DIVERSITY
ActiveDIVERSITY has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €647k and a net result of €22k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+1
Solvency79▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 2.53 in 2024; short-term debt: 28.6% and cash: 1.4% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
2 d early
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€647k▲ 1.6%
2024 · €637k
2018: €603k
2019: €472k
2020: €554k
2021: €554k
2022: €569k
2023: €628k
2024: €637k
2018 → 2025
Total assets
€1.20M▲ 8.6%
2024 · €1.11M
2018: €1.73M
2019: €1.55M
2020: €1.41M
2021: €1.38M
2022: €1.24M
2023: €1.17M
2024: €1.11M
2018 → 2025
Net result
€22k▲ 148%
2024 · €9k
2018: €16k
2019: €-131k
2020: €82k
2021: €649
2022: €15k
2023: €59k
2024: €9k
2018 → 2025
Working capital
€405k▲ 9.4%
2024 · €370k
2018: €-13k
2019: €-8k
2020: €354k
2021: €349k
2022: €337k
2023: €356k
2024: €370k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€554k-€569k▲ 2.7%€628k▲ 10.3%€637k▲ 1.4%€647k▲ 1.6%
Operating result€46k-€44k▼ 4.0%€95k▲ 116%€23k▼ 76.2%€37k▲ 63.8%
Net result€649-€15k▲ 2,221%€59k▲ 290%€9k▼ 85.2%€22k▲ 148%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€453k▼ 8.2%
Current assets
€748k▲ 22.1%
Equity and liabilities €1.20M
Equity
€647k▲ 1.6%
Debt
€554k▲ 18.1%
The debt ratio rises from 42.4% to 46.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €66k
Cash flow
€65k▲
2024 · €52k
Solvency
53.9%▼
2024 · 57.6%
Current ratio
2.18▼
2024 · 2.53
Quick ratio
2.18▼
2024 · 2.53
Debt / equity
0.86▲
2024 · 0.74
ROE
3.3%▲
2024 · 1.4%
ROA
1.8%▲
2024 · 0.8%
Interest coverage
8.78▲
2024 · 6.45
Debt
€554k▲
2024 · €469k
Debt ≤ 1 year
€343k▲
2024 · €243k
Debt > 1 year
€191k▼
2024 · €227k
Income taxes
€7k▲
2024 · €4k
Staff costs
€34k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€1.20M▲
Fixed assets21/28€493k€453k▼
Intangible fixed assets21€278€228▼
Tangible fixed assets22/27€493k€452k▼
Land and buildings22€489k€448k▼
Plant, machinery and equipment23€576€1k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€275€1k▲
Financial fixed assets28€70€250▲
Current assets29/58€613k€748k▲
Amounts receivable within one year40/41€459k€645k▲
Trade receivables40€236k€366k▲
Other amounts receivable41€222k€279k▲
Current investments50/53€81k€81k=
Cash at bank and in hand54/58€67k€16k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.20M▲
Equity10/15€637k€647k▲
Contributions10/11€369k€369k=
Reserves13€172k€172k=
Non-distributable reserves130/1€85k€85k=
Reserves not available under the articles1311€4k€4k=
Own shares acquired1312€81k€81k=
Tax-exempt reserves132€87k€87k=
Profit (loss) carried forward14€96k€106k▲
Amounts payable17/49€469k€554k▲
Amounts payable after more than one year17€227k€191k▼
Financial debts170/4€227k€191k▼
Amounts payable within one year42/48€243k€343k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Financial debts43€65€290▲
Credit institutions430/8€65€290▲
Trade debts44€64k€153k▲
Suppliers440/4€64k€153k▲
Taxes, remuneration and social security45€73k€73k▲
Taxes450/3€54k€54k▼
Remuneration and social security454/9€18k€19k▲
Other amounts payable47/48€72k€82k▲
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Remuneration, social security and pensions62€52k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€44k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€120k€116k▼
Operating profit (loss)9901€23k€37k▲
Financial income75/76B€7€180▲
Recurring financial income75€7€180▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€12k€28k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€9k€22k▲
Profit (loss) for the period to be appropriated9905€9k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€118k▲
Profit (loss) brought forward from the previous period14P€87k€96k▲
Profit to be distributed694/7-€11k
Directors or managers695-€11k
Social balance
Average headcount (FTE)90870.90.9=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
31-12
Financial
Equity above €500kEq €554k ▲17.4%
Equity rises from €472k to €554k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-131k ▼946%
Net result drops to €-131k, the lowest in the series; recovery starts the following year.
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 125 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gelbergenstraat 483471 KortenakenGround area
4,910 m²
Building footprint
377 m²
Volume, LiDAR
1,141 m³
2 parcels, Flanders · tallest building 16.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gelbergenstraat 50, 3471 Kortenaken
since 19982.088.808.490
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24042A0158/00T000 | Flanders | 2,671 m² | 1 · 120 m² | 5.6 m · 1 fl. |
| 24042A0138/00N000 | Flanders | 2,239 m² | 1 · 257 m² | 16.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,059 companies in sector 59120 we hold annual accounts for 451. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1998
Fiscal year end31-12
Activities, NACEBEL
59120Post-production of films, video and television programmes
70200Business and other management consultancy
70220Business consulting
74142
92114
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.