ENFORMA
ActiveSummary
ENFORMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 38% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+10
Solvency38▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.73 against 0.37 in 2024; short-term debt: 12.1% and cash: 55.8% of total assets), but 86.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
9.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 252%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€94k▲ 45.9%
2024 · €64k
2024: €64k
2024 → 2025
Net result
€9k▲ 1,680%
2024 · €494
2024: €494
2024 → 2025
Working capital
€42k
2024 · €-38k
2024: €-38k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€12k▲ 252%
Operating result€1k-€11k▲ 747%
Net result€494-€9k▲ 1,680%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 747% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€40k ▼ 3.4%
Current assets
€53k ▲ 136%
Equity and liabilities €94k
Equity
€12k ▲ 252%
Debt
€81k ▲ 34.0%
Debt's share of the balance-sheet total falls from 94.6% to 86.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €5k
Cash flow
€16k▲
2024 · €4k
Current ratio
4.73▲
2024 · 0.37
Quick ratio
4.68▲
2024 · 0.37
Debt to equity
6.62▼
2024 · 17.36
ROE
71.6%▲
2024 · 14.1%
ROA
9.4%▲
2024 · 0.8%
Interest coverage
173.70▲
2024 · 102.01
Debt ≤ 1 year
€11k▼
2024 · €61k
Debt > 1 year
€70k
Income taxes
€3k▲
2024 · €819
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€94k▲
Fixed assets21/28€42k€40k▼
Tangible fixed assets22/27€41k€40k▼
Land and buildings22-€970
Plant, machinery and equipment23€36k€35k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€254€254=
Current assets29/58€23k€53k▲
Stocks and contracts in progress3-€521
Stocks30/36-€521
Amounts receivable within one year40/41€816€716▼
Trade receivables40€650€650=
Other amounts receivable41€166€66▼
Cash at bank and in hand54/58€22k€52k▲
Equity and liabilities
Total equity and liabilities10/49€64k€94k▲
Equity10/15€3k€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€494€9k▲
Amounts payable17/49€61k€81k▲
Amounts payable after more than one year17-€70k
Financial debts170/4-€70k
Amounts payable within one year42/48€61k€11k▼
Financial debts43€68€53▼
Credit institutions430/8€68€53▼
Trade debts44€419€3k▲
Suppliers440/4€419€3k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9-€30
Other amounts payable47/48€58k€899▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€9k€23k▲
Operating profit (loss)9901€1k€11k▲
Financial income75/76B€2€11▲
Recurring financial income75€2€11▲
Financial charges65/66B€45€108▲
Recurring financial charges65€45€108▲
Profit (loss) for the period before taxes9903€1k€11k▲
Income taxes67/77€819€3k▲
Profit (loss) for the period9904€494€9k▲
Profit (loss) for the period to be appropriated9905€494€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€494€9k▲
Profit (loss) brought forward from the previous period14P-€494
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity times 13current ratio 4.73
Current ratio from 0.37 to 4.73; short-term debt falls from €61k to €11k.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloddenzakstraat 39240 ZeleGround area
2,334 m²
Building footprint
239 m²
Volume, LiDAR
1,394 m³
Parcel 42028A0862/00B000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kloddenzakstraat 3, 9240 Zele
since 20232.355.092.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028A0862/00B000 | Flanders | 2,334 m² | 1 · 239 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMBROSIUS
BE 0736.849.711
Laakdal · Eq €12,330
TK GYM
BE 0777.524.581
Antwerpen · Eq €12,501
Fitter&Fitter
BE 0721.577.456
Geel · Eq €12,054
Studio Health
BE 1016.569.007
Lubbeek · Eq €12,596
Stivanno
BE 0787.475.890
Arendonk · Eq €12,679
Of 1,518 companies in sector 93130 we hold annual accounts for 687. 440 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2023
Fiscal year end30-09
Activities, NACEBEL 2025
93130Fitness centres
85510Sports and recreation education
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.