Turnover
≈ €200,000 estimated
The micro format states no turnover.
TRIVE
Overview
Lifetime
1 annual account with figurespeak €117,479 (2025)
€117,479
peak €89,609 (2025)
€89,609
peak €92,609 (2025)
€92,609
€36,360
Board1 name since 2025
1 directorSMEEKENS Lode Ghislain
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Incorporation 21-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 3,000 shares
Position in the sector
€89,609
Higher net result than 82% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
97
Excellent
Financially stronger than 78% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.51, cash €99,212
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €128,970
Equity €92,609 (71.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 81% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as TRIVE has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of TRIVE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for TRIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.51, above the usual 1.5. Short-term debt is 28.2% and cash 76.9% of total assets. 28.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SMEEKENS Lode Ghislain 1,500 sharesdeed of 21-02-2025
- VAN BRABANDT Elke 1,500 sharesdeed of 21-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020166420
Incorporation
Founding capital of €3,000, 3,000 shares · Founders: SMEEKENS Lode Ghislain and VAN BRABANDT Elke · Appointment: SMEEKENS Lode Ghislain (director) · published on 21-02-2025 · Gazette deed
First establishment
Kattenbos 95, Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRIVE Lommel | €128,970 | €117,479 | 71.8% | - |
| PLIMANTA Genk | €129,996 | €121,600 | 75.2% | - |
| Rednaz Hasselt | €125,091 | €103,559 | 70.9% | - |
| InnerSourceActivator Zonhoven | €140,831 | €103,508 | 60.2% | - |
| HORLU SOLUTIONS Maaseik | €120,108 | €107,342 | 72.0% | - |
| Enerfin Consulting Houthalen-Helchteren | €113,104 | €121,575 | 85.7% | - |
| ROWANSKI Wellen | €153,868 | €124,558 | 65.0% | - |
These companies have the same main activity as TRIVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €113,000 and €154,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 19-02-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.370.340.2033920 Lommel, since 19-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 24-06-2025
Annual accounts 2025
- €117,479
- €89,609
- €92,609
- €128,970
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on TRIVE
TRIVE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,609 and a net result of €89,609.
Its solvency ranks better than 68% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-06-2026, 39 days before the deadline€117,479
€116,209
€89,609
€91,342
71.8%
3.51
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €170,000 and €240,000.
Balance sheet
balance sheet total €128,970 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
71.8%
Higher than 68% of 39,368 companies in 2025.
3.51
Higher than 68% of 38,051 companies in 2025.
69.5%
Higher than 95% of 38,523 companies in 2025.
TRIVE
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
128,970 | |
21/28 |
1,268 | |
22/27 |
1,268 | |
24 |
1,268 | |
29/58 |
127,702 | |
40/41 |
24,200 | |
40 |
24,200 | |
54/58 |
99,212 | |
490/1 |
4,290 | |
| Balance sheet: equity and liabilities | ||
10/49 |
128,970 | |
10/15 |
92,609 | |
10/11 |
3,000 | |
13 |
89,609 | |
133 |
89,609 | |
17/49 |
36,360 | |
42/48 |
36,360 | |
44 |
4,029 | |
440/4 |
4,029 | |
45 |
32,332 | |
450/3 |
28,672 | |
454/9 |
3,660 | |
| Income statement | ||
9900 |
117,479 | |
630 |
333 | |
640/8 |
937 | |
9901 |
116,209 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
540 | |
65 |
540 | |
9903 |
115,669 | |
67/77 |
26,060 | |
9904 |
89,609 | |
9905 |
89,609 | |
| Appropriation of the result | ||
9906 |
89,609 | |
691/2 |
89,609 | |
6921 |
89,609 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-06-2026 | 2026-00224197 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 116,543 | ||
| 89,943 | ||
| 1,601 | ||
| 91,342 | ||
| 71.8% | ||
| 3.51 | ||
| 0.39 | ||
| 96.8% | ||
| 69.5% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,601 |
| €333 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on TRIVE
Debt's share of the balance-sheet total is 28.2%.
Board & ownership
Board
1 director, since incorporationDirector
since 18-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 22-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-02-2025
Mandates through the years
1 name, the dashed line is todaySMEEKENS Lode Ghislain
Director
Director
Board
Mandates as a list
- SMEEKENS Lode Ghislain
- Director, from 18-02-2025 to date
Control
Founders
SMEEKENS Lode Ghislain, VAN BRABANDT Elke
This company
TRIVE
Equity €92,609
Profit €89,609 in 2025
Capital
- Contribution
- €3,000
- Shares
- 3,000
- Contribution per share
- €1
- Equity per share
- €30.87 in 2025
- Source
- deed of 21-02-2025
Articles of association
deed of 21-02-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 21-02-2025 ↗
- SMEEKENS Lode Ghislain 1,500 shares (50%) · €1,500
- VAN BRABANDT Elke 1,500 shares (50%) · €1,500
Network & group
No group
TRIVE has no parent and no holdings in its annual accounts. SMEEKENS Lode Ghislain is the only director. TRIVE shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 39 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020166420
IncorporationFounding capital of €3,000, 3,000 shares · Founders: SMEEKENS Lode Ghislain and VAN BRABANDT Elke · Appointment: SMEEKENS Lode Ghislain (director) · published on 21-02-20257 points ▸
- Founder, SMEEKENS Lode Ghislain
- Founder, VAN BRABANDT Elke
- Founding capital, €3,000, 3,000 shares
- 3,000 shares
- Registered office clause, Kattenbos 95, 3920 Lommel
- Board rule, 1
- Director appointment, SMEEKENS Lode Ghislain
- The deed holds 3 more points.
First establishment Kattenbos 95, Lommel
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1020.166.420
- VAT number
- BE 1020.166.420
- Peppol ID
- 0208:1020166420
- Other Peppol ID
- 9925:BE1020166420
- LEI code
- 699400S42ZMSFBAAC282 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00deed of 21-02-2025 (in Dutch)
- Peppol
- Reachable since 24-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TRIVE in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-02-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 21-02-2025 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,het…”deed of 21-02-2025 (in Dutch)
11 activities
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,het plannen,het coördineren,het ontwikkelen van en het investeren in rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen;in de meest ruime zin,alle handels- en financiële operaties verrichten,behalve die wettelijk voorbehouden zijn aan,banken,depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- Bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van bedrijfsbeheer in de ruime zin van het woord,waaronder bedrijfsorganisatie,managementtechnieken en -adviezen,personeelszaken,administratie en financiën,productie,verkoop en marketing,en algemeen bestuur;
- Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,en dit in de ruimste zin,met uitzondering van adviezen inzake beleggingen en geldplaatsingen;
- Het waarnemen van alle bestuursopdrachten en mandaten(onder andere van vereffenaar),het uitoefenen van opdrachten en functies;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen:alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;
- De aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook van Belgische en buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen;
- Het stimuleren en ontwikkelen van deze aangehouden participaties;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk zijn toegestaan;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kattenbos 95 registered office 3920 Lommel | 19-02-2025 | 2.370.340.203 |
Buildings and parcels at the address
- Ground area
- 899 m²
- Buildings
- 149 m²
- Volume, LiDAR
- 785 m³
- Tallest building
- 7.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72344D0435/00H000 | 899 m² | 1 · 149 m² | 7.0 m · 2 |
Contact
E-mail
trivebv@outlook.com establishment in Lommel
Phone
+32 494 91 68 83 establishment in Lommel