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TRU HABITS

Active
Private limited companyfounded 2023active for 3 yearsStasegemsestraat(Kor) 176, 8500 Kortrijk, BelgiumKBO/BCE: BE 1001.682.772
Summary

TRU HABITS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,603 and a net result of €8,399. Its solvency ranks better than 32% of 2,874 sector peers (NACE 93, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-10-2023 Normal situation
Activity
Fitness centres NACE 93130and 2 others
Establishment unit
2.352.326.907 8500 Kortrijk, since 26-10-2023
Financial year end
31 December
Peppol
Reachable since 25-03-2026

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€26,540
Turnover
≈ €110,000
estimated
Profit
€8,399
Equity
€7,603
Total assets
€108,930
▲ 20.9%
Staff
≈ 0 FTE
estimated
Score breakdownraises riskEquity €7,603 (7.0% of total assets)1 of the last 3 accounts latelowers riskSector: Sports, amusement and recreation activities (NACE 93)Liquidity: current ratio 1.18, cash €29,640Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies in sports and recreation (NACE 93)
Financial strength · tick: 2024
Average
Solvency 32+8
equity 7.0% of total assets
Liquidity 74+2
short-term debt 26.5% · cash 27.2%
Profitability 63+63
return on assets 7.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,268 companies, NACE 93, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 0.9%▼ -0.1 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026highest value 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.7 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.18 (1.61 in 2024), below the usual 1.5. Short-term debt is 26.5% and cash 27.2% of total assets. 93% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 31% of them on solvency, 77% on liquidity, 42% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Sports, amusement and recreation activities (NACE 93)
KBO
lowers risk · Liquidity: current ratio 1.18, cash €29,640
NBB · annual accounts
raises risk · Equity €7,603 (7.0% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
17 days early
2024
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 51 days after the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointments: LOGGHE Ditmar (director) and COECK Kimberly (director)
All 4 events

Comparable companies

These companies have the same main activity as TRU HABITS: fitness centres (NACE 93130). They are comparable in size and age: total assets between €84,200 and €104,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
TRU HABITS Kortrijk€108,930€26,540
ENFORMA Zele€93,596€23,368
Chup Harelbeke€101,961€36,061
BE YOU Oudsbergen€90,948€31,469
PYLATICA Sint-Lambrechts-Woluwe€90,238€31,861
Black Flag Antwerpen€84,242€24,968
B-SPORT Beveren-Kruibeke-Zwijndrecht€103,985€36,332
Full comparison

Key facts about TRU HABITS

What is the company number of TRU HABITS?
The company number of TRU HABITS is 1001.682.772. The VAT number is the same number with BE in front: BE 1001.682.772.
Where is TRU HABITS based?
The registered office is at Stasegemsestraat(Kor) 176, 8500 Kortrijk.Company details
What does TRU HABITS do?
According to the KBO register, the main activity is fitness centres (NACE 93130).
What is the legal form of TRU HABITS?
The legal form of TRU HABITS is Private limited company (BV).
When was TRU HABITS founded?
TRU HABITS was founded on 26-10-2023.
Is TRU HABITS still active?
Yes, TRU HABITS is an active enterprise in the KBO register.
What is the turnover of TRU HABITS?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,540 and 2,953 comparable companies of the same size. It probably lies between €64,000 and €190,000. It is a rough estimate.Financials
Is TRU HABITS profitable?
In financial year 2025, TRU HABITS made a profit of €8,399.
Where can I find the annual accounts of TRU HABITS?
TRU HABITS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TRU HABITS due?
TRU HABITS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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