Equity
€80,792 ▼ 28.3%
TRUDOCO paid out €6,451 in dividends in a year with a loss of €25,459.
TRUDOCO
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1998peak €177,343 (2012)
€7,589▼ 90.1%
lowest -€66,588 (2019)
-€25,459▼ €55,681
peak €112,702 (2024)
€80,792▼ 28.3%
€172,630▼ 26.2%
Board9 names since 2019
2 directorsLiebens Bart and 1 other
Documentsfilings and deeds
25-02-202625 days late
2025micro format
Gross margin from €76,435 to €7,589Loss of €25,459Dividend €6,451Equity from €112,702 to €80,792Debts from €233,851 to €172,630Cash from €61,516 to €11,397
Key points
from the 2025 annual accountsResult
-€25,459 -€25,459
From profit to loss in 2025, after a profit of €30,222 in 2024.
Turnover
≈ €92,000 estimated
The micro format states no turnover.
Filings
27 annual accounts since 1998
The 2025 accounts came 25 days late. The other nine of the last ten were filed on time.
At the same address
8 companies
Position in the sector
-€25,459
Lower net result than 93% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.
Checked score
64
Healthy
Financially stronger than 32% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.3%▼ -0.2 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025lowest value
08-2025: 0.3%● unchanged vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.4%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%▲ +0.2 percentage points vs 01-2026
03-2026: 1.3%▲ +0.7 percentage points vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.2%▼ -0.1 percentage points vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Loss of €25,459 (financial year 2025)
Liquidity: current ratio 1.42, cash €11,397, halved
lowers risk
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 39% of them on solvency, 59% on liquidity, 16% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as TRUDOCO has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TRUDOCO itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for TRUDOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.42 (1.47 in 2024), below the usual 1.5. Short-term debt is 11.6% and cash 4.5% of total assets. 68.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
45 days early
2023
2 days early
2022
37 days early
2021
6 days early
2020
62 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461754048
Company renamed from LIEBENS RONNY ONDERNEMING to TRUDOCO
Changes of role: LIEBENS, Bart Lucien Marcel; LIEBENS, Filip Odette Cornelis; LIEBENS, Johan Rita Jan and LEMARCHAND, Wesley Simone Romain · Director discharge: LIEBENS, Bart Lucien Marcel · Director discharge: LIEBENS, Filip Odette Cornelis · General meeting of 03-02-2023 · Gazette deed
Registered office moved within Sint-Truiden
New registered office: Meiveldlaan 4660 bus 8, 3800 Sint-Truiden · Previous registered office: Regielaan 4140, 3800 Sint-Truiden · Resignation: Liebens Rohny (manager) · General meeting of 30-06-2019 · Gazette deed
Registered office moved within Sint-Truiden
New registered office: Regielaan 4140, 3800 Sint-Truiden · Previous registered office: Industriezone Schurhovenveld 2025, 3800 Sint-Truiden · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRUDOCO Sint-Truiden | €253,422 | €7,589 | 31.9% | - |
| GEVA Ledegem | €257,774 | €8,062 | 83.4% | - |
| T.M. BOUW Diest | €234,859 | €7,811 | 11.1% | - |
| BLF La Louvière | €260,540 | €9,550 | 35.4% | - |
| VLIEGHE BOUWBEDRIJF Waregem | €207,562 | €6,730 | -81.0% | 0 |
| APROBO Aalst | €242,115 | €7,064 | 86.4% | - |
| PEETERS BOUWWERKEN Hasselt | €194,965 | €8,920 | 90.8% | - |
These companies have the same main activity as TRUDOCO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €195,000 and €261,000, founded between 1992 and 2002.
Official details
Source: KBO- Status
- Active since 27-10-1997Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 6 others
- Establishment unit
- 2.084.746.7643800 Sint-Truiden, since 29-12-1997
- Financial year end
- 30 June
- Peppol
- Reachable since 20-05-2025
Insights on TRUDOCO
TRUDOCO files the micro format. That format states no turnover. The gross margin fell from €51,678 in 2006 to €7,589 in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRUDOCO
- What is the company number of TRUDOCO?
- The company number of TRUDOCO is 0461.754.048. The VAT number is the same number with BE in front: BE 0461.754.048.
- Where is TRUDOCO based?
- The registered office is at Meiveldlaan 4660, 3800 Sint-Truiden.Company details
- What does TRUDOCO do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of TRUDOCO?
- TRUDOCO is a private limited company (BV).
- When was TRUDOCO founded?
- TRUDOCO was founded on 27-10-1997.
- Is TRUDOCO still active?
- Yes, TRUDOCO is an active enterprise in the KBO register.
- What is the turnover of TRUDOCO?
- The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €7,589 and 263 comparable companies (NACE 41001). It probably lies between €47,000 and €160,000. It is a rough estimate.Financials
- Is TRUDOCO profitable?
- In financial year 2025, TRUDOCO made a loss of €25,459.
- Where can I find the annual accounts of TRUDOCO?
- TRUDOCO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRUDOCO due?
- TRUDOCO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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