Private limited company · founded 2024 · active for 2 yearsGentsesteenweg 378, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1011.449.682
Summary
The computed 12-month bankruptcy probability of MY PHONE is 1.8% (moderate). The 2025 annual accounts show equity of €14,162 and a net result of €9,162. Its solvency ranks better than 42% of 2,977 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Retail sale of information and communication equipment NACE 47400
Size
€308,653turnover 2025
Equity
€14,162
Profit
€9,162
Financial health
Bankruptcy probabilitywithin 12 months
1.8%
Financial institution: outside the model
Structure
Accounts filed 7 days late0 of 2 deeds read
Signalsraises riskSize: turnover €308,653, total assets €34,130Founded in 2024No registered site in the KBOlowers riskLiquidity: current ratio 1.70, cash €17,777neutralFiled after the deadlineShow the evidence
Bankruptcy probability
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
1.8%Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months08-2025: 3.1%09-2025: 3.2%▲ +0.1 percentage points vs 08-202510-2025: 3.3%▲ +0.1 percentage points vs 09-202511-2025: 4.0%▲ +0.7 percentage points vs 10-202512-2025: 4.0%● unchanged vs 11-202501-2026: 4.4%▲ +0.4 percentage points vs 12-202502-2026: 4.9%▲ +0.5 percentage points vs 01-202603-2026: 5.0%▲ +0.1 percentage points vs 02-202604-2026: 4.8%▼ -0.2 percentage points vs 03-202605-2026: 4.8%● unchanged vs 04-202606-2026: 5.2%▲ +0.4 percentage points vs 05-202607-2026: 5.4%▲ +0.2 percentage points vs 06-202608-2026: 5.4%● unchanged vs 07-2026highest value09-2026: 1.8%▼ -3.6 percentage points vs 08-2026lowest value10-2026: 1.8%● unchanged vs 09-2026lowest value
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.