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MY PHONE

Active Risk: moderate
Private limited companyfounded 2024active for 2 yearsGentsesteenweg 378, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1011.449.682
Summary

The computed 12-month bankruptcy probability of MY PHONE is 1.8% (moderate). The 2025 annual accounts show equity of €14,162 and a net result of €9,162. Its solvency ranks better than 42% of 2,977 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Retail sale of information and communication equipment NACE 47400
Size
€308,653turnover 2025
Equity
€14,162
Profit
€9,162
Financial health
Bankruptcy probabilitywithin 12 months
1.8%
Financial institution: outside the model
Structure
Accounts filed 7 days late0 of 2 deeds read
Signalsraises riskSize: turnover €308,653, total assets €34,130Founded in 2024No registered site in the KBOlowers riskLiquidity: current ratio 1.70, cash €17,777neutralFiled after the deadlineShow the evidence

Bankruptcy probability

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 08-2025: 3.1% 09-2025: 3.2%▲ +0.1 percentage points vs 08-2025 10-2025: 3.3%▲ +0.1 percentage points vs 09-2025 11-2025: 4.0%▲ +0.7 percentage points vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 4.4%▲ +0.4 percentage points vs 12-2025 02-2026: 4.9%▲ +0.5 percentage points vs 01-2026 03-2026: 5.0%▲ +0.1 percentage points vs 02-2026 04-2026: 4.8%▼ -0.2 percentage points vs 03-2026 05-2026: 4.8%● unchanged vs 04-2026 06-2026: 5.2%▲ +0.4 percentage points vs 05-2026 07-2026: 5.4%▲ +0.2 percentage points vs 06-2026 08-2026: 5.4%● unchanged vs 07-2026highest value 09-2026: 1.8%▼ -3.6 percentage points vs 08-2026lowest value 10-2026: 1.8%● unchanged vs 09-2026lowest value
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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €308,653, total assets €34,130
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.70, cash €17,777
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
7 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 16% on equitysector median €119,805 · 2,980 companies €14,162 View
  • Turnover 2025first financial year filed €308,653 View
  • Active since 2024founded 11-07-2024 2 years View

By topic

Financials

Financial year
2025
Turnover
€308,653
Profit
€9,162
Solvency
41.5%
Go to Financials

Company details

Legal form
Private limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
11-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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