Tuincentrum Verschoore
ActiveTuincentrum Verschoore has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €262k. Equity is shrinking by ~22% per year across the filed fiscal years. Its solvency ranks better than 34% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency49▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.38 in 2024; short-term debt: 69.2% and cash: 75.2% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
3 d late
2024
88 d late
2023
59 d late
2022
64 d late
2021
28 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▲ 0.7%
2024 · €267k
2020: €356k
2021: €629k
2022: €814k
2023: €451k
2024: €267k
2020 → 2025
Total assets
€1.15M▲ 25.7%
2024 · €912k
2020: €834k
2021: €1.16M
2022: €1.23M
2023: €840k
2024: €912k
2020 → 2025
Net result
€262k▼ 1.0%
2024 · €264k
2020: €353k
2021: €273k
2022: €185k
2023: €263k
2024: €264k
2020 → 2025
Working capital
€226k▲ 12.2%
2024 · €202k
2020: €294k
2021: €496k
2022: €666k
2023: €357k
2024: €202k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€629k-€814k▲ 29.4%€451k▼ 44.6%€267k▼ 40.7%€269k▲ 0.7%
Operating result€353k-€259k▼ 26.5%€334k▲ 28.8%€353k▲ 5.6%€368k▲ 4.3%
Net result€273k-€185k▼ 32.3%€263k▲ 42.3%€264k▲ 0.5%€262k▼ 1.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€126k▼ 28.2%
Current assets
€1.02M▲ 38.6%
Equity and liabilities €1.15M
Equity
€269k▲ 0.7%
Debt
€877k▲ 36.1%
The debt ratio rises from 70.7% to 76.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€466k▲
2024 · €446k
Cash flow
€360k▲
2024 · €358k
Solvency
23.5%▼
2024 · 29.3%
Current ratio
1.29▼
2024 · 1.38
Quick ratio
1.14▼
2024 · 1.18
Debt / equity
3.25▲
2024 · 2.41
ROE
97.2%▼
2024 · 98.9%
ROA
22.9%▼
2024 · 29.0%
Interest coverage
62.23▲
2024 · 41.50
Debt
€877k▲
2024 · €644k
Debt ≤ 1 year
€794k▲
2024 · €534k
Debt > 1 year
€80k▼
2024 · €104k
Income taxes
€100k▲
2024 · €82k
Staff costs
€97k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€912k€1.15M▲
Fixed assets21/28€176k€126k▼
Intangible fixed assets21€52k€18k▼
Tangible fixed assets22/27€124k€109k▼
Plant, machinery and equipment23€70k€42k▼
Furniture and vehicles24€15k€36k▲
Other tangible fixed assets26€39k€31k▼
Current assets29/58€736k€1.02M▲
Stocks and contracts in progress3€105k€115k▲
Stocks30/36€105k€115k▲
Amounts receivable within one year40/41€39k€37k▼
Trade receivables40€25k€19k▼
Other amounts receivable41€14k€19k▲
Cash at bank and in hand54/58€589k€861k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€912k€1.15M▲
Equity10/15€267k€269k▲
Contributions10/11€3k€3k=
Reserves13€264k€266k▲
Distributable reserves133€264k€266k▲
Amounts payable17/49€644k€877k▲
Amounts payable after more than one year17€104k€80k▼
Financial debts170/4€104k€80k▼
Amounts payable within one year42/48€534k€794k▲
Current portion of amounts payable after more than one year42€26k€24k▼
Trade debts44€115k€107k▼
Suppliers440/4€115k€107k▼
Taxes, remuneration and social security45€40k€72k▲
Taxes450/3€23k€59k▲
Remuneration and social security454/9€16k€12k▼
Other amounts payable47/48€353k€591k▲
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€105k€97k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€99k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€553k€565k▲
Operating profit (loss)9901€353k€368k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€346k€362k▲
Income taxes67/77€82k€100k▲
Profit (loss) for the period9904€264k€262k▼
Profit (loss) for the period to be appropriated9905€264k€262k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€262k▼
Transfer from equity791/2€448k-
Transfer to equity691/2€264k€2k▼
To other reserves6921€264k€2k▼
Profit to be distributed694/7€448k€260k▼
Return on contributions (dividend)694€448k€260k▼
Social balance
Average headcount (FTE)90872.72.1▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 88 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 59 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €185k ▼32.3%
Net result drops to €185k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
31-12
Financial
Equity above €500kEq €629k ▲76.7%
2 profitable years in a row build equity to €629k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostnieuwkerksesteenweg 1238800 RoeselareGround area
7,947 m²
Building footprint
4,571 m²
Volume, LiDAR
23,286 m³
Parcel 36504D0718/00D000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuincentrum Verschoore
since 20192.290.891.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0718/00D000 | Flanders | 7,947 m² | 1 · 4,571 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
47512Retail sale of household textiles and bedding
47553Retail trade
47559Retail sale of other household articles
47593Retail trade
47599Retail trade
47762Retail sale of pets, pet food and pet supplies
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.