TS & M
ActiveTS & M has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €719k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 60% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-11
Solvency91▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 0.82 in 2024; short-term debt: 6.4% and cash: 3.4% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
1.3%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
1 d early
2023
1 d early
2022
3 d early
2021
3 d early
2020
16 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€719k▲ 1.9%
2024 · €705k
2019: €645k
2020: €687k
2021: €706k
2022: €686k
2023: €732k
2024: €705k
2019 → 2025
Total assets
€1.08M▼ 1.9%
2024 · €1.10M
2019: €1.17M
2020: €1.21M
2021: €1.16M
2022: €1.14M
2023: €1.18M
2024: €1.10M
2019 → 2025
Net result
€14k▼ 40.9%
2024 · €23k
2019: €91k
2020: €42k
2021: €19k
2022: €4k
2023: €46k
2024: €23k
2019 → 2025
Working capital
€36k
2024 · €-21k
2019: €53k
2020: €72k
2021: €66k
2022: €26k
2023: €57k
2024: €-21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€706k-€686k▼ 2.8%€732k▲ 6.8%€705k▼ 3.7%€719k▲ 1.9%
Operating result€40k-€19k▼ 53.4%€41k▲ 122%€47k▲ 12.9%€35k▼ 25.5%
Net result€19k-€4k▼ 78.5%€46k▲ 1,040%€23k▼ 50.5%€14k▼ 40.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€977k▼ 3.1%
Current assets
€105k▲ 10.4%
Equity and liabilities €1.08M
Equity
€719k▲ 1.9%
Debt
€364k▼ 8.8%
The debt ratio falls from 36.1% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €63k
Cash flow
€30k▼
2024 · €39k
Solvency
66.4%▲
2024 · 63.9%
Current ratio
1.53▲
2024 · 0.82
Quick ratio
1.53▲
2024 · 0.82
Debt / equity
0.51▼
2024 · 0.57
ROE
1.9%▼
2024 · 3.3%
ROA
1.3%▼
2024 · 2.1%
Interest coverage
3.86▼
2024 · 4.98
Debt
€364k▼
2024 · €399k
Debt ≤ 1 year
€69k▼
2024 · €117k
Debt > 1 year
€295k▲
2024 · €282k
Income taxes
€8k▼
2024 · €13k
Staff costs
€65k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.08M▼
Fixed assets21/28€1.01M€977k▼
Tangible fixed assets22/27€543k€527k▼
Land and buildings22€543k€527k▼
Financial fixed assets28€466k€451k▼
Current assets29/58€95k€105k▲
Amounts receivable within one year40/41€23k€39k▲
Trade receivables40€23k€39k▲
Other amounts receivable41€297€386▲
Current investments50/53€64k€30k▼
Cash at bank and in hand54/58€9k€36k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.08M▼
Equity10/15€705k€719k▲
Contributions10/11€171k€171k=
Revaluation surpluses12€176k€176k=
Reserves13€358k€372k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€358k€372k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€399k€364k▼
Amounts payable after more than one year17€282k€295k▲
Financial debts170/4€268k€236k▼
Other amounts payable178/9€14k€60k▲
Amounts payable within one year42/48€117k€69k▼
Current portion of amounts payable after more than one year42€33k€33k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€20k€13k▼
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€48k€873▼
Income statement
Code20242025
Remuneration, social security and pensions62€54k€65k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€119k€120k▲
Operating profit (loss)9901€47k€35k▼
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€36k€22k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€23k€14k▼
Profit (loss) for the period to be appropriated9905€23k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€14k▼
Transfer from equity791/2€50k€0▼
Transfer to equity691/2€23k€14k▼
To other reserves6921€23k€14k▼
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €4k ▼78.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-01-2024
Boidts Nancy Denise: Resigned as Director
05-01-2024
Segers Tom: Resigned as Director
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pandhoevestraat 83128 TremeloGround area
1,428 m²
Building footprint
172 m²
Volume, LiDAR
1,029 m³
Parcel 24006B0286/00L000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pandhoevestraat 8, 3128 Tremelo
since 20022.095.768.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006B0286/00L000 | Flanders | 1,428 m² | 1 · 172 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIGITUDE
BE 0833.046.787
Duffel · Eq €719k
FD-CIBO
BE 0760.531.765
Mechelen · Eq €719k
NALD
BE 0679.743.534
Gent · Eq €719k
PRACSIS
BE 0454.596.240
Oudergem · Eq €719k
VERIMMO
BE 0881.931.027
Zaventem · Eq €719k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 31,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2002
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.