GROUP BERKERS
ActiveSummary
The computed 12-month bankruptcy probability of GROUP BERKERS is 1.9% (moderate). The 2025 annual accounts show equity of €194k and a net result of €58k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 1202 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+9
Solvency54▼-10
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.32 in 2024; short-term debt: 21.7% and cash: 20.8% of total assets), but 70.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
62 d late
2023
27 d early
2022
on the day
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€194k▲ 42.3%
2024 · €137k
2021: €60k
2022: €91k
2023: €131k
2024: €137k
2021 → 2025
Total assets
€666k▲ 88.0%
2024 · €354k
2021: €240k
2022: €309k
2023: €409k
2024: €354k
2021 → 2025
Net result
€58k▲ 995%
2024 · €5k
2021: €55k
2022: €31k
2023: €41k
2024: €5k
2021 → 2025
Working capital
€229k▲ 315%
2024 · €55k
2021: €-41k
2022: €12k
2023: €13k
2024: €55k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€91k▲ 51.8%€131k▲ 44.7%€137k▲ 4.0%€194k▲ 42.3%
Operating result€76k-€41k▼ 46.5%€58k▲ 43.3%€15k▼ 74.6%€87k▲ 488%
Net result€55k-€31k▼ 43.5%€41k▲ 30.9%€5k▼ 87.0%€58k▲ 995%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 488% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€293k ▲ 130%
Current assets
€373k ▲ 64.4%
Equity and liabilities €666k
Equity
€194k ▲ 42.3%
Debt
€471k ▲ 117%
Debt's share of the balance-sheet total rises from 61.4% to 70.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€148k▲
2024 · €74k
Cash flow
€118k▲
2024 · €65k
Current ratio
2.59▲
2024 · 1.32
Quick ratio
2.50▲
2024 · 1.18
Debt to equity
2.42▲
2024 · 1.59
ROE
29.7%▲
2024 · 3.9%
ROA
8.7%▲
2024 · 1.5%
Interest coverage
7.59▼
2024 · 11.92
Debt ≤ 1 year
€144k▼
2024 · €172k
Debt > 1 year
€327k▲
2024 · €33k
Income taxes
€11k▲
2024 · €3k
Staff costs
€211k▲
2024 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€354k€666k▲
Fixed assets21/28€127k€293k▲
Tangible fixed assets22/27€127k€293k▲
Land and buildings22€6k-
Plant, machinery and equipment23€28k€32k▲
Furniture and vehicles24€63k€33k▼
Leasing and similar rights25€16k€75k▲
Other tangible fixed assets26€14k€154k▲
Current assets29/58€227k€373k▲
Stocks and contracts in progress3€23k€12k▼
Stocks30/36€10k€10k=
Contracts in progress37€13k€2k▼
Amounts receivable within one year40/41€153k€62k▼
Trade receivables40€144k€49k▼
Other amounts receivable41€9k€13k▲
Cash at bank and in hand54/58€34k€139k▲
Deferred charges and accrued income490/1€17k€160k▲
Equity and liabilities
Total equity and liabilities10/49€354k€666k▲
Equity10/15€137k€194k▲
Contributions10/11€5k€5k=
Reserves13€86k€86k=
Distributable reserves133€86k€86k=
Profit (loss) carried forward14€46k€104k▲
Amounts payable17/49€217k€471k▲
Amounts payable after more than one year17€33k€327k▲
Financial debts170/4€33k€327k▲
Amounts payable within one year42/48€172k€144k▼
Current portion of amounts payable after more than one year42€23k€43k▲
Financial debts43€12k€5k▼
Credit institutions430/8€12k€5k▼
Trade debts44€70k€47k▼
Suppliers440/4€70k€47k▼
Taxes, remuneration and social security45€39k€24k▼
Taxes450/3€24k€12k▼
Remuneration and social security454/9€15k€11k▼
Other amounts payable47/48€28k€26k▼
Accrued charges and deferred income492/3€13k€9▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€203k€211k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€61k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€284k€363k▲
Operating profit (loss)9901€15k€87k▲
Financial income75/76B€202€1k▲
Recurring financial income75€202€1k▲
Financial charges65/66B€6k€19k▲
Recurring financial charges65€6k€19k▲
Profit (loss) for the period before taxes9903€9k€69k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€5k€58k▲
Profit (loss) for the period to be appropriated9905€5k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€104k▲
Profit (loss) brought forward from the previous period14P€41k€46k▲
Social balance
Average headcount (FTE)9087-4.5
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Highest result since 2021net €58k ▲995%
Operating result €87k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €194k ▲42.3%
5 profitable years in a row build equity to €194k.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼87%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €131k ▲44.7%
3 profitable years in a row build equity to €131k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pijpeweg 1108310 BruggeGround area
912 m²
Building footprint
76 m²
Volume, LiDAR
425 m³
Parcel 31029B0326/00K003, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GROUP BERKERS
since 20212.312.936.690
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029B0326/00K003 | Flanders | 912 m² | 1 · 75 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 515 EUR awarded · 927 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 299 EUR | 299 EUR |
| 2024 | 1 | 216 EUR | 216 EUR |
| 2023 | 1 | 0 EUR | 412 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DM GREEN PROJECTS
BE 0727.483.667
Zwalm · Eq €194,577
CORNET WATER TECHNICS
BE 0469.073.093
Wemmel · Eq €194,701
Geert Van Huffel
BE 0647.550.521
Wichelen · Eq €194,038
ADEQUA DESIGN
BE 0780.935.815
Saint-Georges-sur-Meuse · Eq €194,990
SIERTUINEN WOUTER DE BACKER
BE 0861.347.132
Nijlen · Eq €193,854
Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.