TRU HABITS

Active

Private limited companyfounded 2023active for 3 yearsStasegemsestraat(Kor) 176, 8500 Kortrijk, BelgiumKBO/BCE: BE 1001.682.772

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TRU HABITS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,603 and a net result of €8,399. Its solvency ranks better than 32% of 2,862 sector peers (NACE 93, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

TRU HABITSActiveChecked score 86/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 26-10-2023 Normal situation
Legal form: Private limited company
Registered office: Stasegemsestraat(Kor) 176, 8500 Kortrijk
Activity: Fitness centres NACE 93130and 2 others
Establishment unit: 2.352.326.907 8500 Kortrijk, since 26-10-2023
Financial year end: 31 December
Peppol: Reachable since 25-03-2026

Company details

Who decides

Board

COECK KimberlyDirector
LOGGHE DitmarDirector

Board & ownership

How it is doing

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Annual accounts 2025

Gross margin: €26,540
Turnover: ≈ €110,000; estimated
Profit: €8,399
Equity: €7,603
Total assets: €108,930; ▲ 20.9%
Staff: ≈ 0 FTE; estimated

2025 accounts 17 days early

Filed on 14-07-2026at the National Bank

Financials

Why 86raises riskEquity €7,603 (7.0% of total assets)1 of the last 3 latelowers riskSector: Sports, amusement and recreation activities (NACE 93)Liquidity: current ratio 1.18, cash €29,640Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 93, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 32+8

equity 7.0% of total assets

Liquidity 74+2

short-term debt 26.5% · cash 27.2%

Profitability 63+63

return on assets 7.7%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,266 companies, NACE 93, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 0.9%▼ -0.1 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026highest value 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.7 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.18, compared with 1.61 in 2024, below the usual 1.5; short-term debt: 26.5% and cash: 27.2% of total assets), and 93% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro): better than 31% on solvency, 77% on liquidity, 42% on profitability and 99% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Sector: Sports, amusement and recreation activities (NACE 93)

KBO

Liquidity: current ratio 1.18, cash €29,640

NBB · annual accounts

Equity €7,603 (7.0% of total assets)

NBB · annual accounts

1 of the last 3 late

NBB · filings

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

17 days early

2024

119 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 51 days after the deadline; the sector median (NACE 93) for financial year 2024 is 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 14-07-2026
Annual accounts 2024filed on 27-11-2025

Acts in the Belgian Official Gazette

Incorporationact of 30-10-2023

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search

Key facts about TRU HABITS

What is the company number of TRU HABITS?: 1001.682.772. In Belgium the VAT number is the company number with BE in front: BE 1001.682.772.
Where is TRU HABITS based?: The registered office is at Stasegemsestraat(Kor) 176, 8500 Kortrijk.Company details
What does TRU HABITS do?: According to the KBO register, the main activity is fitness centres (NACE 93130).
What is the legal form of TRU HABITS?: Private limited company (BV).
When was TRU HABITS founded?: On 26-10-2023.
Is TRU HABITS still active?: Yes, TRU HABITS is an active enterprise in the KBO register.
What is the turnover of TRU HABITS?: ≈ €110,000 in financial year 2025. Estimated from the gross margin of €26,540: probably between €64,000 and €190,000, based on 2,954 comparable companies of the same size. A rough estimate.Financials
Is TRU HABITS profitable?: In financial year 2025, TRU HABITS made a profit of €8,399.
Where can I find the annual accounts of TRU HABITS?: TRU HABITS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of TRU HABITS due?: By 31-07-2027, for financial year 2026.Timeline