Tuinen Vermeersch
ActiveSummary
The computed 12-month bankruptcy probability of Tuinen Vermeersch is 1.6% (moderate). The 2025 annual accounts show negative equity (€-10k) and a net result of €-7k. Equity is shrinking by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 4486 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.65 in 2023; short-term debt: 141.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.5%
Return on assets
-29.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2023
41 d early
2022
40 d early
2021
39 d early
2020
39 d early
2019
38 d early
2018
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k▼ 52.7%
2023 · €-6k
2018: €7k
2019: €-2k
2020: €-12k
2021: €-474
2022: €-11k
2023: €-6k
2018 → 2025
Total assets
€23k▲ 48.3%
2023 · €16k
2018: €20k
2019: €14k
2020: €17k
2021: €21k
2022: €13k
2023: €16k
2018 → 2025
Net result
€-7k
2023 · €5k
2018: €-5k
2019: €-10k
2020: €-10k
2021: €12k
2022: €-11k
2023: €5k
2018 → 2025
Working capital
€-10k▼ 28.3%
2023 · €-8k
2018: €7k
2019: €-3k
2020: €-12k
2021: €-2k
2022: €-12k
2023: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€-12k-€-474▲ 96.1%€-11k▼ 2,296%€-6k▲ 44.6%€-10k▼ 52.7%
Operating result€-9k-€12k€-10k€6k€-6k
Net result€-10k-€12k€-11k€5k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-6k in 2025, compared with €6k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €23k
Fixed assets
€313 ▼ 78.3%
Current assets
€23k ▲ 61.3%
Key figures and ratios
EBITDA
€-6k▼
2023 · €6k
Cash flow
€-6k▼
2023 · €6k
Solvency
-41.5%▼
2023 · -40.4%
Current ratio
0.70▲
2023 · 0.65
Debt to equity
-3.41▲
2023 · -3.48
ROA
-29.5%▼
2023 · 32.4%
Interest coverage
-14.01▼
2023 · 12.78
Debt
€33k▲
2023 · €22k
Debt ≤ 1 year
€33k▲
2023 · €22k
Staff costs
€40k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 37 lines
Balance sheet
Code20232025
Assets
Total assets20/58€16k€23k▲
Fixed assets21/28€1k€313▼
Tangible fixed assets22/27€1k€313▼
Plant, machinery and equipment23€1k€313▼
Current assets29/58€14k€23k▲
Amounts receivable within one year40/41€14k€23k▲
Trade receivables40€14k€22k▲
Other amounts receivable41€579€419▼
Equity and liabilities
Total equity and liabilities10/49€16k€23k▲
Equity10/15€-6k€-10k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-14k€-18k▼
Amounts payable17/49€22k€33k▲
Amounts payable within one year42/48€22k€33k▲
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€9k€7k▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€4k€10k▲
Income statement
Code20232025
Remuneration, social security and pensions62€31k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€616€515▼
Other operating charges640/8€1k€532▼
Gross operating margin9900€38k€34k▼
Operating profit (loss)9901€6k€-6k▼
Financial charges65/66B€482€421▼
Recurring financial charges65€482€421▼
Profit (loss) for the period before taxes9903€5k€-7k▼
Profit (loss) for the period9904€5k€-7k▼
Profit (loss) for the period to be appropriated9905€5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-18k▼
Profit (loss) brought forward from the previous period14P€-19k€-11k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-11k ▼194%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 338300 Knokke-HeistGround area
777 m²
Building footprint
230 m²
Volume, LiDAR
1,029 m³
Parcel 31039F0084/00C004, Flanders · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuinen Vermeersch
since 20142.234.266.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0084/00C004 | Flanders | 777 m² | 1 · 230 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MW ESPACES VERTS
BE 0754.623.871
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YVES PEETERS Boomverzorging
BE 0830.973.957
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Gardens and Stones
BE 0841.549.729
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 2,065 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2014
Fiscal year end30-09
Activities, NACEBEL 2025
81300Landscape service activities
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.