Turnover
≈ €200,000 estimated
The micro format states no turnover.
TRIVE
Lifetime
1 annual account with figurespeak €117,479 (2025)
€117,479
peak €89,609 (2025)
€89,609
peak €92,609 (2025)
€92,609
€36,360
Board1 name since 2025
1 directorSMEEKENS Lode Ghislain
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Incorporation 21-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 3,000 shares
Position in the sector
€89,609
Higher net result than 82% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
97
Excellent
Financially stronger than 78% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.51, cash €99,212
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €128,970
Equity €92,609 (71.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 81% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as TRIVE has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of TRIVE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for TRIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.51, above the usual 1.5. Short-term debt is 28.2% and cash 76.9% of total assets. 28.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SMEEKENS Lode Ghislain 1,500 sharesdeed of 21-02-2025
- VAN BRABANDT Elke 1,500 sharesdeed of 21-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020166420
Incorporation
Founding capital of €3,000, 3,000 shares · Founders: SMEEKENS Lode Ghislain and VAN BRABANDT Elke · Appointment: SMEEKENS Lode Ghislain (director) · published on 21-02-2025 · Gazette deed
First establishment
Kattenbos 95, Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRIVE Lommel | €128,970 | €117,479 | 71.8% | - |
| PLIMANTA Genk | €129,996 | €121,600 | 75.2% | - |
| Rednaz Hasselt | €125,091 | €103,559 | 70.9% | - |
| InnerSourceActivator Zonhoven | €140,831 | €103,508 | 60.2% | - |
| HORLU SOLUTIONS Maaseik | €120,108 | €107,342 | 72.0% | - |
| Enerfin Consulting Houthalen-Helchteren | €113,104 | €121,575 | 85.7% | - |
| ROWANSKI Wellen | €153,868 | €124,558 | 65.0% | - |
These companies have the same main activity as TRIVE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €113,000 and €154,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 19-02-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.370.340.2033920 Lommel, since 19-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 24-06-2025
Annual accounts 2025
- €128,970
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on TRIVE
TRIVE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,609 and a net result of €89,609.
Its solvency ranks better than 68% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRIVE
- What is the company number of TRIVE?
- The company number of TRIVE is 1020.166.420. The VAT number is the same number with BE in front: BE 1020.166.420.
- Where is TRIVE based?
- The registered office is at Kattenbos 95, 3920 Lommel.Company details
- What does TRIVE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TRIVE?
- TRIVE is a private limited company (BV).
- When was TRIVE founded?
- TRIVE was founded on 19-02-2025.
- Is TRIVE still active?
- Yes, TRIVE is an active enterprise in the KBO register.
- What is the turnover of TRIVE?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €117,479 and 109 comparable companies (NACE 70200). It probably lies between €170,000 and €240,000.Financials
- Is TRIVE profitable?
- In financial year 2025, TRIVE made a profit of €89,609.
- Where can I find the annual accounts of TRIVE?
- TRIVE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.