Turnover
≈ €24,000 estimated
The micro format states no turnover.
TT 12
Lifetime
14 annual accounts with figures on one time axispeak €104,254 (2022)
€5,286▲ €9,086
lowest -€42,145 (2017)
€5,240▲ €12,109
peak €1.2m (2016)
€979,860▲ 0.5%
€22,231▼ 0.6%
Board3 names since 2017
1 directorSwinnen, Nico Jean Marie Christophe
Owners
50%C&N HOLDING
Documentsfilings and deeds
03-08-20263 days late
2025micro format
Gross margin from -€3,800 to €5,286Back to profit: €5,240Cash from €18,430 to €11,715
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
The 2025 accounts came 3 days late. The other nine of the last ten were filed on time.
Position in the sector
97.8%
Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Checked score
93
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025
12-2025: 0.7%▲ +0.2 percentage points vs 11-2025
01-2026: 1.2%▲ +0.5 percentage points vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.4%▲ +0.2 percentage points vs 02-2026
04-2026: 2.0%▲ +0.6 percentage points vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 2.0%● unchanged vs 05-2026highest value
07-2026: 1.2%▼ -0.8 percentage points vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: < 0.1%▼ -1.2 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 9.66, cash €11,715
lowers risk
Size: total assets €1.0m
Figures for financial year 2025 (filed on 03-08-2026)
Equity €979,860 (97.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 39% on liquidity and 19% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as TT 12 has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of TT 12 itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for TT 12. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.66 (8.95 in 2024), above the usual 1.5. Short-term debt is 2.1% and cash 1.2% of total assets. 2.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
129 days early
2023
32 days early
2022
103 days early
2021
12 days early
2020
3 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- C&N HOLDING 50%score 96equity €7.7m (2025) · 2025 annual accounts of C&N HOLDING
Recent changes
Company renamed from SL Advies to TT 12
Registered office moved from Tienen to Kampenhout · New registered office: Terloonststraat 22, 1910 Kampenhout · Previous registered office: Pastoor Buvéstraat 16, 3300 Tienen · General meeting of 11-06-2024 · Gazette deed
First establishment
Pastoor Buvéstraat 16, Tienen
Incorporation
published on 24-12-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TT 12 Kampenhout | €1.0m | €5,286 | 97.8% | - |
| JOTOPIA Leuven | €1.0m | €4,914 | 20.5% | - |
| NICOLAERS INVEST Hasselt | €1.1m | €5,120 | 10.7% | - |
| LAETHEM MARIO Wingene | €1.1m | €6,171 | 62.9% | - |
| EUROPEAN INVESTMENT HUB Ixelles | €1.2m | €5,822 | 38.0% | - |
| HERMANS MANAGEMENT CONSULTING Bertem | €1.1m | €4,302 | 99.4% | - |
| FOCCAERT Y. Tervuren | €1.0m | €6,759 | 98.4% | - |
These companies have the same main activity as TT 12: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €986,000 and €1.2m, founded between 2005 and 2012.
Official details
Source: KBO- Status
- Active since 22-12-2010Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.194.520.6743300 Tienen, since 01-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on TT 12
TT 12 files the micro format. That format states no turnover. The gross margin fell from €40,547 in 2012 to €5,286 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TT 12
- What is the company number of TT 12?
- The company number of TT 12 is 0832.145.083. The VAT number is the same number with BE in front: BE 0832.145.083.
- Where is TT 12 based?
- The registered office is at Terloonststraat 22, 1910 Kampenhout.Company details
- What does TT 12 do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TT 12?
- TT 12 is a private limited company (BV).
- When was TT 12 founded?
- TT 12 was founded on 22-12-2010.
- Is TT 12 still active?
- Yes, TT 12 is an active enterprise in the KBO register.
- What is the turnover of TT 12?
- The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €5,286 and 206 comparable companies (NACE 70200). It probably lies between €11,000 and €49,000. It is a rough estimate.Financials
- Is TT 12 profitable?
- In financial year 2025, TT 12 made a profit of €5,240.
- Where can I find the annual accounts of TT 12?
- TT 12 filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.