: €-66k€-66kOperating result 2020: €-30k€-30kNet result 2020: €-99k€-99kOperating result 2021: €-4k€-4kNet result 2021: €-4k€-4k2018201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~64.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-200k€-150k€-100k€-50k€02022: €-102k (€-111k - €-92k)2023: €-128k (€-143k - €-113k)2024: €-155k (€-176k - €-134k)2018: €6k2019: €-25k2020: €-58k2021: €-61k2018201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2021 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -74.2% 23.4%
better than 13% of 2087 sector peers
Net result €-4k €4k
better than 32% of 2082 sector peers
Equity €-61k €14k
better than 8% of 2094 sector peers
Gross operating margin €46k €31k
better than 59% of 2070 sector peers
Staff costs €25k €27k
higher than 48% of 1314 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€20k
+500789.3% 18-21
Net profit
€-4k
+96.2% 18-21
Cash flow
€20k
- 18-21
Total assets
€83k
-14.5% 18-21
Equity
€-61k
-6.4% 18-21
Working capital
€-71k
+10.6% 18-21
Employees (FTE)
4
+79.2% 18-21
Staff costs
€25k
- 18-21
Income taxes
€1k
-90.7% 18-21
Debt
€144k
-6.7% 18-21
Debt ≤ 1y
€117k
-8.1% 18-21
Debt > 1y
€27k
0.0% 18-21
Current ratio
0.40
+4.5% 18-21
Quick ratio
0.29
+13.1% 18-21
Solvency
-74.2%
-24.5% 18-21
Debt / equity
-2.35
-399.6% 18-21
ROE
6.1%
-96.5% 18-21
ROA
-4.5%
+95.6% 18-21
Interest coverage
183.47
- 18-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue-
EBITDA€20k
Net profit€-4k
Cash flow€20k
Staff costs€25k
Income taxes-
Dividends-
Total assets€83k
Equity€-61k
Debt€144k
of which ≤ 1y€117k
of which > 1y€27k
Working capital€-71k
Employees (FTE)4.3
Ratios (computed)
2021
Current ratio0.40
Quick ratio0.29
Working capital ratio-85.5%
Solvency-74.2%
Debt / equity-2.35
Long-term debt ratio-0.44
Interest coverage183.47
Gross margin-
Net margin-
ROA-4.5%
ROE6.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€83k
Fixed assets 21/28€36k
Tangible fixed assets 22/27€36k
Current assets 29/58€46k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€83k
Equity 10/15€-61k
Contributions / capital 10/11€6k
Reserves 13€35k
Accumulated profits (losses) 14€-103k
Amounts payable 17/49€144k
Amounts payable after one year 17€27k
Amounts payable within one year 42/48€117k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€46k
Operating result 9901€-4k
Financial income 75€87
Financial charges 65€107
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • MAUGERI MARIANO
    Director
    State Gazette act 25077197 (19-06-2025)
    Current
    19-06-2025 → present
Former directors (3)
  • VERMEULEN MAURICE
    Director
    State Gazette act 25077197 (19-06-2025)
    Former
    - → 19-06-2025
    2 events
    • 19-06-2025 Resigned· Director
    • 07-12-2022 Resigned· Director
  • FRANS CHRISTIANE
    Director
    State Gazette act 22144178 (07-12-2022)
    Former
    - → 07-12-2022
  • IRMA ISAGON
    Director
    State Gazette act 22144178 (07-12-2022)
    Former
    - → 07-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company (pre-2019)(015)
Incorporation10-11-2009
StatusActive
Postal code2300
Establishment units 1 location
Dekenijstraat 402, 8400 Oostende
Overige niet-gespecialiseerde detailhandel
since 20092.182.836.332
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13453O0720/00N000 Flanders 907 m² 1 · 221 m² 9.0 m · 3 fl.
35013A1398/00N000indicative Flanders 555 m² 1 · 206 m² 18.0 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-06-2025
State Gazette act Director changes
hetzy var de pers · correction
2023
26-05-2023
State Gazette act Registered-office change
2022
31-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
07-12-2022
State Gazette act Director changes
2021
30-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
17-04-2020
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
05-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
04-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
23-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
04-06-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
30-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
Belgisch Staatsblad, acts 3 acts
Address history · 1
26-05-2023
Registered-office move
All acts · 3 updated 1 year ago
2025
19-06-2025 2 directors appointed, 1 resigning Director changes·hetzy var de perscorrection
  • MAUGERI MARIANO, Bestuurder
  • MAUGERI MARIANO, Dagelijks bestuur
  • VERMEULEN MAURICE, Bestuurder
Notary: hetzy var de pers · Luik
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMEULEN MAURICE",
        "address": "Dekenijstraat 18 bus 402, 8400 Oostende",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Het ontslag als bestuurder van de heer VERMEULEN MAURICE, Dekenijstraat 18 bus 402, 8400 Oostende.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MAUGERI MARIANO",
        "address": "Rubensstraat 105 bus 5, 2300 Turnhout",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Benoeming als bestuurder van de heer MAUGERI MARIANO, Rubensstraat 105 bus 5, 2300 Turnhout",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MAUGERI MARIANO",
        "address": "Rubensstraat 105 bus 5, 2300 Turnhout",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De bestuurder MAUGERI MARIANO Op de laatste bez van Luik B vermelden",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "MAUGERI MARIANO",
        "address": "Rubensstraat 105 bus 5, 2300 Turnhout",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De bestuurder MAUGERI MARIANO Op de laatste bez van Luik B vermelden",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "correction",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Op de laatste bez van Luik B vermelden",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "hetzy var de pers",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-06-19",
    "filing_date": "2025-06-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-05-31",
      "unanimous": null
    },
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-06-05",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0820.516.961",
    "name_full": "TUINTERRAS DE KOI",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
26-05-2023 Registered office moved from BERLAAR to OOSTENDE Registered-office change
  • ITEGEMBAAN 281 A, 2590 BERLAAR → DEKENIJSTRAAT 18 bus 402 te 8400 OOSTENDE
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "DEKENIJSTRAAT 18 bus 402 te 8400 OOSTENDE",
        "city": "OOSTENDE",
        "region": "vlaams_gewest",
        "street": "DEKENIJSTRAAT",
        "country": "BE",
        "postcode": "8400",
        "box_number": "402",
        "street_number": "18",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "ITEGEMBAAN 281 A, 2590 BERLAAR",
        "city": "BERLAAR",
        "region": "vlaams_gewest",
        "street": null,
        "country": "BE",
        "postcode": "2590",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": "2023-04-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-05-26",
    "filing_date": "2023-05-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2023-05-16",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0820.516.961",
    "name_full": "TUINTERRAS DE KOI",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "VERMEULEN MAURICE",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
2022
07-12-2022 3 resigning Director changes
  • FRANS CHRISTIANE, Bestuurder
  • IRMA ISAGON, Bestuurder
  • VERMEULEN MAURICE, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FRANS CHRISTIANE",
        "address": "Dekenijstraat 18 bus 402 te 8400 Oostende",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "IRMA ISAGON",
        "address": "Pastoor Berchaensstraat 11 te 2222 Itegem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMEULEN MAURICE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-07",
    "filing_date": "2022-11-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-09-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0820.516.961",
    "name_full": "TUINTERRAS DE KOI",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL TUINTERRAS DE KOI
Trade nameNL MIRVA
Registered office
Rubensstraat 105 bus 5
2300 Turnhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Mistral BE 0406.447.519 · Turnhout
SIEMPRE BE 0432.949.897 · Turnhout
VANHEERTUM BE 0430.404.341 · Turnhout
4COMTRADE BE 0428.640.426 · Antwerpen
E10 Hoeve BE 0414.321.246 · Brecht
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative