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Generated 14-08-2026
Active BE 0458.025.783Private limited company

TUINCENTRUM VAN HULLE

Grote Baan 249 ·9920 Lievegem, Belgium· 30 yrs active
Sector: Detailhandel in bloemen, planten, zaden en kunstmeststoffen (47761)
Conclusion Checked

The computed 12-month bankruptcy probability of TUINCENTRUM VAN HULLE is 0.5% (very low). The 2024 annual accounts show equity of €4.94M and a net result of €1.54M. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 85% of 1225 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €4.94M
Net result €1.54M
Staff (FTE) 19.6
Better than sector 85%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health98Profitability100Solvency99Growth58Stability100
91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 98
Profitability 100
Solvency 99
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
98 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · verkort
€0€2.00M€4.00MOperating result 2020: €1.48M€1.48MNet result 2020: €1.76M€1.76MOperating result 2021: €2.07M€2.07MNet result 2021: €4.38M€4.38MOperating result 2022: €1.29M€1.29MNet result 2022: €957k€957kOperating result 2023: €1.78M€1.78MNet result 2023: €1.31M€1.31MOperating result 2024: €2.01M€2.01MNet result 2024: €1.54M€1.54M20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±2%/year).
€2.50M€5.00M€7.50M€10.00M€12.50M2025: €7.37M (€5.59M - €9.15M)2026: €7.52M (€4.67M - €10.37M)2027: €7.67M (€3.76M - €11.59M)2018: €6.16M2019: €6.54M2020: €7.66M2021: €11.79M2022: €12.74M2023: €6.80M2024: €4.94M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 63.0% 20.4%
better than 85% of 1225 sector peers
Net result €1.54M €26k
better than 95% of 1224 sector peers
Equity €4.94M €142k
better than 95% of 1225 sector peers
Gross operating margin €2.79M €217k
better than 95% of 1223 sector peers
Staff costs €693k €163k
higher than 87% of 933 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€2.19M
+12.0% 18-24
Net profit
€1.54M
+17.8% 18-24
Cash flow
€1.72M
+15.9% 18-24
Total assets
€7.84M
-3.2% 18-24
Equity
€4.94M
-27.4% 18-24
Working capital
€2.58M
-44.1% 18-24
Employees (FTE)
20
-9.7% 18-24
Staff costs
€693k
-2.9% 18-24
Income taxes
€517k
+13.9% 18-24
Dividends
€3.40M
-53.1% 18-24
Debt
€2.83M
+150.7% 18-24
Debt ≤ 1y
€2.53M
+213.5% 18-24
Debt > 1y
€229k
0.0% 18-24
Current ratio
2.02
-70.0% 18-24
Quick ratio
1.58
-70.6% 18-24
Solvency
63.0%
-25.0% 18-24
Debt / equity
0.57
+245.3% 18-24
ROE
31.1%
+62.2% 18-24
ROA
19.6%
+21.7% 18-24
Interest coverage
53.76
+30.1% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€2.19M
Net profit€1.54M
Cash flow€1.72M
Staff costs€693k
Income taxes€517k
Dividends€3.40M
Total assets€7.84M
Equity€4.94M
Debt€2.83M
of which ≤ 1y€2.53M
of which > 1y€229k
Working capital€2.58M
Employees (FTE)19.6
Ratios (computed)
2024
Current ratio2.02
Quick ratio1.58
Working capital ratio33.0%
Solvency63.0%
Debt / equity0.57
Long-term debt ratio0.05
Interest coverage53.76
Gross margin-
Net margin-
ROA19.6%
ROE31.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€7.84M
Fixed assets 21/28€2.73M
Tangible fixed assets 22/27€2.72M
Financial fixed assets 28€850
Current assets 29/58€5.11M
Stocks & contracts in progress 3€1.11M
Amounts receivable within one year 40/41€104k
Investments 50/53€2.45M
Cash & bank 54/58€1.24M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€7.84M
Equity 10/15€4.94M
Contributions / capital 10/11€2.94M
Reserves 13€2.00M
Accumulated profits (losses) 14€0
Provisions & deferred taxes 16€68k
Amounts payable 17/49€2.83M
Amounts payable after one year 17€229k
Amounts payable within one year 42/48€2.53M
Trade debts payable within one year 44€420k
Income statement
Gross operating margin 9900€2.79M
Operating result 9901€2.01M
Financial income 75€88k
Financial charges 65€41k
Result before taxes 9903€2.05M
Income taxes 67/77€517k
Net result for the period 9904€1.54M
Result to be appropriated 9905€679k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in bloemen, planten, zaden en kunstmeststoffen(47761)
Legal form Private limited company(610)
Incorporation15-05-1996
StatusActive
Postal code9920
Establishment units 1 location
TUINCENTRUM VAN HULLE
Grote Baan 249, 9920 LievegemTeelt van oliehoudende zaden en van peulvruchten : aardnoten, sojabonen, koolzaad, enz
since 19962.076.798.110
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44452B0020/00D002 Flanders 1.1 ha 1 · 8,408 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-09-2025
State Gazette act Director changes
hetzy var de devoegd
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
22-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
19-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
19-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
15-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
22-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
21-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
05-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 10 months ago
2025
22-09-2025 7 directors appointed Director changes·hetzy var de devoegd
  • Lindsey Schamp, Dagelijks bestuur
  • Ellen Carlier, Dagelijks bestuur
  • Lisa Kennis, Dagelijks bestuur
  • Sylvia Vanbeveren, Dagelijks bestuur
  • Suzana Fernandes, Dagelijks bestuur
  • Kim Forment, Dagelijks bestuur
  • Tine Talpe, Dagelijks bestuur
Notary: hetzy var de devoegd · Luik
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Detailhandel in bloemen, planten, zaden en kunstmeststoffen in gespecialiseerde winkels47761Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen52483Detailhandel in bloemen, planten, zaden en kunstmeststoffen in gespecialiseerde winkels47761Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen52483Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameNL TUINCENTRUM VAN HULLE
Registered office
Grote Baan 249
9920 Lievegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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HALESIA BE 0771.312.524 · Lessines
TUINCENTRUM LUYCKX BE 0822.900.686 · Gistel
WOUDEZEL PROJECT BE 0775.805.505 · Houthulst
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative