Active BE 0429.132.750Private limited company

Tuincenter Vincent

Donckstraat (DEN) 118 ·9200 Dendermonde, Belgium· 40 yrs active

Sector: Groothandel in bloemen en planten (46220)

Conclusion Checked

Tuincenter Vincent has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.32M and a net result of €411k. The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€2.32M
Net result	€411k
Staff (FTE)	13.3
Active	40 yrs

Financial profile 5 of 5 axes measured · computed by Checked

88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 97

Profitability 85

Solvency 93

Growth 67

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate sector +

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1986, 40 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

97 / 100 Excellent

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview39 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · abbreviated schema

RevenueOperating resultNet result

Revenue

€4.14M

+3.5% 24-25

EBITDA

€753k

+17.5% 24-25

Net profit

€411k

+30.4% 24-25

Cash flow

€543k

+17.4% 24-25

Total assets

€4.70M

+4.3% 24-25

Equity

€2.32M

+6.5% 24-25

Working capital

€1.15M

-4.9% 24-25

Employees (FTE)

13

+2.3% 24-25

Staff costs

€640k

-4.6% 24-25

Income taxes

€190k

+34.4% 24-25

Dividends

€271k

+182.3% 24-25

Debt

€2.38M

+2.3% 24-25

Debt ≤ 1y

€1.24M

+15.6% 24-25

Debt > 1y

€1.13M

-9.2% 24-25

Current ratio

1.93

-9.4% 24-25

Quick ratio

0.98

-10.2% 24-25

Solvency

49.3%

+2.1% 24-25

Debt / equity

1.03

-3.9% 24-25

ROE

17.8%

+22.5% 24-25

ROA

8.8%

+25.0% 24-25

Net margin

9.9%

+26.0% 24-25

EBITDA margin

18.2%

+13.5% 24-25

Interest coverage

11.40

+40.1% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	€4.14M
EBITDA	€753k
Net profit	€411k
Cash flow	€543k
Staff costs	€640k
Income taxes	€190k
Dividends	€271k
Total assets	€4.70M
Equity	€2.32M
Debt	€2.38M
of which ≤ 1y	€1.24M
of which > 1y	€1.13M
Working capital	€1.15M
Employees (FTE)	13.3

Ratios (computed)

	2025
Current ratio	1.93
Quick ratio	0.98
Working capital ratio	24.5%
Solvency	49.3%
Debt / equity	1.03
Long-term debt ratio	0.49
Interest coverage	11.40
Gross margin	32.9%
Net margin	9.9%
ROA	8.8%
ROE	17.8%
EBITDA margin	18.2%
Days sales outstanding	7d
Days payable outstanding	1d
Inventory turnover	2.37
Days inventory (DSI)	154d

Balance-sheet composition 2025

Assets

Fixed assets €2.30M · 49.1% Current assets €2.39M · 51.0%

Equity & liabilities

Equity €2.32M · 49.3% Debt €2.38M · 50.7%

Full annual accounts (26 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.70M
Fixed assets	21/28	€2.30M
Tangible fixed assets	22/27	€2.02M
Financial fixed assets	28	€282k
Current assets	29/58	€2.39M
Stocks & contracts in progress	3	€1.17M
Amounts receivable within one year	40/41	€990k
Cash & bank	54/58	€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.70M
Equity	10/15	€2.32M
Contributions / capital	10/11	€12k
Reserves	13	€2.30M
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€2.38M
Amounts payable after one year	17	€1.13M
Amounts payable within one year	42/48	€1.24M
Trade debts payable within one year	44	€7k
Income statement
Turnover	70	€4.14M
Gross operating margin	9900	€1.42M
Operating result	9901	€621k
Financial income	75	€47k
Financial charges	65	€66k
Result before taxes	9903	€602k
Income taxes	67/77	€190k
Net result for the period	9904	€411k
Result to be appropriated	9905	€411k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Groothandel in bloemen en planten(46220)
Legal form	Private limited company(610)
Incorporation	30-06-1986
Status	Active
Postal code	9200

Establishment units 1 location

Bloemen Vincent

Donckstraat (DEN) 118, 9200 Dendermondeaanleggen en onderhouden van tuinen, parken en het groene gedeelte van sportvelden.

since 19862.034.275.486

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42006B0565/00H009	Flanders	391 m²	1 · 134 m²	8.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10 NBB filing 10

2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

2026

30-01-2026 NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-01-2025 NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

14-02-2024 NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-01-2023 NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-01-2022 NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-01-2021 NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

13-01-2020 NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2018

31-10-2018 NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2017

31-10-2017 NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2016

08-11-2016 NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Groothandel in bloemen en planten46220Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Gespecialiseerde detailhandel in bloemen en planten, zaden en kunstmeststoffen52483

Primary activity highlighted.

Names & trade names

Legal nameNL

Tuincenter Vincent

Registered office

Donckstraat (DEN) 118

9200 Dendermonde, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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