TUINONDERNEMING JENS DEFLOO
ActiveSummary
The computed 12-month bankruptcy probability of TUINONDERNEMING JENS DEFLOO is 1.9% (moderate). The 2025 annual accounts show equity of €372k and a net result of €74k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 1202 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency64▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.3 in 2024; short-term debt: 24.2% and cash: 21.1% of total assets), but 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
7.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
38 d early
2024
4 d late
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€372k▲ 24.0%
2024 · €300k
2022: €134k
2023: €234k
2024: €300k
2022 → 2025
Total assets
€945k▲ 2.6%
2024 · €920k
2022: €424k
2023: €866k
2024: €920k
2022 → 2025
Net result
€74k▲ 9.0%
2024 · €68k
2022: €131k
2023: €103k
2024: €68k
2022 → 2025
Working capital
€188k▲ 180%
2024 · €67k
2022: €-47k
2023: €34k
2024: €67k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€134k-€234k▲ 75.3%€300k▲ 28.2%€372k▲ 24.0%
Operating result€161k-€121k▼ 25.2%€103k▼ 14.2%€119k▲ 14.9%
Net result€131k-€103k▼ 20.9%€68k▼ 34.6%€74k▲ 9.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €945k
Fixed assets
€528k ▼ 15.8%
Current assets
€416k ▲ 42.0%
Equity and liabilities €945k
Equity
€372k ▲ 24.0%
Debt
€572k ▼ 7.7%
The debt ratio falls from 67.4% to 60.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€218k▲
2024 · €188k
Cash flow
€173k▲
2024 · €152k
Current ratio
1.82▲
2024 · 1.30
Quick ratio
1.69▲
2024 · 0.85
Debt / equity
1.54▼
2024 · 2.06
ROE
19.8%▼
2024 · 22.5%
ROA
7.8%▲
2024 · 7.4%
Interest coverage
12.97▲
2024 · 12.34
Debt ≤ 1 year
€229k▲
2024 · €226k
Debt > 1 year
€343k▼
2024 · €394k
Income taxes
€29k▲
2024 · €21k
Staff costs
€253k▲
2024 · €192k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€920k€945k▲
Fixed assets21/28€627k€528k▼
Tangible fixed assets22/27€627k€528k▼
Land and buildings22€409k€388k▼
Plant, machinery and equipment23€137k€80k▼
Furniture and vehicles24€81k€59k▼
Current assets29/58€293k€416k▲
Stocks and contracts in progress3€101k€30k▼
Stocks30/36€17k€20k▲
Contracts in progress37€84k€10k▼
Amounts receivable within one year40/41€65k€181k▲
Trade receivables40€40k€168k▲
Other amounts receivable41€25k€13k▼
Cash at bank and in hand54/58€120k€199k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€920k€945k▲
Equity10/15€300k€372k▲
Contributions10/11€3k€3k=
Reserves13€297k€369k▲
Distributable reserves133€297k€369k▲
Amounts payable17/49€620k€572k▼
Amounts payable after more than one year17€394k€343k▼
Financial debts170/4€394k€343k▼
Amounts payable within one year42/48€226k€229k▲
Current portion of amounts payable after more than one year42€60k€51k▼
Trade debts44€24k€32k▲
Suppliers440/4€24k€32k▲
Taxes, remuneration and social security45€23k€53k▲
Taxes450/3€2k€18k▲
Remuneration and social security454/9€21k€36k▲
Other amounts payable47/48€119k€92k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€192k€253k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€99k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€382k€477k▲
Operating profit (loss)9901€103k€119k▲
Financial income75/76B€17€574▲
Recurring financial income75€17€574▲
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€88k€103k▲
Income taxes67/77€21k€29k▲
Profit (loss) for the period9904€68k€74k▲
Profit (loss) for the period to be appropriated9905€68k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€74k▲
Transfer to equity691/2€66k€72k▲
To other reserves6921€66k€72k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
Social balance
Average headcount (FTE)90874.35.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €68k ▼34.6%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €234k ▲75.3%
2 profitable years in a row build equity to €234k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschophoekstraat 808680 KoekelareGround area
1,161 m²
Building footprint
202 m²
Parcel 32010B1068/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Tuinonderneming Jens Defloo BV
since 20202.308.490.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010B1068/00E000 | Flanders | 1,161 m² | 1 · 202 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,073 EUR awarded · 3,073 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 909 EUR | 909 EUR |
| 2023 | 2 | 1,705 EUR | 1,705 EUR |
| 2022 | 1 | 459 EUR | 459 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies ecologisch en veilig transport (stopgezet)
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 2,919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2020
Fiscal year end30-06
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.tuinenjensdefloo.be
E-mail:info@tuinenjensdefloo.be