Alti Flora
ActiveAlti Flora has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €-12k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency20▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity tight (current ratio 1.11 against 1.21 in 2024), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 10230 sector peers (2025).
NBB · sector comparisonPosition among 10230 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 24-03-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
3 d early
2022
5 d early
2021
2 d early
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close13-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€221k▼ 5.0%
2024 · €232k
2019: €268k
2020: €173k
2021: €140k
2022: €190k
2023: €228k
2024: €232k
2019 → 2025
Total assets
€2.34M▼ 5.0%
2024 · €2.46M
2019: €2.36M
2020: €2.71M
2021: €2.58M
2022: €2.64M
2023: €2.57M
2024: €2.46M
2019 → 2025
Net result
€-12k
2024 · €4k
2019: €68k
2020: €-94k
2021: €-34k
2022: €50k
2023: €39k
2024: €4k
2019 → 2025
Working capital
€71k▼ 44.8%
2024 · €128k
2019: €1.52M
2020: €77k
2021: €4k
2022: €-18k
2023: €157k
2024: €128k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€190k▲ 35.8%€228k▲ 20.4%€232k▲ 1.8%€221k▼ 5.0%
Operating result€9k-€96k▲ 1,002%€87k▼ 9.4%€38k▼ 55.6%€20k▼ 47.3%
Net result€-34k-€50k€39k▼ 22.8%€4k▼ 89.4%€-12k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.34M
Fixed assets
€1.61M▼ 6.1%
Current assets
€730k▼ 2.5%
Equity and liabilities €2.34M
Equity
€221k▼ 5.0%
Debt
€2.12M▼ 5.0%
The debt ratio stays at 90.5%.
Key figures and ratios
EBITDA
€138k▼
2024 · €161k
Cash flow
€106k▼
2024 · €126k
Solvency
9.5%=
2024 · 9.5%
Current ratio
1.11▼
2024 · 1.21
Quick ratio
0.08▼
2024 · 0.11
Debt / equity
9.58=
2024 · 9.58
ROE
-5.3%▼
2024 · 1.8%
ROA
-0.5%▼
2024 · 0.2%
Interest coverage
4.35▼
2024 · 4.68
Debt
€2.12M▼
2024 · €2.23M
Debt ≤ 1 year
€660k▲
2024 · €621k
Debt > 1 year
€1.40M▼
2024 · €1.55M
Income taxes
€498▼
2024 · €520
Staff costs
€110k▼
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.46M€2.34M▼
Fixed assets21/28€1.71M€1.61M▼
Intangible fixed assets21€1k€4k▲
Tangible fixed assets22/27€1.71M€1.60M▼
Land and buildings22€1.64M€1.55M▼
Plant, machinery and equipment23€51k€39k▼
Furniture and vehicles24€13k€4k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€30€30=
Current assets29/58€749k€730k▼
Stocks and contracts in progress3€680k€679k▼
Stocks30/36€680k€679k▼
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€326€130▼
Cash at bank and in hand54/58€26k€31k▲
Deferred charges and accrued income490/1€39k€15k▼
Equity and liabilities
Total equity and liabilities10/49€2.46M€2.34M▼
Equity10/15€232k€221k▼
Contributions10/11€200k€200k=
Reserves13€60k€60k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€-28k€-39k▼
Amounts payable17/49€2.23M€2.12M▼
Amounts payable after more than one year17€1.55M€1.40M▼
Financial debts170/4€1.55M€1.18M▼
Other amounts payable178/9-€220k
Amounts payable within one year42/48€621k€660k▲
Current portion of amounts payable after more than one year42€158k€159k▲
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€154k€171k▲
Suppliers440/4€154k€171k▲
Advances received on contracts in progress46€5k€132▼
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€13k€18k▲
Other amounts payable47/48€184k€204k▲
Accrued charges and deferred income492/3€55k€54k▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€114k€110k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€117k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€279k€252k▼
Operating profit (loss)9901€38k€20k▼
Financial income75/76B€425€187▼
Recurring financial income75€425€187▼
Financial charges65/66B€34k€32k▼
Recurring financial charges65€34k€32k▼
Profit (loss) for the period before taxes9903€5k€-11k▼
Income taxes67/77€520€498▼
Profit (loss) for the period9904€4k€-12k▼
Profit (loss) for the period to be appropriated9905€4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-39k▼
Profit (loss) brought forward from the previous period14P€-32k€-28k▲
Social balance
Average headcount (FTE)90872.52.2▼
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
Financial
Equity above €200kEq €228k ▲20.4%
2 profitable years in a row build equity to €228k.
26-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
31-08
Financial
Equity above €150kEq €190k ▲35.8%
Equity rises from €140k to €190k.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
Financial
Weakest financial yearnet €-94k ▼239%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bellestraat(West) 458954 HeuvellandGround area
3,128 m²
Building footprint
1,679 m²
Volume, LiDAR
6,051 m³
2 parcels, Flanders · tallest building 15.6 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Alti Flora indoor
since 20172.269.358.946
Alti Flora outdoor
since 20172.269.359.936
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33030D0176/00C002 | Flanders | 1,748 m² | 1 · 1,320 m² | 15.6 m · 1 fl. |
| 33030D0174/00F000 | Flanders | 1,380 m² | 1 · 359 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 5,619 EUR awarded · 5,619 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | -1,481 EUR | 5,619 EUR |
| 2022 | 1 | 7,100 EUR | 0 EUR |
Schemes
Blue Deal Ecologiesteun Waterbesparing (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHeuvelland2.269.358.946
Heuvelland2.269.359.936
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FLORIST VERCAMER
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STUMBO
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Of 3,374 companies in sector 47761 we hold annual accounts for 1,152. 913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2017
Fiscal year end31-08
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
47210Retail sale of fruit and vegetables
47762Retail sale of pets, pet food and pet supplies
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.