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Trivial Computer Solutions

Active
Private limited company (pre-2019)·Detailhandel in ICT-apparatuur· 30 yrs active
Wettersesteenweg 114 ·9520 Sint-Lievens-Houtem, Belgium
KBO/BCE: BE 0456.322.741
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Age30 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Trivial Computer Solutions is 0.8% (low). The 2024 annual accounts show equity of €13k and a net result of €-712. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 6722 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 30-12-2025 passed on 30-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 30-12-2024 was due by 30-07-2025 and was filed on 04-06-2025, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-12-2024, that is 30-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-12-2025 30-07-2026 nothing on record not filed -
30-12-2024 30-07-2025 04-06-2025 56 d early 2025-00128845
30-12-2023 30-07-2024 30-06-2024 30 d early 2024-00213451
30-12-2022 30-07-2023 04-07-2023 26 d early 2023-00216043
30-12-2021 30-07-2022 06-06-2022 54 d early 2022-20051688
30-12-2020 30-07-2021 08-06-2021 52 d early 2021-18300543
30-12-2019 30-07-2020 22-06-2020 38 d early 2020-19400107
30-12-2018 30-07-2019 28-05-2019 63 d early 2019-14900390
30-12-2017 30-07-2018 31-05-2018 60 d early 2018-15100409
30-12-2016 30-07-2017 30-05-2017 61 d early 2017-14300040
30-12-2015 30-07-2016 08-06-2016 52 d early 2016-16000147

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1995, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Long track record Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-712
Working capital€13k-67.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 04-06-2025 with the NBB · fiscal year 2024 · micro
€-60k€-40k€-20k€0Operating result 2020: €-9k€-9kNet result 2020: €-40k€-40kOperating result 2021: €8k€8kNet result 2021: €8k€8kOperating result 2022: €2k€2kNet result 2022: €2k€2kOperating result 2023: €4k€4kNet result 2023: €4k€4kOperating result 2024: €-688€-688Net result 2024: €-712€-71220202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~10.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€-10k€0€10k€20k2025: €14k (€11k - €17k)2026: €15k (€10k - €20k)2027: €16k (€10k - €23k)2018: €9k2019: €9k2020: €-2592021: €8k2022: €10k2023: €14k2024: €13k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 34.4% 20.4%
better than 64% of 6722 sector peers
Net result €-712 €4k
better than 34% of 6703 sector peers
Equity €13k €16k
better than 47% of 6737 sector peers
Gross operating margin €668 €24k
better than 22% of 6682 sector peers
Total assets €39k €94k
better than 26% of 6726 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P64
2020: P28 · n=15052021: P51 · n=26932022: P57 · n=44182023: P65 · n=58092024: P64 · n=67222020 2024
Improving position over 2020-2024 · n=1505-6722
Net result P34
2020: P21 · n=14992021: P61 · n=26842022: P49 · n=44022023: P53 · n=57892024: P34 · n=67032020 2024
Stable position over 2020-2024 · n=1499-6703
Equity P47
2020: P29 · n=15082021: P39 · n=26972022: P44 · n=44272023: P48 · n=58172024: P47 · n=67372020 2024
Improving position over 2020-2024 · n=1508-6737
Gross operating margin P22
2020: P9 · n=14942021: P37 · n=26702022: P29 · n=43922023: P32 · n=57632024: P22 · n=66822020 2024
Stable position over 2020-2024 · n=1494-6682
Describes the position versus peers, not a forecast.
EBITDA
€76
-98.5% 18-24
Net profit
€-712
- 18-24
Cash flow
€52
-99.0% 18-24
Total assets
€39k
-2.9% 18-24
Equity
€13k
-5.0% 18-24
Working capital
€13k
-67.0% 18-24
Debt
€26k
-1.8% 18-24
Debt ≤ 1y
€26k
+8499.7% 18-24
Show 7 other metrics
Current ratio
1.49
-98.8% 18-24
Quick ratio
0.93
-99.1% 18-24
Solvency
34.4%
-2.2% 18-24
Debt / equity
1.91
+3.4% 18-24
ROE
-5.3%
- 18-24
ROA
-1.8%
- 18-24
Interest coverage
3.16
-98.5% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€76
Net profit€-712
Cash flow€52
Staff costs-
Income taxes-
Dividends-
Total assets€39k
Equity€13k
Debt€26k
of which ≤ 1y€26k
of which > 1y-
Working capital€13k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.49
Quick ratio0.93
Working capital ratio32.4%
Solvency34.4%
Debt / equity1.91
Long-term debt ratio-
Interest coverage3.16
Gross margin-
Net margin-
ROA-1.8%
ROE-5.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€39k
Fixed assets 21/28€769
Tangible fixed assets 22/27€764
Financial fixed assets 28€5
Current assets 29/58€38k
Stocks & contracts in progress 3€14k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€39k
Equity 10/15€13k
Contributions / capital 10/11€19k
Reserves 13€21k
Accumulated profits (losses) 14€-27k
Amounts payable 17/49€26k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€91
Income statement
Gross operating margin 9900€668
Operating result 9901€-688
Financial income 75€0
Financial charges 65€24
Result before taxes 9903€-712
Net result for the period 9904€-712
Result to be appropriated 9905€-712
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
53 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
Wettersesteenweg 114, 9520 Sint-Lievens-Houtem
de kleinhandel in computers en standaardprogrammatuur
since 19952.074.381.028
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area986 m²
Buildings1
Building footprint193 m²
Volume (LiDAR)806 m³
Tallest building5.9 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41007C0119/00F000 Flanders 986 m² 1 · 193 m² 5.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health53Profitability0Solvency65Growth78Stability100
59 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 53
Profitability 0
Solvency 65
Growth 78
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur52487Groothandel in andere voedingsmiddelen, neg46389Overige gespecialiseerde groothandel in voedingswaren51384
Primary activity highlighted.
Names & trade names
Legal nameNL Trivial Computer Solutions
AbbreviationNL T.C.S.
Registered office
Wettersesteenweg 114
9520 Sint-Lievens-Houtem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.