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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of C&N HOLDING is 0.1% (very low). The 2024 annual accounts show equity of €5.46M and a net result of €5.46M. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 75% of 1396 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceGrowing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 02-07-2025 | 29 d early | 2025-00231567 |
| 31-12-2023 | 31-07-2024 | 15-05-2024 | 77 d early | 2024-00090882 |
| 31-12-2022 | 31-07-2023 | 01-08-2023 | 1 d late | 2023-00316667 |
| 31-12-2021 | 31-07-2022 | 21-04-2022 | 101 d early | 2022-20007929 |
| 31-12-2020 | 31-07-2021 | 30-03-2021 | 123 d early | 2021-08900527 |
| 31-12-2019 | 31-07-2020 | 28-04-2020 | 94 d early | 2020-10200483 |
| 31-12-2018 | 31-07-2019 | 27-08-2019 | 27 d late | 2019-54000018 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-60900230 |
| 31-12-2016 | 31-07-2017 | 31-08-2017 | 31 d late | 2017-56600453 |
| 31-12-2015 | 31-07-2016 | 29-07-2016 | 2 d early | 2016-37500535 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5.46M
Working capital€5.14M+14945.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~3%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 69.9% | 43.5% | |
| Net result | €5.46M | €42k | |
| Equity | €5.46M | €163k | |
| Gross operating margin | €129k | €72k | |
| Employees (FTE) | 0.0 | 0.0 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P75
Improving position over 2020-2024
· n=440-1396
P95
Stable position over 2020-2024
· n=441-1397
P95
Improving position over 2020-2024
· n=441-1397
P67
Stable position over 2020-2024
· n=440-1396
Describes the position versus peers, not a forecast.
€108k
+109.5%
18-24
€5.46M
-
18-24
€5.53M
+13277.7%
18-24
€7.81M
+585.0%
18-24
€5.46M
+850.4%
18-24
€5.14M
+14945.2%
18-24
0
-
18-24
€544k
-
18-24
€88k
-
18-24
€2.35M
+315.6%
18-24
€1.58M
+443.7%
18-24
€768k
+182.4%
18-24
4.25
+280.0%
18-24
4.25
+280.0%
18-24
69.9%
+38.7%
18-24
0.43
-56.3%
18-24
100.1%
-
18-24
69.9%
-
18-24
2.59
+61.0%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €108k |
| Net profit | €5.46M |
| Cash flow | €5.53M |
| Staff costs | - |
| Income taxes | €544k |
| Dividends | €88k |
| Total assets | €7.81M |
| Equity | €5.46M |
| Debt | €2.35M |
| of which ≤ 1y | €1.58M |
| of which > 1y | €768k |
| Working capital | €5.14M |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.25 |
| Quick ratio | 4.25 |
| Working capital ratio | 65.8% |
| Solvency | 69.9% |
| Debt / equity | 0.43 |
| Long-term debt ratio | 0.14 |
| Interest coverage | 2.59 |
| Gross margin | - |
| Net margin | - |
| ROA | 69.9% |
| ROE | 100.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €7.81M |
| Fixed assets | 21/28 | €1.09M |
| Tangible fixed assets | 22/27 | €241k |
| Financial fixed assets | 28 | €848k |
| Current assets | 29/58 | €6.72M |
| Amounts receivable within one year | 40/41 | €30k |
| Cash & bank | 54/58 | €32k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €7.81M |
| Equity | 10/15 | €5.46M |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €5.45M |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €2.35M |
| Amounts payable after one year | 17 | €768k |
| Amounts payable within one year | 42/48 | €1.58M |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €129k |
| Operating result | 9901 | €41k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €42k |
| Result before taxes | 9903 | €6.01M |
| Income taxes | 67/77 | €544k |
| Net result for the period | 9904 | €5.46M |
| Result to be appropriated | 9905 | €5.46M |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed96
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyC&N HOLDINGBE 0866.337.880
controls
Where this company holds controlthis company sits on their board1
1 location
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationC&N Holding
since 20042.138.648.179
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,120 m²
Buildings1
Building footprint39 m²
Volume (LiDAR)291 m³
Tallest building10.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038B0344/00G000 | Flanders | 2,120 m² | 1 · 39 m² | 10.0 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Capital history · 1
08-06-2026
Capital increase: amount: 1589000, currency: EUR, share_class: D, share_premium: 0, shares_issued: 659549
All acts · 3
updated 2 months ago
2026
08-06-2026 General meeting · Notarial deed · Auditor waiver · Auditor report
- Filing: 2026-05-28 · COLE PHARMACEUTICALS
- Publication: 2026-06-08 · COLE PHARMACEUTICALS
- General meeting: 2025-12-23 · COLE PHARMACEUTICALS
- Notarial deed: 2025-12-23 · COLE PHARMACEUTICALS
- Auditor waiver · COLE PHARMACEUTICALS
- Auditor report · COLE PHARMACEUTICALS
- Approval · COLE PHARMACEUTICALS
- Capital increase: amount: 1589000, currency: EUR, share_class: D, share_premium: 0, shares_issued: 659549 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 35088 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 2105 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 92184 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 90113 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 60172 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 111586 · COLE PHARMACEUTICALS
- Share distribution: class: D, shares: 268301 · COLE PHARMACEUTICALS
- Statute amendment · COLE PHARMACEUTICALS
- Governance rule · COLE PHARMACEUTICALS
- Reserve release · COLE PHARMACEUTICALS
- Act object: Apports en nature - Modification des statuts
Summary:
General meeting · Notarial deed · Auditor waiver · Auditor report
14-04-2026 Act object · General meeting · Officer resignation · Officer discharge
- Filing: 2026-04-07 · Ter Loonst
- Act object: Uittreksel uit Bijzondere algemene vergadering van 26-02-2026 · Ter Loonst
- General meeting: date: 2026-02-26, type: Bijzondere algemene vergadering · Ter Loonst
- Officer resignation: date: 2026-02-26, role: bestuurder · Nico Swinnen
- Officer discharge · Nico Swinnen
- Officer appointment: date: 2026-02-26, role: bestuurder, duration: onbepaalde duur · C&N Holding
- Permanent representative: role: vaste vertegenwoordiger, legal_basis: artikel 61 § 2 van het Wetboek van Vennootschappen · Nico Swinnen
- Mandate compensation: onbezoldigd · C&N Holding
- Publication: 2026-04-14
Summary:
Act object · General meeting · Officer resignation · Officer discharge
2024
19-06-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
completedNotary:
Samuël Van der Linden · Diepenbeek
Analysis
Snowflake analysis
financial profile on 5 axes95
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
96
Profitability
100
Solvency
100
Growth
78
Stability
100
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Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,322 of the 81,966 companies in this sector. 1,269 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Holdings64200Activiteiten van holdings64210Managementactiviteiten van holdings74151
Primary activity highlighted.
Names & trade names
| Legal nameNL | C&N HOLDING |
Registered office
Terloonststraat 22
1910 Kampenhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.