TRUDENTY
ActiveSummary
The computed 12-month bankruptcy probability of TRUDENTY is 5.6% (elevated). The 2025 annual accounts show negative equity (€-18k) and a net result of €-6k. Equity is shrinking by ~41.3% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.44 in 2024; short-term debt: 274% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-174%
Return on assets
-54.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
83 d late
2023
448 d late
2022
754 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-18k▼ 45.9%
2024 · €-13k
2022: €-3k
2023: €-11k
2024: €-13k
2022 → 2025
Total assets
€11k▲ 5.6%
2024 · €10k
2022: €38k
2023: €70k
2024: €10k
2022 → 2025
Net result
€-6k▼ 193%
2024 · €-2k
2022: €-5k
2023: €-7k
2024: €-2k
2022 → 2025
Working capital
€-18k▼ 45.9%
2024 · €-13k
2022: €-3k
2023: €-11k
2024: €-13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-3k-€-11k▼ 212%€-13k▼ 18.6%€-18k▼ 45.9%
Operating result€-5k-€-7k▼ 45.1%€-1k▲ 82.1%€-6k▼ 380%
Net result€-5k-€-7k▼ 33.5%€-2k▲ 72.7%€-6k▼ 193%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €1k in 2024; the loss grows.
Key figures and ratios
Solvency
-174.0%▼
2024 · -125.8%
Current ratio
0.37▼
2024 · 0.44
Debt to equity
-1.57▲
2024 · -1.79
ROA
-54.8%▼
2024 · -19.7%
Debt
€29k▲
2024 · €23k
Debt ≤ 1 year
€29k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10k€11k▲
Current assets29/58€10k€11k▲
Amounts receivable within one year40/41€10k€11k▲
Other amounts receivable41€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€10k€11k▲
Equity10/15€-13k€-18k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-15k€-20k▼
Amounts payable17/49€23k€29k▲
Amounts payable within one year42/48€23k€29k▲
Trade debts44-€166
Suppliers440/4-€166
Other amounts payable47/48€23k€29k▲
Income statement
Code20242025
Gross operating margin9900€-1k€-6k▼
Operating profit (loss)9901€-1k€-6k▼
Financial income75/76B€590€559▼
Recurring financial income75€590€559▼
Financial charges65/66B€1k-
Recurring financial charges65€1k-
Profit (loss) for the period before taxes9903€-2k€-6k▼
Profit (loss) for the period9904€-2k€-6k▼
Profit (loss) for the period to be appropriated9905€-2k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-20k▼
Profit (loss) brought forward from the previous period14P€-13k€-15k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 448 days late
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 754 days late
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dolfijnstraat 182018 AntwerpenGround area
98 m²
Building footprint
69 m²
Volume, LiDAR
574 m³
Parcel 11806F1285/00P003, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRUDENTY BV
since 20222.336.926.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1285/00P003 | Flanders | 98 m² | 1 · 69 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.