TU & NI

Active

Private limited companyfounded 20233 yrs activeDamstraat 54, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0802.227.909

The computed 12-month bankruptcy probability of TU & NI is 4.2% (elevated). The 2024 annual accounts show equity of €34k and a net result of €29k. Its solvency ranks better than 81% of 2096 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency95

Growth-

Track record79

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Liquidity ample (current ratio 3.1; short-term debt: 30.3% and cash: 46.4% of total assets), and 30.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

3 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€34k

Total assets

€48k

Net result

€29k

Working capital

€31k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €48k

93.8%

Fixed assets €3k

Current assets €45k

Equity and liabilities €48k

69.7%

30.3%

Equity €34k

Debt €15k

Debt finances 30.3% of the balance-sheet total.

Key figures and ratios

2024 value

Solvency

69.7%

Current ratio

3.10

Quick ratio

3.10

Debt / equity

0.43

ROE

85.2%

ROA

59.4%

Debt

€15k

Debt ≤ 1 year

€15k

Income taxes

€7k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€48k

Fixed assets21/28€3k

Financial fixed assets28€3k

Current assets29/58€45k

Amounts receivable within one year40/41€23k

Trade receivables40€18k

Other amounts receivable41€4k

Cash at bank and in hand54/58€22k

Deferred charges and accrued income490/1€210

Equity and liabilities

Total equity and liabilities10/49€48k

Equity10/15€34k

Contributions10/11€5k

Reserves13€29k

Distributable reserves133€29k

Amounts payable17/49€15k

Amounts payable within one year42/48€15k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€12k

Taxes450/3€12k

Income statement Code2024

Non-recurring operating income76A€12k

Other operating charges640/8€2k

Gross operating margin9900€38k

Operating profit (loss)9901€36k

Financial income75/76B€188

Recurring financial income75€188

Financial charges65/66B€81

Recurring financial charges65€81

Profit (loss) for the period before taxes9903€36k

Income taxes67/77€7k

Profit (loss) for the period9904€29k

Profit (loss) for the period to be appropriated9905€29k

Appropriation of the result

Profit (loss) to be appropriated9906€29k

Transfer to equity691/2€29k

To other reserves6921€29k

Social balance

Average headcount (FTE)90870.0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

28-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hamme (Vl.) · 3 establishment units since 2023

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Damstraat 549220 Hamme (Vl.)

Ground area

502 m²

Building footprint

384 m²

Volume, LiDAR

2,837 m³

3 parcels, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.

3 establishment units

Lakborslei 90, 2100 Antwerpen

Gambling and betting activities

since 20232.345.681.615

P:M

Damstraat 54, 9220 Hamme (Vl.)General construction of residential buildings

since 20242.359.659.315

Stationsstraat 1, 9220 Hamme (Vl.)

Gambling and betting activities

since 20252.374.787.949

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11343A0598/00M035	Flanders	253 m²	1 · 93 m²	10.6 m · 3 fl.
42452B1222/00M006	Flanders	150 m²	1 · 116 m²	10.1 m · 3 fl.
42452B0697/00S002	Flanders	99 m²	1 · 175 m²	12.3 m · 1 fl.